Assistant Manager – Financial Innovation Team

Organisation Overview (

  • Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
  • To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives.
  • This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, pro- t and planet, thereby creating a better normal for communities, environments and businesses.


Role Overview 

  • The role sits within the Financial Innovation team, which is responsible for all financial products like returnable grants, credit guarantee backed loans, pre credit scores and other behavioural scores that Samhita will create/manage in collaboration with its partners, to help micro, nano and solo entrepreneurs get access to capital and increase their incomes.  
  • The incumbent will need to manage product lifecycles (build, test, monitor and refine) for financial products that Samhita builds, e.g. the Pre-Credit score.
  • The role will involve hypothesis testing, statistical modelling using logistic regression and other ML techniques to design, build, validate and maintain behavioural scores such as the Pre-Credit Score and the Human Capital Score.
  • Apart from building and managing scores, this role will also involve other standard and ad-hoc analyses of the customer and partner data for insights with regards to operational efficiency and effectiveness of programs and interventions. Storytelling in the form of dashboarding will be necessary to present insights.
  • In order to perform the above-mentioned functions, the person will need to closely liaise with internal stakeholders such as the Implementation team, Technology team etc. and also with external stakeholders like alliance partners.
  • The person will also be expected to guide other team members on data and product related aspects.
  • The role is integral for the organisation’s REVIVE Alliance, through which we hope to reach out to 10 million individuals in the next 5 years.


Roles & Responsibilities

  • Managing product lifecycles for all financial products in the blended finance continuum
  • Use of statistical modelling techniques such as logistic regression and ML techniques like XGB, Random Forest as needed to build behavioural scores 
  • Research to find the optimal solution for a given use case, keeping in mind operationalisation and explainability requirements
  • Hypothesis testing, scenario analysis, finding correlations in data, and other standard and ad-hoc analyses to uncover drivers of program effectiveness and operational efficiencies and thereby help drive a culture of data driven decision making in the organisation
  • Collaboration with internal Samhita-CGF and clients/partners for data collection 
  • Streamlining and consolidating data in a format that can be easily used for reporting 
  • Responsible for reviewing the data for anomalies/inconsistencies 
  • Communicating with the internal teams on regular intervals for data requirements and changes 
  • Critical thinking to challenge norms, and strive for continuous improvements in data products and processes
  • Troubleshooting data related queries 


Skills Required

  • BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data Analysis or related field 
  • 2-4 years of relevant experience 
  • Experience with R/Python
  • Experience with SQL databases 
  • Proficiency in MS Office Word, Access, Excel 
  • Knowledge of Microsoft BI and Tableau will be an advantage but not essential
  • Problem solving mindset and being open to working in an agile environment
  • Basic knowledge and understanding of information collection, analysis, distribution systems and modern database systems or ability to adapt 
  • Problem solving, time management, interpersonal and critical thinking skills
  • Team player and self-starter


Work Location: Mumbai/Delhi

Why Samhita?

  • Make a big difference: Take, own and implement.
  • Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
  • Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
  • Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
  • Learning: Increase your problem-solving capabilities by delving into complex challenges.