Access to Credit

Pre-credit Score

We are developing the Pre-Credit Score (PCS) in collaboration with industry professionals, banks, NBFCs, universities, and credit bureaus in India. This score functions as a substitute for a formal credit score, particularly for new-to-credit (NTC) individuals, demonstrating their creditworthiness. We calculate this score by analyzing personal, demographic, regional, and professional data, as well as repayment history from our credit guarantee facility. It takes into account characteristics such as punctuality, savings, and payback practices, allowing members to get formal loans from our partner financial institutions (FI). Our PCS approach, a valuable public resource, is effortlessly incorporated into our technological platform and collaborative efforts with partners.

Evaluation

Our robust data analysis monitoring and evaluation frameworks enable us to understand the efficacy of interventions, and continuously optimize design and delivery to obtain maximum impact while minimizing cost for all network participants. We are also creating public goods, playbooks, and toolkits for various interventions and cohorts to disseminate best practices to support the network and ecosystem as a whole, and facilitate long-term, sustainable impact. We are creating three indices -, an Income Index, a Resilience Index, and a Women’s Economic Empowerment Index – to support the generation of key insights and learnings to continuously improve our programs.

Tech Platform

Creating an integrated technology layer across all stakeholders is essential to the success of this initiative and our interoperable technology layer will facilitate streamlined onboarding, and service offerings across multiple partners.

The network architecture uses a microservices approach such that any new service can be added in a plug-and-play manner. In addition to building our own technology capabilities, we will also integrate with partner platforms wherever possible to further assist the delivery of interventions digitally. The various microservices can be broadly classified into:

Network Management Microservices
Participant Intervention Microservices

Credit Guarantee Facility

Informal microenterprises frequently struggle to obtain loans due to their perceived riskiness. To address this issue, Samhita-CGF is working with organizations such as CGTMSE and USAID to develop new credit guarantee (CG) programs for new-to-credit (NTC) entrepreneurs. These projects seek to harness enormous credit possibilities for informal micro-entrepreneurs, with a special focus on women and farmers. These schemes, in collaboration with UGro Capital, Kotak Mahindra Bank, SEWA Bank, and Dvara Money, offer First Loss Default Guarantees (FLDG) to reduce risk and increase financial inclusion.

Our collaboration with CGTMSE involves significant financial and programmatic support to empower underrepresented segments in India. We’re aligned with government initiatives to drive financial inclusion, with a focus on NTC and NTI segments. Our proposed credit guarantee scheme aims to bridge this gap and empower these underserved entrepreneurs. We’re dedicated to promoting gender equality, women’s empowerment, and livelihood enhancement, aligning with Schedule VII of corporate social responsibility initiatives. Our project budget is comprehensive, covering various aspects of our mission to drive financial inclusion and economic growth across India.

The need for financial inclusion

Our initiative addresses a critical issue: the lack of access to formal credit for a significant portion of MSMEs, particularly women-owned businesses. While MSMEs contribute substantially to India’s GDP and employment, only around 16% have formal credit access. This gap is even more pronounced among women entrepreneurs.

Our Solution

Our target includes 80,000 participants from diverse industries, including retail, IT, healthcare, and more, spread across Pan-India regions. These individuals, often affiliated with NGOs, government schemes, and private sector networks, are typically micro or nano-entrepreneurs with limited formal credit history. Our support will help them access working capital, expand their businesses, and adopt better practices.

To enable access to loans for New to Credit (NTC) and New to Industry (NTI) borrowers, we’re contributing in first loss default guarantee (FLDG) funding. This forms a vital part of our credit guarantee facility with CGTMSE, aimed at unlocking INR 500 Crores in loans from financial institutions.

The program is also complemented through technical assistance provided to develop a pre-credit score system with SIDBI, banks, NBFCs, and credit rating agencies. This score will serve as a substitute for formal credit ratings, helping assess the creditworthiness of NTC and NTI participants.

Fostering Financial Inclusion: CIIE.CO and 360One Foundation’s Collaborative Impact

CIIE.CO, the Innovation Continuum at IIM Ahmedabad, has partnered with 360 One Foundation to address the critical issue of limited access to quality credit for the Bharat Segment, encompassing Indian households earning less than $10 a day. With 360 One Foundation’s invaluable support, CIIE.CO has empowered three inclusive lending start-ups with catalytic funding, designated as First Loss Default Guarantee (FLDG) capital. Additionally, one start-up received funding for validating its business case.

This catalytic funding has been a game-changer, enabling these start-ups to unlock over 10 times the initial capital from formal credit sources. This, in turn, helps them validate their business models, extend financial inclusion, and broaden access to credit for the Bharat Segment.

Throughout the project, CIIE.CO also provided critical technical assistance and ongoing support to these selected start-ups over an 8-month period.

Key Project Components:

Blended Finance Instrument: First Loss Default Guarantee (FLDG)

Project Location: Pan India (Start-ups based at IIM-Ahmedabad)

Total Start-ups Supported: 4

Total Unique Incremental Borrowers from the Bharat Segment Impacted: 5,750+

Additional Funds Unlocked: Approximately INR 14,15,00,000

Support to Start-ups: Diagnostic Panels, Mentoring Clinics, Portfolio Engagement Hours

This partnership drives financial inclusion and empowers the Bharat Segment by fostering innovation and expanding access to credit opportunities.

Empowering Vulnerable Communities: IIT Delhi, SAMRIDH, and 360 One Foundation’s Innovative Financing Solution

IIT Delhi’s SAMRIDH Hosting entity, in collaboration with the National Skill Development Corporation (NSDC) and the 360 One Foundation, has initiated an innovative financing solution to empower vulnerable communities through skill development and job placement. This project aims to generate livelihoods for beneficiaries from underserved backgrounds.

Phase 1 – Training: The project utilizes a grant of INR 1.3 Crores from the 360 One Foundation to leverage an additional working capital loan of INR 4 Crores from NSDC, offering an affordable interest rate of 6% per annum. This financing mechanism includes a 30% partial risk guarantee. With this support, a remarkable 2,420 beneficiaries receive training and job placement opportunities, significantly exceeding the impact of traditional grant-based training programs. The guarantee is renewable for two years, and any unutilized portion can further enable working capital loans, extending support to additional beneficiaries.

Phase 2 – Placement & Retention: Upon successful job retention for three months post-placement, a portion of the 360 One Foundation’s grant (INR 26.7 lakhs) transforms into a Social Success Note, linked to beneficiary placement and retention. This innovative approach reduces borrowing costs for the implementing entity and incentivizes NSDC for improved performance outcomes.

This project aligns with CSR regulations under clause (ix)(b) of Schedule VII of the Companies Act, 2013. It contributes to public-funded universities like IITs, facilitating research aimed at promoting Sustainable Development Goals (SDGs). To ensure CSR compliance, IIT Delhi disburses the grant to NSDC, provides evidence of utilization, monitors and reports the training and placement of marginalized beneficiaries, and tracks the grant for two years to provide further support as needed.

This innovative financing solution enables the implementing entity to offer short-term training and placement services to beneficiaries, whether through fee-based or government-sponsored models. Overall, this initiative has the potential to exponentially impact the lives of vulnerable communities by providing them with valuable skills and access to sustainable livelihoods.

This project in collaboration with SEWA aims to offer financial access for business growth and economic stability to 2,500 unbanked women micro-entrepreneurs including vendors, home-based workers, and agriculture. Our pre-credit score system and credit guarantee mechanism will enable them to transition into the formal credit system, making affordable finance accessible.

The Need for Credit Guarantees

These women are considered “New to Credit” due to low or nonexistent CIBIL scores. Many of these women fall into the mid-resilience category, where traditional philanthropic support alone cannot meet their credit needs. Yet, formal financial institutions hesitate to offer them affordable credit. As such, these women entrepreneurs currently rely on informal loans to sustain their businesses, which often charge high-interest rates and function on unfair terms of repayment.

How CGs Address the Problem

Through a pre-credit score system – a unique tool that SEWA/SEWA bank can use to evaluate and provide credit to these women – the credit guarantee program reduces the perceived risk associated with lending to them. Through credit guarantees, these women entrepreneurs will be able to secure formal loans with lower interest rates and favourable repayment terms. This will not only enhance their businesses but also provide them with resilience against economic uncertainties.

The need for blended finance in India:
Blended finance (BF) is the strategic use of development finance from public and philanthropic sources to mobilise additional capital from the private sector towards greater, sustainable impact. Typically, grant funding is blended with other sources of capital such as debt or equity to maximize funding and social impact capacity.

The Indian BF market stood at USD 1.30 billion in 2022. This represents 14.0% of the global BF market by value and is projected to reach USD 2.64 billion by 2027.
The Indian BF market has grown by 8x from USD 0.1 billion to USD 1.1 billion during the 13-year period from 2010-2022. This indicates a compound annual growth rate of (CAGR) of 18.8%, higher than the growth rate of the global BF market at 11.0%. It represented a cumulative market size of USD 5.6 billion during the 13-year period from 2010-2022, about 3.4% of the cumulative global market.

Blended finance provides opportunities for transformation of the social impact space by working at the intersection of sarkaar, bazaar and samaaj. It uses a network mindset, bringing with it a set of partners, protocols and governance rules, to design interventions and amplify impact at-scale.

Why Credit Guarantee Matters

In a country as diverse as India, access to credit can be a challenge, particularly for those without established credit histories. CGs play a vital role in enhancing financial inclusion by encouraging lenders to extend credit to a broader range of borrowers, thereby fostering entrepreneurship and economic development.

Credit Guarantees step in to provide that extra layer of assurance, boosting confidence among lenders to extend loans to a wider range of borrowers who otherwise may not be eligible for such support. This not only supports economic growth but also empowers individuals and businesses to seize new opportunities.

CGTMSE (CG loans)

We are creating a INR 500Cr credit guarantee facility with CGTMSE, called “Nirman”, to support lending to New to Credit (NTC) and New to Business (NTB) entrepreneurs. This facility will focus on supporting only those who would otherwise be ineligible for any kind of formal credit support due to lack of valid documentation, no credit history, no collateral, etc.

Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for formal financial institutions.

Based on the initial success, we can scale Nirman up to 20x to support additional entrepreneurs across a longer period of time. We will also work closely with NBFCs and banks to help them update their risk mitigation models based on insights generated through this facility. As entrepreneurs successfully repay their loans in a timely manner, they can “graduate” to the formal economy, i.e. they can obtain a credit rating and access formal loans without the need for third-party support.

What is a Credit Guarantee?

Credit Guarantee is a financial mechanism where a third party (often a government agency or a financial institution) promises to repay a loan, or a part of the loan, on behalf of a borrower if the borrower is unable to do so. In other words, it’s like having a “financial safety net” that helps lenders and financial institutions to offer credit to borrowers who don’t have sufficient collateral or strong credit history.

Credit guarantees bridge the gap between borrowers seeking loans and lenders assessing risks. It’s a collaborative effort between borrowers, lenders, and guarantors to provide a safety net that encourages lending and minimizes risk.

Kotak Mahindra Bank

Kotak and USAID are creating a $200M pari-passu credit guarantee facility to support lending to NTC and NTB entrepreneurs, with a focus on women. Through this facility, USAID will provide a pari-passu guarantee to Kotak to support on-lending to NBFCs. Kotak will in-turn provide loans at subsidized rates to NBFCs to facilitate and promote lending to higher-risk segments.

Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for NBFCs.

Agriculture

Supporting Marginalized farmers and FPOs through capacity building and access to capital

Reduced cultivation costs, generating resilient and farm-aligned livelihoods and creating digitally & financially literate farmers.

WASTE MANAGEMENT

EMPOWERING WASTE RECYCLER WOMEN

Women waste recyclers reap the benefits of better rates from collected waste.
They eliminate dependencies on other stakeholders by removing middlemen from the value chain and operate as autonomous entities with complete freedom.

Agriculture

PROVISION OF INCOME DIVERSIFICATION PATHWAYS FOR FARMERS

Increased Economic Resilience: Reduces dependency on a single crop or source of income, making farmers more resilient to climate-related risks.
Improved Livelihoods: Enhances overall livelihoods, offering stability and opportunities for growth beyond traditional farming practices

content1}

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, proﬁt and planet, thereby creating a better normal for communities, environments and businesses.

Role Overview:

Looking for a Sr. Associate proficient in working with implementation partners (NGOs & social enterprises), experienced in need identification, program concept creation and delivering end to end execution of projects (preferably healthcare programs). They should have knowledge on monitoring, evaluation & reporting of the projects.

Responsibilities:

Work on end to end program management – Strategy design, implementation and program monitoring for projects related to public health.
Preparing customized proposals per the requirement of the corporates/grant giving agencies
Conduct prospect research to identify, cultivate and solicit new project implementation partners
Independently manage external stakeholder conversations with corporates as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Work on based data and analysis for program management and insights.
Follow risk management and compliance procedures.
Communicate confidently in a clear, concise and articulate manner – verbally and in written form.
Seek opportunities to learn about other cultures and other parts of the business across the service lines of Samhita.
Uphold the firm’s code of ethics and business conduct
Support the interns and volunteers for field research, survey and developing information on Samhita Verticals.

Qualifications, Skills & Experience:

3+ years of experience of having worked in the education & healthcare sectors
Experience in program implementation, operations and/or management, CSR legal and compliance
Strong Interpersonal and presentation skills
Strong project management skills managing complex, multifaceted projects resulting in measurable successes.
Demonstrated success of developing and evaluating program models and NGOs, and selecting and operationalizing programs.

Work Location: Mumbai – Onsite

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org

content1}

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives.
This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, pro- t and planet, thereby creating a better normal for communities, environments and businesses.

Role Overview

The role sits within the Financial Innovation team, which is responsible for all financial products like returnable grants, credit guarantee backed loans, pre credit scores and other behavioural scores that Samhita will create/manage in collaboration with its partners, to help micro, nano and solo entrepreneurs get access to capital and increase their incomes.
The incumbent will need to manage product lifecycles (build, test, monitor and refine) for financial products that Samhita builds, e.g. the Pre-Credit score.
The role will involve hypothesis testing, statistical modelling using logistic regression and other ML techniques to design, build, validate and maintain behavioural scores such as the Pre-Credit Score and the Human Capital Score.
Apart from building and managing scores, this role will also involve other standard and ad-hoc analyses of the customer and partner data for insights with regards to operational efficiency and effectiveness of programs and interventions. Storytelling in the form of dashboarding will be necessary to present insights.
In order to perform the above-mentioned functions, the person will need to closely liaise with internal stakeholders such as the Implementation team, Technology team etc. and also with external stakeholders like alliance partners.
The person will also be expected to guide other team members on data and product related aspects.
The role is integral for the organisation’s REVIVE Alliance, through which we hope to reach out to 10 million individuals in the next 5 years.

Roles & Responsibilities

Managing product lifecycles for all financial products in the blended finance continuum
Use of statistical modelling techniques such as logistic regression and ML techniques like XGB, Random Forest as needed to build behavioural scores
Research to find the optimal solution for a given use case, keeping in mind operationalisation and explainability requirements
Hypothesis testing, scenario analysis, finding correlations in data, and other standard and ad-hoc analyses to uncover drivers of program effectiveness and operational efficiencies and thereby help drive a culture of data driven decision making in the organisation
Collaboration with internal Samhita-CGF and clients/partners for data collection
Streamlining and consolidating data in a format that can be easily used for reporting
Responsible for reviewing the data for anomalies/inconsistencies
Communicating with the internal teams on regular intervals for data requirements and changes
Critical thinking to challenge norms, and strive for continuous improvements in data products and processes
Troubleshooting data related queries

Skills Required

BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data Analysis or related field
2-4 years of relevant experience
Experience with R/Python
Experience with SQL databases
Proficiency in MS Office Word, Access, Excel
Knowledge of Microsoft BI and Tableau will be an advantage but not essential
Problem solving mindset and being open to working in an agile environment
Basic knowledge and understanding of information collection, analysis, distribution systems and modern database systems or ability to adapt
Problem solving, time management, interpersonal and critical thinking skills
Team player and self-starter

Work Location: Mumbai/Delhi

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

content1}

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, proﬁt and planet, thereby creating a better normal for communities, environments and businesses.

Role Overview:

The role will play a critical role in implementing programs related to climate action and Sustainability with a focus on the agriculture ecosystem and FPOs. The selected candidate will contribute towards program design and implementation of projects as well as capacity building of external stakeholders to strengthen climate action planning and execution. Therefore, it is important that the selected candidate has:

A solid grounding in technical aspects of Agriculture and climate change landscape in India, with knowledge of contemporary tools, frameworks and assessment methodologies.
Excellent understanding of the Farm Producer companies; including relevant policy initiatives, gaps in current frameworks, and knowledge of stakeholders, networks and organisations working in this space.

Overall, we are looking for an energetic, committed and passionate young professional, who is driven and self-motivated and can work under minimal supervision. Since coordination with multiple internal and external stakeholders is required, it is essential that the selected candidate is familiar, adept and comfortable working with a diverse group of people.

Key Functions and Responsibilities:

Work on end-to-end program management – implementation and program monitoring for projects related to Climate adaptation and the Agriculture ecosystem.
Building linkages with stakeholders relevant to the FPO ecosystem, Develop business development plans for FPOs, Improve governance of FPOs
Coordinate with Government agencies and service providers related to agriculture ecosystem
Independently manage FPO stakeholder conversations with government agencies, Technology and other service providers as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Stay updated on the policy landscape, sectoral developments, and industry trends in relation to climate action and Agriculture in India.
Work on based data and analysis for program management and insights.
Provide technical inputs on climate action and Agriculture, and contribute to the development of the overall strategy and program design
Contribute to the ideation, review, and proposal writing for ongoing and future projects.
Coordinate with internal and external team members, as required.
Perform any other tasks and responsibilities as may be required from time to time.

Educational Qualification and Professional Experience

MSc Agriculture/Environment Studies / Agro Forestry, MBA in Agribusiness/Rural Management / Rural Development or any other Postgraduate degree in a relevant discipline such as Agriculture, Environmental Studies, Environmental Economics/Policy etc.
4 years of relevant experience in one or more of the following: Managing climate adaptation initiatives related to farmers, Managing FPOs, Program management, and stakeholder engagement for climate action (Candidates who have previously worked on initiatives focused on Climate adaptation and agriculture/ FPOs will be preferred)

Necessary Skillset

Strong project management skills, managing complex, multifaceted projects resulting in measurable successes.
Demonstrated success in directly working with Farmers and FPOs
Understanding of Government agencies related Agriculture and Water.
Demonstrated experience in contributing to the firm’s knowledge building capacities of stakeholders.
Strong presentation, problem solving and analytical skills.
Proactive, ability to self-motivate and work under minimal supervision.
Proficient in Excel, Microsoft PowerPoint, and Word.
Excellent written and verbal communication skills (Marathi or Kannada preferred

Work Location: Mumbai/Bangalore

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org

content1}

Associate Director

Credit Guarantee (CG) Facility (RGs)

As mentioned above, our target demographic is considered to be “too high-risk” for formal credit, and existing government support credit guarantee / first loss default guarantee schemes do not cater to this demographic. Hence, we aim to provide credit guarantee support to our partner NBFCs, thereby reducing the lending risk and opening avenues to formal credit for our participants. Typically, these participants will be either informal workers requiring loans for skilling or micro-entrepreneurs requiring skilling or working capital support, and will require larger ticket sizes. While credit guarantee facilities exist in the market, we are aiming to create the first facility in India that supports primarily NTI, NTC and NTFC segments with SIDBI CGTMSE. We aim to pilot an INR 500 Cr credit guarantee facility in the next few months which can be scaled up to 20x to unlock INR 10,000 Cr of loans to these segments.

Returnable Grants (RGs)

The returnable grant is a zero-interest, zero-collateral loan with no legal obligation to repay, only a moral obligation. RGs are typically offered to participants who are deemed either “ineligible” or “too high-risk” to access formal credit, and hence require the access to capital support to upskill themselves (for individual participants) and/or grow their businesses (for micro-entrepreneurs). These participants typically have smaller capital needs, and hence RGs of ticket sizes of up to INR 20,000.

Financial Literacy and Inclusion

Only 27% of Indian adults are considered to be financially literate. Without any formal training or knowledge, workers and entrepreneurs are often unable to separate personal, household, and business finances which slows down their professional growth. Therefore, we are partnering with multiple banks to ensure that all participants that are supported by REVIVE receive financial literacy training. Additionally, we are working with Appreciate to support the financial inclusion of these participants by supporting them with opening bank accounts, making micro-savings and investments, and inculcating responsible financial practices in their daily personal and professional lives.

Mandate: Providing sanitation facilities for women engaged at informal workplaces and a 1:1 match establishing the company as a thought leader.

A global FMCG company was keen on furthering its promise of building exceptional workplaces through social responsibility initiatives.

The company invested in supporting a program to provide safe and sustainable sanitation facilities for women working in informal workplaces e.g.: markets through:

Modular infrastructure such as toilets integrated with advanced technology to ensure seamless usage and maintenance
Conducting behaviour change communication to influence women & communities to adopt better hygiene practices

The program is reaching out to:

10,000+ community members
2 wards
2000+ women
28 toilets

The Apparel company wanted to empower women that work in their factory with life skills that would enable them to be more empowered both on the job as well as in the future (most women prefer to find alternate employment after 3-4 years).

Interventions

3-year program delivered through a 240-hour curriculum, based on interactive learning
6 training components; English Literacy, Digital Literacy, Financial Literacy, Life skills, Career Counselling & Introduction to Entrepreneurship along with aspiration building and engagement session, to enhance overall development of women
Blended model of leaning; in-person sessions & engagement beyond classrooms through online platforms, to ensure continuous learning
Innovative & collaborative solutions such as identifying high potential participants, developing critical thinking & conflict resolution skills, introducing foundations of leadership, etc. to fast-track their growth
Sensitization of factory stakeholders to support the upliftment of the women workers

Impact

Reduced absenteeism/attrition rate
Women Empowerment, Education, Skilling
720 women workers impacted
Greater awareness & improved interpersonal skills
Improved workforce management
Enhanced workplace productivity

India’s largest engineering and construction company with a CSR budget of Rs. 100 Cr wanted to review and consolidate its CSR activities and create a flagship program that could be implemented at different types of locations – long-standing campuses to short-term project sites
Samhita interviewed key leaders and undertook extensive desk research to design a flagship program in Science, Technology and Mathematics (STEM) in schools, a cause that was strategically aligned to business and designed an employee engagement component for the same.
Additionally, we also created a suite of standardised programs that could be executed in an efficient way across their other sites.
In Phase II, Samhita is providing project management support to execute the STEM project, including identifying NGOs and monitoring the entire project

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, proﬁt and planet, thereby creating a better normal for communities, environments and businesses.

Role Brief:

We are looking for a Quality Assurance Engineer to join our growing Technology team. Apart from assessing the changing needs of the business, you will be responsible for ensuring the quality of the applications and services that are built. You will play a critical role in ensuring the quality, reliability, and performance of software applications, products, or systems. This position is integral to the software development process, with a primary focus on identifying defects, preventing issues, and ensuring that the final product meets or exceeds predefined quality standards.

Roles & Responsibilities

Test Planning and Strategy: Develop and execute comprehensive test plans, test cases, and test strategies for web applications.
Functional Testing: Perform end-to-end testing to verify the functionality and user-friendliness of web applications.
Regression Testing: Continuously monitor and perform regression testing to ensure the stability of the application during the development lifecycle.
Automation Testing: Implement and maintain automated test scripts using industry-standard tools and frameworks (e.g., Selenium, Cypress) to improve test efficiency.
Performance Testing: Conduct performance testing to identify and address bottlenecks, ensuring the application meets performance benchmarks.
Security Testing: Collaborate with the security team to perform security testing and identify vulnerabilities and risks in web applications.
Cross-Browser and Cross-Platform Testing: Ensure compatibility across different browsers and platforms to provide a consistent user experience.
Bug Tracking: Identify, document, and prioritize defects using bug tracking systems (e.g., JIRA) and work closely with development teams to resolve issues.
Collaboration: Collaborate with developers, product managers, and other stakeholders to ensure alignment on project goals and quality standards.
Documentation: Create and maintain detailed test documentation, including test cases, test scripts, and test reports.
Continuous Improvement: Stay up-to-date with industry best practices, tools, and technologies related to QA and suggest improvements to the QA process.

Qualifications, Skills & Experience

Bachelor’s degree in Computer Science, Information Technology, or related field.
Proven experience as a QA Engineer in web application software development.
Strong knowledge of software QA methodologies, tools, and processes.
Proficiency in test automation using Selenium, Cypress, or similar tools.
Familiarity with agile development methodologies.
Excellent analytical and problem-solving skills.
Strong communication and collaboration abilities.
Attention to detail and a commitment to quality.

Based out of: Mumbai/Delhi

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org

content1}

OECD- DAC Impact Evaluation

The Organisation for Economic Cooperation and Development has developed the normative framework to determine the worth and the merit of the intervention. The framework has six evaluation criterias- relevance, coherence, effectiveness, efficiency, impact and sustainability. The key concepts for each criteria are defined below-

Relevance will help us understand the extent to which the intervention objectives and design respond to the beneficiaries and any gaps identified
Coherence will help us understand the compatibility of the intervention with LTI’s policies and other such intervention in the sector
Effectiveness will help us understand the extent to which the interventions have achieved its targets
Efficiency will help us understand the extent to which the intervention has delivered results in an economic and timely manner
Impact will help us understand the extent to which the intervention has generated significant positive or negative, intended or unintended effects
Sustainability will allow us to understand the extent to which the benefits will continue

The OECD- DAC evaluations can be used to evaluate many different topics and types of interventions including thematic areas, or strategic issues, policies and projects. The framework is widely used and allows evaluators and encourages those involved in designing and managing the interventions to think deeply about the nature of the intervention, its implementation process, its outcomes and results.

Social Return on Investment Evaluation (SROI)

SROI methodology was introduced in early 2000. It was developed consultatively by economists, CAs and development practitioners as a means of measuring social value. It was piloted in the UK by NEF (New Economics Foundation), Social Value and DFID. An SROI analysis is an attempt to calculate evaluative Social Return on Investment (SROI) for a programme. SROI is a framework for measuring and accounting for a broader concept of value. It measures how change is being created by measuring social, environmental and economic outcomes and uses monetary values to represent them. This supports the clients to understand the utilisation of funds more objectively.

Social Audits

A social audit is a way of measuring, understanding, reporting and improving an organisation’s or a project’s social performance. A social audit helps to narrow gaps between the defined goal and reality, between efficiency and effectiveness. It is a technique to understand, measure, verify, report on and to improve the social performance of the organisation and/ or a project.

The main objective of the social audit would be to –

Verify the extent to which proposed project activities have been carried out
Assess various stakeholders’ response to the project so far
Provide suggestions for more effective project implementation

These objectives will be achieved by following a 3×3 model that focuses on:

Assessing three aspects of every project – stakeholder participation (internal and external), efficiency in planning and delivering the project and effectiveness of the project in achieving the objectives

Auditing the program at three levels – Company’s local teams, implementing NGOs and community/ end beneficiaries

Social audits can be used to evaluate ongoing programs and can help reveal weaknesses in program strategies and implementation, enabling the company/ implementation agency to make necessary adjustments and improvements. This process can lead to more effective and efficient programs

Community Needs Assessment (CNA)

A CNA study is a collaborative process that engages community stakeholders in determining the nature and extent of both needs and resources in a community, and the feasibility to implement initiatives. It typically identifies and responds to a specific social problem or problems in a community.

Samhita-CGF adopts an action-oriented and multi-stakeholder approach to community needs assessment. The study generally addresses four main objectives:

To carry out socio-economic profiling of the study location
To evaluate current level of service provisions in the community
To identify and evaluate projects that could address the gaps/ needs in the community
To identify areas/sectors of intervention and its feasibility of conducting interventions

Community needs assessments demonstrate the organisation’s commitment to being a responsible corporate citizen. By listening to and understanding the unique challenges and aspirations of local communities, the CSR initiatives can become more tailored and responsive.

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a 'better normal'. The
better normal reimagines business environments where social value is an integral
aspect of growth, putting stakeholders and environmental guardianship at the centre
of business strategy, a strategy that evolves from inputs to outcomes, from
individuals to ecosystem, and from delivering services to building capacity and
enabling the market.
To do this, we support companies to align their core competencies with the needs of
the social sector, and build catalytic partnerships with stakeholders with in-depth
knowledge and networks to execute sustainable, outcome-oriented social impact
initiatives.
This approach bridges the gap between purpose and action, and forges business
responsibility strategies that balance people, pro- t and planet, thereby creating a
better normal for communities, environments and businesses.

Role Overview

The role sits within the Financial Innovation team, which is responsible for all
financial products like returnable grants, credit guarantee backed loans, pre credit
scores and other behavioural scores that Samhita will create/manage in collaboration
with its partners, to help micro, nano and solo entrepreneurs get access to capital
and increase their incomes.
This role will involve hypothesis testing, statistical modelling using logistic regression
and other ML techniques to design, build, validate and maintain behavioural scores
such as the Pre-Credit Score and the Human Capital Score.
Apart from building and managing scores, this role will also involve other standard
and ad-hoc analyses of the customer and partner data for insights with regards to
operational efficiency and effectiveness of programs and interventions. Storytelling in
the form of dashboarding will be necessary to present insights.
In order to perform the above-mentioned functions, the person will need to closely
liaise with internal stakeholders such as the Implementation team, Technology team
etc. and also with external stakeholders like alliance partners.
The role is integral for the organisation’s REVIVE Alliance, through which we hope to
reach out to 10 million individuals in the next 5 years.

Role Brief:

Use of statistical modelling techniques such as logistic regression and ML techniques
like XGB, Random Forest as needed to build behavioural scores
Research to find the optimal solution for a given use case, keeping in mind
operationalisation and explainability requirements
Hypothesis testing, scenario analysis, finding correlations in data, and other standard
and ad-hoc analyses to uncover drivers of program effectiveness and operational
efficiencies and thereby help drive a culture of data driven decision making in the
organisation
Collaboration with internal Samhita-CGF and clients/partners for data collection
Streamlining and consolidating data in a format that can be easily used for reporting
Responsible for reviewing the data for anomalies/inconsistencies
Communicating with the internal teams on regular intervals for data requirements and
changes
Critical thinking to challenge norms, and strive for continuous improvements in data
products and processes
Troubleshooting data related queries
Skills Required
BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data
Analysis or related field
2-4 years of relevant experience
Experience with R/Python
Experience with SQL databases
Proficiency in MS Office Word, Access, Excel
Knowledge of Microsoft BI and Tableau will be an advantage but not essential
Problem solving mindset and being open to working in an agile environment
Basic knowledge and understanding of information collection, analysis, distribution
systems and modern database systems or ability to adapt
Problem solving, time management, interpersonal and critical thinking skills
Team player and self-starter

Work Location: Mumbai/Delhi

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead
cutting-edge management and research strategies. The candidate shall work
alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a
positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals
who strive for excellence while maintaining a humble outlook. Our work has been
strengthened and supported by international and domestic donor agencies and
foundations such as the Bill & Melinda Gates Foundation, The Rockefeller
Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance
Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex
challenges.

content1}

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.

Role Brief:

The incumbent is expected to screen and implement financial inclusion projects and partnerships.
S/he is expected to build partnerships and collaborations and in the process identify the right partners for implementation.
The role will focus on providing technical guidance to Samhita teams engaged in partnerships with financial service providers for successful deployment of projects.
The incumbent along with team members will train financial service providers and other key stakeholders in the industry about the financial needs of beneficiaries by organizing workshops and focus groups.
Perform other related duties as required.

Roles & Responsibilities

To drive a robust financial inclusion service offer
Spearhead Operation sales & collection of returnable grants
Handling Micro-Finance lending Business
Identifying and quantifying credit risks, implement measures to minimize risks to ensure an objective view & decision on credit request & credit exposure.
Tracking grant applications.
Optimizing the grant administration process.
Maintain a positive, constructive, and co-creative relationship with stakeholders and partners as well as contributing to growing such network.
Conducting Scenario Analysis based on macro and micro factors that will help in accessing risk.
Ensuring accurate modelling of allocated portfolios and developing new transaction models and enhancing the existing models.
Recommending and Implementing process for improvements to programs and prepare forecast.
Identifying the key financial and non-financial risks, recommending actions for mitigation of those risks.
Applying appropriate sensitivity and scenario analysis to support investment actions.

Qualifications, Skills & Experience

8+ years of experience in designing and managing development programs, technical experience in financial services.
Business development and strategy expertise in managing financial products.
Experience of working with NBFCs, research institutes, banks or consulting firms is a must.
Excellent knowledge & experience on preparation of high quality power point presentations, excel based financial modelling & analysis.
Exceptional analytical and conceptual thinking skills.
The ability to influence stakeholders and work closely with them to determine acceptable solutions.
Excellent documentation skills.
A history of leading and supporting successful projects.
Strong customer service orientation.
Logical and efficient, with keen attention to detail.
MA/MS Degree in business, finance, banking or economics or related field or equivalent training and experience.

Based out of: Mumbai/Pune/Ahmedabad

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.

content1}

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, proﬁt and planet, thereby creating a better normal for communities, environments and businesses.

Job Responsibility: –

Day to day accounting in Tally. ERP
Maintain accurate and up to date financial records, including accounts payable and receivable
Process invoices, expense claims and ensure timely payments to vendors & service providers
Handling bank correspondences
Reconcile bank statements and monitor cash flow to ensure financial stability
Assist in preparing budgets, financial reports and other financial documents, as required
Support Statutory Audit of the organization
Knowledge of TDS, GST etc.
Knowledge if filing TDS return etc
Knowledge online banking
Ability to work to deadlines
Ability to work independently and as a part of a team

Qualifications, Skills & Experience:

2+ years of experience – Daily accounting, financial statements, Tally ERP, Finances, Advance Excel, Accounting management, Balance Sheet, Auditing, Team Management
Graduate in Accounting, Finance or relevant Field
Strong Interpersonal and presentation skills

Work Location: Mumbai (Work from Office)

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.

content1}

Organisation Overview

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.

Role Brief:

We are looking for an organised, detail-oriented individual to join our growing Technology team as a project manager. The responsibilities of the project manager include overseeing software projects from start to finish, engaging with software developers and avoiding blockers in the projects. You will play a critical role in advancing the technology capability and effectiveness of the tech strategy to meet the organisation’s targets. To achieve success you will be required to support and forge a partnership with all cross functional teams like MEL(Monitoring and Evaluation) team, Implementation team, Funder Engagement team, software developers and other functions across the company. You would have to reinforce and improve upon existing project and program methodologies that meet organisational objectives, while creating value for all parties. You should have a good working knowledge of WBS, gantt charts, kanban, scrum, project estimation techniques, and roadmapping. Ultimately, as a top-notch software project manager you should have good communication skills, decision-making skills and the ability to motivate others.

Roles & Responsibilities

Work closely with Business Analysts and Data Engineers to plan out the blueprints of software projects, including scope, resources, deadlines, communication strategies, tests and maintenance.
Work closely with internal and external team members to drive, support and identify bottlenecks in data insertion in the software applications and the technology built around the applications.
Participate in and supervise each stage of the project.
Discuss projects and its parameters with clients, executives, and software developers.
Ensure each project stays on schedule and adheres to the deadlines and scope.
Contribute in project budgeting and ensure the project adheres to the budget as closely as possible.
Meet budgetary objectives and make adjustments to project constraints based on financial analysis.
Determine and oversee development, testing, evaluation, and troubleshooting of all software products in all stages of completion.
Track milestones, deliverables, and change requests.
Serve as a liaison to communicate changes, milestones, deviation, updates, and other pertinent information.
Coordinate with internal resources and third parties/vendors for the flawless execution of projects.
Develop detailed project plans and project roadmap across several connected projects to monitor and track progress.
Communicate progress against deliverables.
Manage changes to the project scope, project schedule and project costs using appropriate verification techniques
Measure project performance using appropriate techniques like WBS, gantt charts, kanban, scrum, project estimation and roadmapping.
Perform risk management to minimise project risks using adequate Project Management RBS techniques.
Create and maintain comprehensive project documentation.
Develop detailed execution plans and track performance against overall project deliverables.

Qualifications, Skills & Experience

Proficiency in project management software tools like MS Project, Primavera, JIRA, Clickup, Trello and so on.
Minimum of 5 years of IT project management experience or Software Development Lifecycle management Experience.
Project management certifications like Project Management Professional (PMP), Certified Associate in Project Management (CAPM), Prince 2, Scrum Master, Six Sigma
Excellent decision-making and leadership skills with contract negotiation skills, conflict resolution experience and most importantly adaptability

Based out of: Mumbai/Delhi

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges. How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.

content1}

Organisation Overview

At Samhita, we work to address the most wicked socio-economic problems in India and leverage our strengths, experience, and knowledge to fulfil our vision. We work with multiple stakeholders to curate strategic partnerships that have the potential to create impact at scale. Through the power of collaboration, innovation, and evidence, we aim to create a sustainable and equitable future for all i.e. a better normal for all.

Samhita is a Mission driven Organisation with a young, bright, passionate, committed and exceptionally inspiring team. We believe that great companies are built by great teams. This philosophy is at the heart of our vision for the organisation we want to scale over the next decade. A company with people at its core, where people are the biggest differentiators. If you are looking for an organization that truly cares about people while bringing the best of class innovation into CSR – Samhita is the place for you. We solve problems through collective action.

Role Overview:

Looking for a manager proficient in working with implementation partners (NGOs & social enterprises), experienced in need identification, program concept creation and delivering end to end execution of projects (preferably Education, Health , Women Empowerment programs). They should have knowledge on monitoring, evaluation & reporting of the projects.

Work Location: Mumbai

Job Description

Work on end to end program management – Strategy design, implementation and program monitoring for projects related to Education, Health , Women Empowerment programs
Preparing customized proposals per the requirement of the corporates/grant giving agencies
Conduct prospect research to identify, cultivate and solicit new project implementation partners
Invite and provide evidence-based feedback in a timely and constructive manner.
Independently manage external stakeholder conversations with corporates as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Work on based data and analysis for program management and insights.
Follow risk management and compliance procedures.
Communicate confidently in a clear, concise and articulate manner – verbally and in written form.
Seek opportunities to learn about other cultures and other parts of the business across the service lines of Samhita.
Uphold the firm’s code of ethics and business conduct
Support the interns and volunteers for field research, survey and developing information on Samhita Verticals.
Proficiency in handling data on spreadsheets is preferre

Qualifications, Skills & Experience

7+ years of experience of having worked in the development sector
Experience in preferably Education, Health , Women Empowerment programs related program implementation, operations and/or management. Exposure to skilling profile will be added advantage.
Ability to structure projects/engagements for the team
Strong Interpersonal and presentation skills
Strong project management skills managing complex, multifaceted projects resulting in measurable successes.
Demonstrated success of developing and evaluating program models, NGOs, and operationalizing programs.
Experience in Education, Health , Women Empowerment programs policy making/ conceptualizing & implementing the programs will be preferred
Experience of engaging with International clients and working in onsite-offshore environment
Ability to contribute beyond the defined scope of work
Demonstrated experience of contributing in firm and knowledge building
Candidate with medical and business degrees are encouraged to apply as well

Why Samhita?

Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.

How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org.

content1}

Are you passionate about turning around an organisation which is working with people having Neurodevelopmental Disabilities (NDD)?

FAME India is a not-for-profit organisation set up in 2001, to enable and empower persons with neurodevelopmental disabilities and their caregivers to lead a meaningful life. FAME India (FI) focuses on building and maintaining skills of persons with neuro-developmental disabilities through early intervention; holistic education program which includes in house therapists, special educators, and counsellors. The team delivers continuous, high-quality engagement in the areas of daily living, life skills, vocational skills, social inclusion, recreation, health, safety, and complete well-being for every individual (beneficiaries & caregivers) in our community. FI is entering a new phase of renewal and reorganisation and is looking for a resourceful manager in the Managing Trustee’s office.

Job Description

The primary job of the Manager – Administration is to drive the effectiveness of the organization and its strategic decisions. This role requires planning, senior-level hiring, coordinating, and managing diverse stakeholders (internal and external) with the ability to negotiate and resolve on-ground challenges. Ability to assess enquiries/actions directed to the MT, to organize, prioritize, and delegate – is essential.

Skills & Abilities Required Personality

– Personality – Listening / Empathy – Mature, calm, non-reactive

– Prior experience in hiring – Solution-centric / Problem-solving

– Turn-around management – Affable / People-friendly

– Negotiation – Conversational / Social orientation

– Conflict resolution – Resourceful

– Communication – Proactive

– Spoken and Documented – Adaptable / Agile

– Project/Process orientation

– Administrative field work for special projects

– Proficiency in MS Office tools (Word, Excel, PowerPoint)

– Fluency in Kannada

Application

Interested applicants should mail their CV/Resume to careers@dev.samhita.org
Use Email Subject as “Application for Job: General Manager, Office of the Managing Trustee”.
Attach a covering note for why you want to take up this role.
Indicate your salary expectation.

Job requirement: Immediate, On-site

Job location: Bangalore

Nature of employment: Mid-Senior Level, Full-time, Contract – 1 year (Can be extended after review)

content1}

Project: Urban Health Initiative

Location: Mumbai/ Bangalore (preferred); or Work-from-home

About the Project

Collective Good Foundation (CGF) (https://collectivegood.in/about-us/) is dedicated to developing ecosystems that facilitate sustainable impact. It provides comprehensive programme design and implementation solutions to companies and social organizations to address issues across cause areas; enhancing capacities in the development sector and building interventions that can be scaled. Driving solutions that impact the economic climate and behavioral influences of a young nation, in association with a network of stakeholders, CGF intends to create positive social value. Its strong investments in knowledge, research, and a unique cutting-edge technology tool, enables corporate partners, foundations, and implementation agencies to develop informed solutions that can build a sustainable future for the nation as a whole.

Collective Good Foundation currently houses the Urban Health Initiative, an Initiative which adopts a multi-disciplinary approach to address health and related issues of people living in urban areas, with a focus on the urban poor and vulnerable populations. The Urban Health Initiative intends to bring together urban practitioners, public health experts, donor agencies, government stakeholders and non-profit organisations to develop a convergent, longitudinal and preventive approach to primary healthcare in India. It minimizes duplication of efforts, and captures, contextualizes and replicates best practices while fostering innovation.

About the Role

The Collective Good Foundation (CGF) intends to recruit a Senior Associate – Climate Action for the Urban Health Initiative. The Senior Associate will play a critical role in shaping the overall strategy of the Urban Health Initiative, bringing in a climate change and environmental sustainability perspective to design health interventions for the urban population. The selected candidate will contribute towards program design and capacity building exercises of internal and external stakeholders to strengthen climate action planning and execution. Therefore, it is important that the selected candidate has:

Solid grounding in technical aspects of environment and climate change, with knowledge of contemporary tools, frameworks and assessment methodologies.
Excellent understanding of the climate landscape in the India; including relevant policy initiatives gaps in climate action, knowledge of stakeholders, networks and organisations working in this space.
Ability to filter relevant information and present the same in a coherent and articulate manner in the overall context of urban health.

Overall, we are looking for an energetic, committed and passionate young professional, who is driven and self-motivated, and can work under minimal supervision. Since co-ordination with multiple internal and external stakeholders is required, it is important that the selected candidate is familiar, adept and comfortable working with a diverse group of people.

Key Functions and Responsibilities

Provide technical inputs on climate action and health, and contribute to the development of the overall strategy and program design
Assist in the conceptualization, design and execution of landscape analysis, thematic studies, needs assessments, research projects and rapid assessments for climate action in health.
Organise and coordinate multi-stakeholder dialogues, seminars, roundtables and workshops to identify gaps and opportunities in the urban health space, prioritise research questions, exchange knowledge and disseminate the ongoing work of the Urban Health Initiative.
Contribute to the ideation, review, and proposal writing for ongoing and future projects.
Stay updated on the policy landscape, sectoral developments, and industry trends in relation to climate action and health in India.
Coordinate with internal and external team members, as required.
Perform any other tasks and responsibilities as may be required from time to time.

Educational Qualification and Professional Experience

Post graduate degree in a relevant discipline such as climate change and health, environment and development, environmental change and management, environmental economics and climate change, environmental policy, etc.
4-5 years of relevant experience in one or more of the following: climate action for health, organizing capacity building initiatives for climate action, stakeholder engagement for climate action, conducting workshops and stakeholder consultations for climate action (Priority will be given to candidates with a prior experience of working at the intersection of health and climate change)

Necessary Skillset

Excellent written and verbal communication skills, with prior writing experience demonstrated through published papers and journal articles
Familiarity with public data sources related to environment and climate; and demonstrated proficiency in quantitative and qualitative data analysis.
Knowledge of systems thinking and systems mapping; and ability integrate climate action into different interventions and activities
Strong presentation, problem solving and analytical skills.
Intellectual curiosity and thirst for learning
Proactive, ability to self-motivate and work under minimal supervision.
Proficient in Excel, Microsoft PowerPoint, and Word.

Interested candidates may reach out to: careers@dev.samhita.org

Remuneration: Competitive; based on past experiences and qualifications.

content1}

Access to Credit

Blended Finance

The need for blended finance in India

Challenges to generating livelihoods

Challenges to generating livelihoods

Challenges of the informal economy

Credit gap

Informal sources of finance

Lack of access to government welfare schemes

Low market linkages

Low Female Labour Force Participation Rate (FLFPR)

Samhita-CGF’s Blended Finance Continuum

The Graduation Approach

The power of Returnable Grants (RGs)

The power of Returnable Grants (RGs)

Pre-Credit Scores and Credit Guarantees - The next level

Pre-credit Score

Credit Guarantees

The Samhita-CGF Advantage

Shifting CSR Spend Discourse from Compliance to Catalyst

Local Expertise and Networks:

Innovative Financing Models:

Broad Spectrum of Financial Institutions:

Shifting CSR Spend Discourse from Compliance to Catalyst

Local Expertise and Networks:

Innovative Financing Models:

Broad Spectrum of Financial Institutions:

Diverse Partnerships and Collaborations:

Rigorous Impact Assessment:

Diverse Partnerships and Collaborations:

Rigorous Impact Assessment:

Compliance of Blended Finance instruments

Compliance of Blended Finance instruments

The Samhita-CGF advantage

The Samhita-CGF advantage

Alliances and Collaborations

REVIVE

Revive

Mera Gaon, Mera Pride

Women’s Health Alliance

Pragati Alliance

Latest News

Reach out

Newsletter

Quick Links

Connect With Us