Project Zomboid is an open world survival simulation video game set in a zombie apocalypse. The participant is challenged to survive as long as doable by looking homes and different buildings for resources, avoiding getting caught by zombies, in addition to conserving an eye fixed on things like starvation, exhaustion, ache, and mental stability to stay alive. .
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In survival mode, the player is first tasked with creating a personality after which surviving as long as attainable after the character spawns in one of four Knox County towns.
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Coronavirus impact: Time for employers to up skill employees
For the quantum growth of the economy, investments in education and skilling of informal workers are key, especially because a huge share of population has very little skills.
All Slots Casino website for Canada: Overview, Deposit Methods And Bonuses
All Slots Casino Webpage for Canada: Overview, Deposit Strategies and Bonuses
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Methods to Activate microsoft Office 2024 Endlessly?
How to activate Microsoft Office 2016 without end?
For years, Microsoft Workplace It has been characterized by providing an awesome variety of solutions at the business and academic stage mainly. This being the case, it’s some of the used programs on each desktop and laptop computer computers.
At present, we will present you step by step learn how to activate Microsoft Office 2016, so to fully take pleasure in all the advantages that this program affords you, counting on its total activation.
What should I do earlier than activating Microsoft office 2016?
Earlier than proceeding with the activation of Microsoft workplace 2016, it is you want to have this system installed in your pc. To do this, you can do it by a “CD” that has the “ISO” picture of the program recorded. Additionally in the event you want, you possibly can obtain the software program directly from official website.
Obtain Microsoft Office 2016
Once contained in the page, you simply have to observe a few simple steps to download and subsequent set up of this system, comparable to those that we will mention under:
Log in along with your Microsoft office account. If you happen to shouldn’t have an account on the platform, you’ll have to create one as a way to continue with the subsequent steps. This is a simple process that can solely take you a few minutes to carry out.
Download the Workplace 2016 programAs soon as the above is completed, it’s essential to select the option that claims “Set up Workplace”, And proceed with the instructions that shall be indicated on the page to proceed with the obtain of the free model of this program.
Set up Workplace 2016
Once the download is completed, you’ll have to continue with the installation process. To do this, we suggest that before starting this job, you deactivate your Web connection. Once this is finished, you’ll only should observe the next directions:
1. Go to the downloads folder, and double click on on it Microsoft office installer for it to run.
2. As soon as the installer is open, you should have to pick the structure corresponding to the operating system you employ (choose the installer for 32 or 64 bits based on the architecture of your working system)
3. Finally, you should have to pick out the set up options. On this part, you can decide if you wish to observe the really useful directions, or select a custom installation. Choosing the installation vacation spot folder, as effectively as the package of tools that you want to put in with Microsoft workplace, amongst other details.
In case you have followed these easy steps properly, you’ll only have to wait a couple of minutes for the set up to be accomplished successfully. Achieved this, we are able to proceed with this system activation course of.
Methods to activate Workplace 2016
Presently there are various methods to activate Microsoft office 2016 rapidly and easily. All of the methods that we are going to indicate have been tested and work, being able to decide on the choice that’s extra sensible or easy to apply. Next, we’ll clarify in detail what each consists of.
Utilizing an activator
Initially, we’ll advocate this technique to you quite easy and intuitive to use. However, before you carry it out, you could closes completely Microsoft workplace and any operate associated to the program that may be working on your laptop within the background.
Once this is done, it is important that download the ‘KMSpico’ activator. Once you have downloaded this program, you’ll have to open its file executable named ‘KMSELDI’, after which select the Microsoft workplace icon that will appear in the application window.
Now, you solely have to attend a few seconds for the activator to do all the work. After the wait, the program will notify you that the activation of your Microsoft Office 2016 has been carried out successfully.
Activate with an activation key
As a second technique to activate Microsoft office 2016, we deliver you the choice of use a “serial” or “activation code”. For this, being inside Microsoft Workplace you will have to go to the part devoted to the activation and license of this system (you’ll be able to access it by means of the options “file” and later “account”).
Discovering your self there, you’ll solely must enter the respective serial of 25 characters, in the sector indicated to activate this system. Once this is completed, it is critical that you simply close the appliance and begin it again to be ready to use your Microsoft office 2016 with out restrictions.
It is best to know that there are several internet pages where yow will discover serials for activating the program. However, to make your job easier, we have compiled some serials that may be of use to you, reminiscent of:
You can too select to obtain a ‘Keygen’ (serial generator) in case a few of the codes that you’ve got discovered on the internet are expired, or they’re of no use to you.
Using a CMD code
Finally and to conclude this tutorial on how to activate Microsoft office 2016, we’ll advocate a less widespread technique however just as efficient as the previous ones. To be able to activate Microsoft workplace through this option, we must create an executable code with a “cmd” extension. This, you are able to do it each in a notepad, as in any simple text file. To do that, you’ll solely need to perform the next steps:
Copy the following code (without the quotes):
(Embody the code)
1. Once the code hooked up above has been copied, we’ll create a text doc on our staff, and we’ll stick it there. Now we’ll only have to pick the choice “save as”And assign a reputation to the document (when saving the file, you can provide it any title, the vital thing is that its closing extension is’ .cmd‘).
2. After the previous step, you will solely have to open the brand new executable doc that you’ve got created, selecting the choice “run as administrator”.
Now, you should have to wait a couple of minutes for this code to run in your laptop, in order that your Microsoft Workplace 2016 has been activated correctly.
Suggestions earlier than activating Office 2016 Free
Although the ideal is all the time to go for the official activation strategies (shopping for the license of the merchandise), There are these strategies that for informational functions we now have mentioned you. Nevertheless, it is necessary that you just watch out with using them, with a view to avoid your laptop may be uncovered to viruses, or other types of malicious components present on the web.
Regardless of whatever technique you’re going to make use of to activate and validate your Microsoft Workplace 2016 program, it is vital that you just make sure that you download the recordsdata from trusted websites.
That approach, you’ll keep away from exposing your self to possible malware that could damage your equipment or extract private information from you. Having clarified this level, simply use any of the activation methods simply mentioned, to get pleasure from all the advantages that Microsoft Workplace 2016 provides you, forgetting about the constraints which might be often present when not having the activated product.
Windows 7 Multi Function Activated ISO Obtain Tutorial
Home windows 7 All in one Activated ISO Obtain Tutorial
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Home windows 7 Allinone Editions Included
Features of Home windows 7 Multi functional Preactivated ISO
Download Windows 7 Multi functional ISO Full Model
Windows 7 is a classic working system of Microsoft. Though its assist ends, loads of users still follow it. It’s beloved by hundreds of thousands of customers the world over. On this publish, Home windows 7 all in one (AIO) activated ISO is talked about. You’ll be taught everything from it.
3. Both 32-bit and 64-bit architectures are included for every version.
Home windows 7 Starter (OEM for low-finish 32-bit PCs)
Windows 7 Dwelling Primary (STD & OEM with basic features)
Windows 7 House Premium (STD & OEM greatest for home users)
Home windows 7 Professional (STD, OEM & VL for with networking)
Home windows 7 Enterprise (Volume license Pro version plus languages)
Home windows 7 Final (STD & OEM with full options)
If you want to obtain these editions separately, click on provided links in this publish: Windows 7 ISO File Secure Download: All Editions (32 & 64 Bit)
To learn the difference between Windows 7 Skilled and Home Premium, you possibly can pay attention to this post: Windows 7 Skilled vs. Home Premium: Explore the Difference
Features of Home windows 7 Multi function Preactivated ISO
Generally speaking, you can be required to activate Windows 7 after you set up it from a USB. When you install the system through Windows 7 multi function preactivated ISO, you don’t must activate the system manually as it will likely be activated routinely. Moreover, Home windows 7 allinone ISO has the next features.
– It’s free of charge. – It has improved safety and stability
– It includes three new languages (French, English, and Arabic). – It is simple to put in and use. – Many of the drivers might be pre-installed like mice, show, Wi-Fi, Bluetooth, etc.
– It accommodates .Web Framework 4.8.
– It’s equipped with Internet Explorer 11 which may improve your looking experience. – As the ISO file is compressed, it can be downloaded shortly and simply. – It consists of Windows Defender updates and Diagnostic and Restoration Toolset 10.0.
– It supports the bootable USB 3.0.
– Compared with Home windows XP and Windows Vista, Home windows 7 ISO has better graphics. – It permits you to customise the taskbar and notification space as you like. Do you wish to get the Windows 10 All in one ISO download? When you do, you may receive the Windows 10 activated ISO free obtain links from here.
Obtain Home windows 7 Multi functional ISO Full Version
To obtain Windows 7 multi function ISO full version, it is advisable to make it possible for your Pc meets the requirements beneath.
Processor: Intel Core 2 Duo or larger
Memory: 1GB (minimal)
VGA: DirectX 9 graphics gadget with WDDM 1.Zero or higher driver
Free laborious disk house: 10GB (minimum)
After that, obtain Home windows 7 all in one ISO full model (32-bit or 64-bit) from Web. The Windows 7 multi function preactivated ISO is a complete offline installer and standalone setup. It is suitable with each 32-bit and 64-bit Windows PCs.
You may as well get Home windows 7 ISO from Microsoft ISO Downloader. In a different way, the ISO downloaded from the utility is a single one not an AIO.
Once you get the Windows 7 all in one activated ISO, you should make a bootable USB drive with it. To try this, a chunk of USB bootable software and a clean USB drive are required. This publish shows you learn how to make Home windows set up media with eight USB bootable software.
Then plug the media into the goal Laptop and set it as the primary boot choice after entering BIOS. Save the adjustments and comply with the on-display instructions to complete the Home windows 7 clean install course of.
Really useful article: Make a Multi-bootable USB Drive with four Multiboot USB Tools
Further studying:
As you realize, the help for Windows 7 ended on January 14, 2020. If you want to get safety updates and technical help from Microsoft, it’s urged to upgrade the system to Windows 10 or 11. Listed here are some ISO obtain sources for you.
HoloCure is a F2P roguelike game, during which we struggle off waves of monsters as heroines (with a vtuber-impressed look). If you are wondering whether or not your friends can accompany you in the game, this information will give you the answer. Study more about multiplayer and co-op modes.
Muliplayer and coop in HoloCure
HoloCure doesn’t have any multiplayer mode. So for those who wanted to play with buddies in co-op, you will have to look for another recreation. This is because you’ll be able to only play the title solo.
However is there an opportunity that one thing will change in this regard in the future? There are many indications that no. The community usually refers back to the phrases of developer Kay Yu. They present that multiplayer will remain a player dream.
The explanation for that is imagined to be the code of HoloCure, which was typically written for a single-player experience. Implementing multiplayer would require reworking the title at the very base.
Players have additionally prompt that if any type of multiplayer was added to the game, it would be a local co-op.
However, it’s essential to bear in thoughts that this information comes from fans, who cite the words of the dev. Unfortunately, we haven’t been ready to achieve the unique source, in order that they ought to be taken with a grain of salt. Nevertheless, the variety of gamers citing the developer’s assertion indicates that it is fairly a dependable supply.
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Last Updated on 18 August, 2023 Holocure Golden Hammer Information – Tips on how to get, necessities, how to use and find out how to create Tremendous Collabs in KayAnimate’s recreation
1 Holocure Golden Hammer Information – The right way to get
2 Holocure Golden Hammer Guide – How to use
three About Holocure
Are you involved within the HoloCure Golden Hammer? The Golden Hammer’s fundamentals, together with methods to get one, how to make use of one, and different information, are all lined on this tutorial.
Your favourite characters from the Hololive YouTube model are featured in HoloCure, a bullet hell roguelike similar to Vampire Survivors. On this scenario, the swarms of opponents are rabid followers, and your objective is to outlive so long as you may. It has a ton of unlocked characters, secrets, weapons, and different things to find, just like Vampire Survivors.
Extra Holocure Guides: All Collabs, All Super Collabs, All Gadgets & Super Objects, All Weapons, Steam Save File Transfer
Holocure Golden Hammer Guide – Methods to get
Tremendous Collabs will be produced at a Golden Anvil with the Golden Hammer.
A Golden Hammer can solely spawn if certain situations have been met.
– A stage of no less than 50 is required.
– There should be the collab weapon.
As soon as these circumstances are glad, a Golden Hammer could also be dropped.
Holocure Golden Hammer Information – How to use
Then, you possibly can mix a Collab weapon with an acceptable Merchandise (a super Merchandise or a max-rank). However, with a view to make the most of the Golden Hammer, you must have at the very least a second Collab weapon. A Golden Anvil will seem when you’ve all of the necessary items, indicating that a brilliant Collab can be made.
Super Collabs are distinctive weapons made by fusing an merchandise with a collaborative weapon. Consequently, a Weapon’s capabilities will likely be improved whereas also gaining new abilities. They are frequently employed in end-sport materials!
About Holocure
Greetings from HOLOCURE!
This can be a free, unofficial fangame with gameplay primarily influenced by Vampire Survivors and Magic Survival that showcases the vtuber talents of Hololive and its surrounding neighborhood. To design the best character, gather potent instruments and weapons and take a look at out numerous character builds. Will you be ready to achieve the top rankings and cease the never-ending swells of fans?
System Necessities
Minimal Necessities
– – Requires a 64-bit processor and operating system
– Operating System: Home windows 10
– Reminiscence: 300 MB RAM
– Hard Drive Area: 250 MB de espacio disponible
– Video: NVIDIA® GeForce® GTX 960 Radeon™ RX 470 – DirectX 12.0 compatible system
– Network: Broadband Web connection
Really helpful Specifications
– – Requires a 64-bit processor and working system
– Working System: Windows 10+
– Memory: 500 MB RAM
– Arduous Drive House: 250 MB de espacio disponible
– Video: NVIDIA® GeForce® GTX 960 Radeon™ RX 470 – DirectX 12.0 appropriate system
– Network: Broadband Internet connection
The Best Way to Download GTA San Andreas for Home Windows 10: Link, Storage Necessities, And More
Everything you must learn about GTA San Andreas: The Definitive Version
Grand Theft Auto San Andreas: The Definitive Edition has improved graphics and trendy gameplay enhancements in comparison with the original. The builders have also ensured that players do not miss the previous experience of San Andreas by sustaining the classic look and feel of the original version.
The enhancements and adjustments that make the Definitive Edition distinctive are acknowledged below:
Fashionable controls and gameplay features:
– Updated Mini-Maps with enhanced navigation
– Up to date Weapons and Radio Station choice wheels
– The flexibility to right away restart a failed mission
Platform-specific options:
– NVIDIA DLSS (AI technology that will increase graphic performance) support for PCs
Across-the-board visual enhancements with a 3D universe aesthetic:
– Improved visible fidelity
– Excessive-decision textures for characters, weapons, vehicles, roads, and extra
– Detailed shadows and reflections
– New lighting and environmental upgrades
Tips on how to get GTA San Andreas: The Definitive Edition on Home windows 10?
Here’s a step-by-step information that ought to be adopted to install the game on Home windows 10:
– Go to the official retailer of Rockstar Games.
– Within the search tab, sort San Andreas or Trilogy Definitive Edition and search.
– Once the search outcomes are displayed, users ought to be certain that the platform chosen must be Computer.
– Click the purchase now option to sign in and get the definitive edition.
Alternatively, players can even obtain the sport from the Rockstar Games Launcher.
What are the necessities to put in the game on a Pc?
While installing the version, gamers should guarantee their system’s capability to correctly run the game. The necessities are talked about under:
Listed below are the minimum requirements that should be fulfilled to put in the game:
Gamers can play the unique yet upgraded version of San Andreas by buying the GTA Trilogy Definitive Edition. The sport offers a style-defining basic experience as soon as once more that players can still get pleasure from until the discharge of the upcoming Grand Theft Auto 6.
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Does After Gym: Gym Simulator Game cd key activate in my region?
We all the time attempt to make sure that worth displayed in our comparison is assigned to the correct areas. However, some outlets don’t share info concerning regional locks of their product feeds and that may result in some very occasional mistakes. Before you purchase After Gym: Gym Simulator Game, please verify the shop page for any information about activation restrictions in your region. Should you notice any product assigned to incorrect area on GG.deals, contact us and we’ll correct the itemizing as soon as attainable.
Will I be capable to download After Gym: Gym Simulator Game recreation instantly? This will be either in the type of direct download or Laptop key – relying on the shop of your choice.
All shops featured on GG.offers will deliver your game immediately after the fee has been authorized. After you activate key on a corresponding platform, you’ll be able to download and play your game totally free. If you don’t know find out how to activate the important thing, take a look at the tutorials section on the underside of the page.
Can I get a free After Gym: Gym Simulator Game Steam key? Is there a technique to download After Gym: Gym Simulator Game without cost?
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Obtain Warcraft II: Tides of Darkness Free for Laptop Torrent
Warcraft II: Tides of Darkness is a fantasy real-time strategy computer game developed by Blizzard Entertainment and launched for DOS in 1995 and Mac OS in 1996. The sport was met with optimistic evaluations and received most of the main Computer gaming awards in 1996. In 1996, Blizzard released an growth pack, Warcraft II: Beyond the Dark Portal, for DOS and Mac OS, and a compilation, Warcraft II: The Darkish Saga, for the PlayStation and Sega Saturn. The Battle.net edition, launched in 1999, offered Blizzard’s online gaming service, and changed the MS-DOS version with a Home windows one.
In Warcraft II, as in many actual-time strategy (RTS) games, gamers collect sources to supply buildings and items with a purpose to defeat an opponent in fight. Players gain access to more superior items upon development of tech buildings and analysis. Nearly all of the show screen reveals the part of the territory on which the participant is currently operating, and, utilizing the small minimap, the player can choose another location to view and operate on. The fog of struggle completely hides all territory which the player has not explored: terrain that has been explored is always seen, but enemy models stay visible solely so lengthy as they stay inside a friendly unit’s visible radius.
Warcraft II was a business hit, with international gross sales above three million units by 2001; roughly two-thirds were bought in the United States. The game influenced strongly the corporate’s subsequent profitable RTS, the futuristic StarCraft (1998) in gameplay, and in attention to character and storyline. In 1996, Blizzard announced Warcraft Adventures: Lord of the Clans, an journey game within the Warcraft universe, however canceled the venture in 1998. Warcraft III: Reign of Chaos, launched in 2002, used components of Warcraft Adventures’ characters and storyline, but extended the gameplay used in Warcraft II.
Gameplay
Warcraft II is a real-time technique sport. In Warcraft II one aspect represents the human inhabitants of Lordaeron and allied races, and the other controls the invading orcs and their allied races. Every facet tries to destroy the opposite by collecting assets and creating an army. The game is performed in a medieval setting with fantasy parts, where both sides have melee, ranged, naval and aerial units, and spellcasters.
Modes
Warcraft II allows gamers to play AI opponents in separate Human and Orc campaigns, and in stand-alone eventualities. A lot of the campaign missions observe the pattern “collect assets, construct buildings and units, destroy opponents”. However, some have other goals, such as rescuing troops or forts, or escorting necessary characters via enemy territory.
The game’s map editor allows gamers to develop eventualities for use in multiplayer contests and towards AI opponents. The editor runs underneath the Mac and also under either Home windows ninety five or, if the WinG library was put in, below Home windows 3.
The situations can be performed in opposition to the AI or in multiplayer video games with as much as eight players collaborating. The DOS version initially supplied multiplayer games by null modem cable, modem or IPX, and Mac players may also play by way of TCP/IP or AppleTalk. Blizzard shortly released a facility to connect with Kali, which allows applications to entry the net by the use of IPX.
Economic system and battle
Warcraft II requires players to gather resources, and to provide buildings and models so as to defeat an opponent in fight. The Human City Hall and Orc Great Hall produce primary workers that dig gold from mines and chop wooden from forests after which deliver them to their Halls. Both buildings will be upgraded twice, every rising usable sources per load from the staff. Gamers may also construct Shipyards, which might produce each combat ships and Oil Tankers. Tankers construct development offshore Oil Platforms and then deliver the oil to buildings on the shoreline. As all three assets are non-renewable, fitgirl repack gamers must use them efficiently; forests may serve as defensive partitions.
Workers can also assemble Farms, each of which provides meals for up to 4 items, and additional items can’t be produced until sufficient Farms are constructed. Farms, being very tough for his or her value, are also employed as defensive walls.
People and Orcs have units of buildings with similar features, however completely different names and graphics, for producing floor, naval, and air models. All but basic fight models require the assistance of different buildings, or must be produced at buildings which have prerequisite buildings, or both. When advanced items seem, the Orcs have a robust benefit in floor fight, while the People have the more powerful fleet and spellcasters. Probably the most superior floor combatants on every facet could be upgraded and taught some spells, that are different for the two sides. Many buildings can upgrade combat units. Some campaign missions feature hero units, which are more powerful than regular items of the identical sort, have distinctive photos and names, and should not die, as that causes the failure of the mission.
Reception
Sales
Warcraft II debuted at #2 on Pc Information’s monthly computer sport sales chart for December 1995, behind Myst. It held the spot in January 1996, but dropped to #three in its third month. After falling to #5 in November, it exited the highest 10 the following month. The sport stayed in Laptop Information’s prime 3 from April via October, securing first place in April, August and September. Warcraft II achieved worldwide sales of 500,000 items within three months of release, and of over 1.2 million by November. This made it the world’s most commercially profitable pc recreation of the yr as of November, in accordance with Laptop Information. Within the United States, it was the second-best-promoting laptop sport of 1996, again behind Myst. The sport offered 835,680 copies and earned $34.5 million in the area for the year. To capitalize on this success, Blizzard launched the Warcraft Battlechest on November 11, which bundled Warcraft: Orcs & People with Warcraft II and the Past the Dark Portal add-on.
Video Review and Screenshots
Warcraft II: Tides of Darkness System Requirements
Working System: Microsoft Windows XP
Processor: any
RAM: 128 MB
Video Card: any
Hard disk house: 374.6 MB
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Abhishek Gupta Associate Director
Professional Experience: He is a financial inclusion consultant. He has worked on projects related to digital payments, MSME finance, microfinance, business correspondents, creative industries, financial literacy, digital upskilling, and gender equity in financial services. His clients included the World Bank & IFC, USAID, Bill and Melinda Gates Foundation, Michael and Susan Dell Foundation, Better Than Cash Alliance (BTCA), DAI, Accion and Villgro. His focus is on using mixed-method research and design thinking to ensure customer centricity in financial services for low-income households. He has previously worked with LEAD at Krea University (IFMR), Intellecap and MicroSave Consulting (MSC). He has authored multiple publications, including bylines in Mint, Business Line, Inc42, CNBC TV18 and NextBillion.
Educational Background: Abhishek holds a B.E. in Mechanical Engineering from Delhi College of Engineering (DCE), Delhi University and an MBA from Institute of Rural Management, Anand (IRMA).
Personal Interests and Hobbies: Some of his hobbies include high-altitude trekking, playing chess and reading the history of economic thought.
Laxmi Grover Assistant Manager
Professional Experience: She comes with a blend of foundation in software engineering and a grasp of social impact, as she has transitioned from a technical background to a development-focused career. She has worked with Mitrata Inclusive Financial Services, Gov of Odisha (ORMAS), Greenpeace, TCS, and L&T Infotech in the past across domains like financial inclusion, sustainable livelihoods, M&E, and end-to-end project management.
Educational Background: Laxmi is a B Tech graduate in Computer Science & Engineering from NIT Jalandhar and holds Masters in Social Sciences from Tata Institute of Social Sciences.
Personal Interests and Hobbies: Some of her hobbies include – reading, swimming, playing chess and trekking.
Swagata Gan Manager
Professional Experience: She has worked in organisations like CINI (Child in Need Institute), IHAT (Indian Health Action Trust), PATH and ARMMAN and has been involved with Public Health (MNCH) at the grassroot level in Bengal, Jharkhand, Uttar Pradesh and Delhi. Swagata hold expertise in preparing the M&E framework, research, evaluation of output and capacity building, advocacy with Government stakeholders.
Educational Background: Swagata holds a M.Sc degree in Economics from University of Calcutta.
Personal Interests and Hobbies: Some of her hobbies include – Photography, hiking and watching thrillers.
Kaustubh Mishra Associate
Professional Experience: He has done internships with Education Department of the Government of Uttar Pradesh, Breakthrough Trust, Centre for Budget & Governance Accountability, and Niti Tantra. He brings strong skills in data analysis and proficiency in statistical tools including Excel, R, and Stata.
Educational Background: Kaustubh holds a Bachelor’s degree in Public Administration from the University of Lucknow and a Master’s degree in Development Studies from the Tata Institute of Social Sciences.
Personal Interests and Hobbies: Some of his hobbies include playing cricket, gardening, and reading books.
Vaibhavi Iyer Senior Manager – Marcom
Professional Experience: Vaibhavi has spent most of her career working with D2C businesses and brands. She started off her career as the first product manager at CRED, followed by building an ed-tech business at the peak of the pandemic at Openhouse and eventually transitioning to a skin-in-the-game consulting and venture-capital firm called Spring Marketing Capital. Over the course of her career, her main focus has been Strategy (with a focus on consumer insights) and Brand Building.
Educational Background: Vaibhavi holds a B.A. Economics Honors Degree from St. Xavier’s College, Mumbai.
Personal Interests and Hobbies: Some of her hobbies include – marathoning, playing violin, exploring new places in town, spinning (spin-instructor).
Shahzad Shaikh System Administrator
Professional Experience: He holds experience in maintaining, upgrading and managing the applications, software, hardware and networks. His last assignment was with Oasis Capital – Manama, Bahrain . Previously he as also worked with organizations like Ramee Group, Wipro InfoTech and Trimax Computer Ltd.
Educational Background: Shahzad holds Bachelor’s degree in Information Technology.
Personal Interests and Hobbies: Some of his hobbies include – cricket and snooker.
Rachana AgarwalManager – Flagship
Professional Experience: Rachana is a experienced instructional designer with over 20 years of experience in the industry, analyzing learning needs and developing customized content for extensive mandates for the government, social sector and corporates.
Educational Background: Rachana is a graduate in English Literature from Women’s Christian College, Chennai, post-graduate diploma from NIIT and have done instructional designing from Symbiosis, Pune.
Personal Interests and Hobbies: Some of her hobbies include reading, painting, embroidery, art and crafts and gardening.
Mohit Sharma Manager – ONDC
Professional Experience: He holds experience in Brand Sourcing, Market Research, and successful Merchandising across business to business (B2B) and business to customer (B2C)models. His last assignment was with Metaverse Blockchain Solutions Pvt Ltd. where he was spearheading the merchandising strategy for the e-commerce & reward platform, optimizing, product assortment and placement to maximize sales and customer engagement, brand on-boarding and brand closures. Previously he has also worked with organizations like Shopclues.com, Killer & Lawman Pg3, Pepperfry , Fashionandyou and Shoplik.com.
Educational Background: Mohit holds a Master degree from IMT Ghaziabad.
Personal Interests and Hobbies: Some of his hobbies include – singing.
Kunal Dhooper Associate Director – ONDC
Professional Experience: He holds expertise in visualizing the e-commerce business value chain in Indian and Global context. He has been leading multiple projects and teams to drive online growth, GTM strategy for startups and digital partnerships. In his last assigbment he was the Co-Founder of the URBCLAN(Clothing accessories) brand. Previously he has worked with organisations like Zigly, Gadgets360, NewU (Subsidiary of Dabur India Ltd), Snapdeal and Flipkart.
Educational Background: Kunal Dhooper holds a Bachelors degree in Commerce from University of Delhi Masters Degree in Marketing from IP University.
Personal Interests and Hobbies: Some of his hobbies include – playing badminton and playing percussion instruments.
Vikas Kantu Director – ONDC
Professional Experience: Johny holds expertise in strategic planning, process design, and implementation, proficient in cross-functional project execution and delivery, with a deep understanding of tech platforms and marketplace systems. He has proficiency in setting up Processes, Transitions, Governance & SLAs, directing business transformation initiatives & establishing processes for delivering high-quality solutions. His last assignment was with Flipkart Internet Pvt. Ltd. Where he was leading the Central Supply Analytics, Seller Marketing, Monetization charter, and Tier 2 Account management for sellers. Previously he has also worked with organizations like Cure.Fit, Canara Paper Mills and GMJ Paper & Boards.
Educational Background: Johny holds a B.E. Mechatronics Engineering degree from Anna University, Chennai and MBA in Operations Management from SIBM, Bengaluru.
Vikas Kantu Head – Marcomm
Professional Experience: He holds expertise in defining brand vision, guidelines, strategy, positioning and creating impactful Communication & Media strategies. Collaborated with the top agencies, celebrities, script-writers, directors to craft 25+ remarkable ad films. His last assignment was with Spartan Poker as Head – Marketing & Product. Previously he has worked with organizations like TOPPR, Cars24 and 3DPLM.
Educational Background: Vikas holds a B.Tech degree in Information Technology.
Personal Interests and Hobbies: Some of his hobbies include traveling, trading, sports & gaming , yoga & mediation.
Akash RoyTechnology Product Lead
Professional Experience: Akash Roy joins us as a Technology Product Lead. He is based out of Mumbai, and will be working closely with Priya Naik. He has 17 years of total experience, with 8 years in Technical Project Planning.
Educational Background: Akash holds a Bachelors and Masters Degree in Business Administration and is a certified Project Manager and Product Manager.
Personal Interests and Hobbies: He is someone who likes to research on a wide range of topics like, History, Space and Tech as a hobby. He also loves to trek.
Pre-credit Score
We are developing the Pre-Credit Score (PCS) in collaboration with industry professionals, banks, NBFCs, universities, and credit bureaus in India. This score functions as a substitute for a formal credit score, particularly for new-to-credit (NTC) individuals, demonstrating their creditworthiness. We calculate this score by analyzing personal, demographic, regional, and professional data, as well as repayment history from our credit guarantee facility. It takes into account characteristics such as punctuality, savings, and payback practices, allowing members to get formal loans from our partner financial institutions (FI). Our PCS approach, a valuable public resource, is effortlessly incorporated into our technological platform and collaborative efforts with partners.
Evaluation
Our robust data analysis monitoring and evaluation frameworks enable us to understand the efficacy of interventions, and continuously optimize design and delivery to obtain maximum impact while minimizing cost for all network participants. We are also creating public goods, playbooks, and toolkits for various interventions and cohorts to disseminate best practices to support the network and ecosystem as a whole, and facilitate long-term, sustainable impact. We are creating three indices -, an Income Index, a Resilience Index, and a Women’s Economic Empowerment Index – to support the generation of key insights and learnings to continuously improve our programs.
Tech Platform
Creating an integrated technology layer across all stakeholders is essential to the success of this initiative and our interoperable technology layer will facilitate streamlined onboarding, and service offerings across multiple partners.
The network architecture uses a microservices approach such that any new service can be added in a plug-and-play manner. In addition to building our own technology capabilities, we will also integrate with partner platforms wherever possible to further assist the delivery of interventions digitally. The various microservices can be broadly classified into:
Network Management Microservices
Participant Intervention Microservices
Credit Guarantee Facility
Informal microenterprises frequently struggle to obtain loans due to their perceived riskiness. To address this issue, Samhita-CGF is working with organizations such as CGTMSE and USAID to develop new credit guarantee (CG) programs for new-to-credit (NTC) entrepreneurs. These projects seek to harness enormous credit possibilities for informal micro-entrepreneurs, with a special focus on women and farmers. These schemes, in collaboration with UGro Capital, Kotak Mahindra Bank, SEWA Bank, and Dvara Money, offer First Loss Default Guarantees (FLDG) to reduce risk and increase financial inclusion.
Noshir Dadrawala
About Noshir: Mr. Noshir H. Dadrawala is the Chief Executive of the Centre for Advancement of Philanthropy. He has been with the Centre since its inception in 1987. Currently, he serves on international boards as; Member, Asia Pacific Philanthropy Network which is a part of Give2Asia based in San Francisco, member of the Coordinating Committee of Brazil based Worldwide Initiatives & Network of Grant-makers (WINGS), Fellow of the Centre for Study of Philanthropy (New York) which is affiliated to the Graduate School & University Center of the City University of New York, member of the Advisory Council of the U.S. based International Centre for Not-for-profit Law. He is also a trustee of; Resource Alliance (India), India Sponsorship Committee, Make A Wish Foundation – India, V Care Foundation, Chronic Care Foundation, Forbes Foundation, Happy Home and School for the Blind, Junoon Foundation initiated by Sanjana Kapoor and the Jai Ho Trust which he established with the Oscar Winning Director, Danny Boyle. He is a permanent invitee on the Board of the Bombay Community Public Trust that CAP helped to incubate in the year 1990.
Our collaboration with CGTMSE involves significant financial and programmatic support to empower underrepresented segments in India. We’re aligned with government initiatives to drive financial inclusion, with a focus on NTC and NTI segments. Our proposed credit guarantee scheme aims to bridge this gap and empower these underserved entrepreneurs. We’re dedicated to promoting gender equality, women’s empowerment, and livelihood enhancement, aligning with Schedule VII of corporate social responsibility initiatives. Our project budget is comprehensive, covering various aspects of our mission to drive financial inclusion and economic growth across India.
The need for financial inclusion
Our initiative addresses a critical issue: the lack of access to formal credit for a significant portion of MSMEs, particularly women-owned businesses. While MSMEs contribute substantially to India’s GDP and employment, only around 16% have formal credit access. This gap is even more pronounced among women entrepreneurs.
Our Solution
Our target includes 80,000 participants from diverse industries, including retail, IT, healthcare, and more, spread across Pan-India regions. These individuals, often affiliated with NGOs, government schemes, and private sector networks, are typically micro or nano-entrepreneurs with limited formal credit history. Our support will help them access working capital, expand their businesses, and adopt better practices.
To enable access to loans for New to Credit (NTC) and New to Industry (NTI) borrowers, we’re contributing in first loss default guarantee (FLDG) funding. This forms a vital part of our credit guarantee facility with CGTMSE, aimed at unlocking INR 500 Crores in loans from financial institutions.
The program is also complemented through technical assistance provided to develop a pre-credit score system with SIDBI, banks, NBFCs, and credit rating agencies. This score will serve as a substitute for formal credit ratings, helping assess the creditworthiness of NTC and NTI participants.
Fostering Financial Inclusion: CIIE.CO and 360One Foundation’s Collaborative Impact
CIIE.CO, the Innovation Continuum at IIM Ahmedabad, has partnered with 360 One Foundation to address the critical issue of limited access to quality credit for the Bharat Segment, encompassing Indian households earning less than $10 a day. With 360 One Foundation’s invaluable support, CIIE.CO has empowered three inclusive lending start-ups with catalytic funding, designated as First Loss Default Guarantee (FLDG) capital. Additionally, one start-up received funding for validating its business case.
This catalytic funding has been a game-changer, enabling these start-ups to unlock over 10 times the initial capital from formal credit sources. This, in turn, helps them validate their business models, extend financial inclusion, and broaden access to credit for the Bharat Segment.
Throughout the project, CIIE.CO also provided critical technical assistance and ongoing support to these selected start-ups over an 8-month period.
Key Project Components:
Blended Finance Instrument: First Loss Default Guarantee (FLDG)
Project Location: Pan India (Start-ups based at IIM-Ahmedabad)
Total Start-ups Supported: 4
Total Unique Incremental Borrowers from the Bharat Segment Impacted: 5,750+
Additional Funds Unlocked: Approximately INR 14,15,00,000
Support to Start-ups: Diagnostic Panels, Mentoring Clinics, Portfolio Engagement Hours
This partnership drives financial inclusion and empowers the Bharat Segment by fostering innovation and expanding access to credit opportunities.
Empowering Vulnerable Communities: IIT Delhi, SAMRIDH, and 360 One Foundation’s Innovative Financing Solution
IIT Delhi’s SAMRIDH Hosting entity, in collaboration with the National Skill Development Corporation (NSDC) and the 360 One Foundation, has initiated an innovative financing solution to empower vulnerable communities through skill development and job placement. This project aims to generate livelihoods for beneficiaries from underserved backgrounds.
Phase 1 – Training: The project utilizes a grant of INR 1.3 Crores from the 360 One Foundation to leverage an additional working capital loan of INR 4 Crores from NSDC, offering an affordable interest rate of 6% per annum. This financing mechanism includes a 30% partial risk guarantee. With this support, a remarkable 2,420 beneficiaries receive training and job placement opportunities, significantly exceeding the impact of traditional grant-based training programs. The guarantee is renewable for two years, and any unutilized portion can further enable working capital loans, extending support to additional beneficiaries.
Phase 2 – Placement & Retention: Upon successful job retention for three months post-placement, a portion of the 360 One Foundation’s grant (INR 26.7 lakhs) transforms into a Social Success Note, linked to beneficiary placement and retention. This innovative approach reduces borrowing costs for the implementing entity and incentivizes NSDC for improved performance outcomes.
This project aligns with CSR regulations under clause (ix)(b) of Schedule VII of the Companies Act, 2013. It contributes to public-funded universities like IITs, facilitating research aimed at promoting Sustainable Development Goals (SDGs). To ensure CSR compliance, IIT Delhi disburses the grant to NSDC, provides evidence of utilization, monitors and reports the training and placement of marginalized beneficiaries, and tracks the grant for two years to provide further support as needed.
This innovative financing solution enables the implementing entity to offer short-term training and placement services to beneficiaries, whether through fee-based or government-sponsored models. Overall, this initiative has the potential to exponentially impact the lives of vulnerable communities by providing them with valuable skills and access to sustainable livelihoods.
This project in collaboration with SEWA aims to offer financial access for business growth and economic stability to 2,500 unbanked women micro-entrepreneurs including vendors, home-based workers, and agriculture. Our pre-credit score system and credit guarantee mechanism will enable them to transition into the formal credit system, making affordable finance accessible.
The Need for Credit Guarantees
These women are considered “New to Credit” due to low or nonexistent CIBIL scores. Many of these women fall into the mid-resilience category, where traditional philanthropic support alone cannot meet their credit needs. Yet, formal financial institutions hesitate to offer them affordable credit. As such, these women entrepreneurs currently rely on informal loans to sustain their businesses, which often charge high-interest rates and function on unfair terms of repayment.
How CGs Address the Problem
Through a pre-credit score system – a unique tool that SEWA/SEWA bank can use to evaluate and provide credit to these women – the credit guarantee program reduces the perceived risk associated with lending to them. Through credit guarantees, these women entrepreneurs will be able to secure formal loans with lower interest rates and favourable repayment terms. This will not only enhance their businesses but also provide them with resilience against economic uncertainties.
Jagdish Acharya
About Jagdish:
Mr.Acharya brings over 44 years of executive leadership experience, and is passionate about driving skill development, quality improvement, and innovation in the paint and coatings sector. As the CEO of PAINTS & COATINGS SKILL COUNCIL, he leads a dynamic team of professionals who work with industry stakeholders, government agencies, and training partners to create and implement competency-based standards, curricula, and assessments for the industry. In his current role, he has successfully launched several strategic initiatives, such as the National Apprenticeship Program, the Recognition of Prior Learning, and the Paints and Coatings Academy for the Paints and Coatings Industry. These initiatives have enabled thousands of workers and students to acquire industry-relevant skills, certifications, and career opportunities. He has also established strong partnerships with leading paint manufacturers, associations, and educational institutions to promote the adoption and recognition of the NCVET standards and programs. Additionally, he has represented the industry at various national and international forums and events, showcasing the best practices and achievements of the Indian paint and coatings industry
Subho Moulik
About Subho: He is a Chartered Accountant and an MBA from London Business School.
He brings over 18 years of experience in technology sales, marketing, product development, innovation and strategy. He was associated with companies like Wayfair, Arthur Andersen, Ernst & Young, the Citi Group, Mckinsey & Company, Whirlpool Corporation, and Adani Group, amongst others.
Subho is a pro-bono advisor for the overall strategy and technology development for Samhita-CGF.
Sudip Basu
About Sudip: Sudip is a Bachelor of Technology graduate from IIT Kharagpur, and holds a post graduate diploma in marketing & finance from IIM, Bangalore.
He brings 3 decades of rich experience in risk management, lending to retail, SMEs, large corporates, cash flow lending, etc. He was the MD, Risk Management, Citi Private Bank, Mumbai and is currently the Group Risk Head at the Hinduja Group.
Ajay Satish SoniFull-stack Developer
Professional Experience: Ajay has 1 year experience in Full-stack development. Completed 15 project and reached up to 1 million leads. Builded e-commerce ,Food Franchise and Traveller Franchise, Waterpark website using technology like React.js,Bootstrap,Sass,Css and Html for Front-end and Django,python,REST Framework for Back-end.
Educational Background: He holds B.E in Electronic and Telecommunication from Mumbai University.
Personal Interests and Hobbies: Some of his hobbies include – Speed Cubing, Cheese, programming, playing video games and drawing.
Sudhir NaikCFO
Professional Experience: A qualified finance professional (ACA, AICWA, ACS), Sudhir has served articles with A F Ferguson & Co and served MNCs – Shell, Siemens, Ferodo, Colgate Palmolive and Heinz (as CFO and Finance Director) as well as Owner Managed groups – Mittals, Bahwans and Mustafa Sultan as Group CFO. He has worked briefly in Australia, Mexico and for 22 years in the Middle East before joining Samhita.
Diviniti KothariAnalyst-Strategic Partnerships
Professional Experience:
She has gained expertise in research, policy-making, and legislative affairs through her collaboration with various political figures. She has completed her internships with Child Rights & You, at the Office of Reena Gupta (Advisor, Delhi Government) & Dr. Amar Patnaik, Politics for Impact and SRIVIPRA.
Educational Background: Diviniti Kothari holds B.A. (Hons.) degree in Political Science from Sri Venkateswara College, University of Delhi.
Personal Interests and Hobbies: Some of her hobbies include – sketching, playing ukulele and badminton
Akriti TiwariAssociate – Marcomm
Professional Experience:
Akriti’s last assignment was with Pokerbaazi as a creative analyst for brand strategizing and social media content. She has curated digital content , translated and edited scripts, ads for major private companies and has hands on experience in organizing several offline and online events for the organization’s social media growth.
Educational Background: Akriti holds a Bachelor’s degree in Literature from Lady Shri Ram College for Women. Akriti is a theatre enthusiast.
Personal Interests and Hobbies: Some of Akriti’s hobbies include – reading books, writing poetry and discovering new music
Shreya KuruvillaManager – Implementation
Professional Experience:
She is a Social Impact Professional with over 8 years of experience working in multiple domains. She holds expertise in managing end to end projects implementation across various thematic areas. Her last assignment was with America India Foundation. She has previously also worked with organizations like Capgemini, TechnoServe and HCL Foundation.
Educational Background: She holds a B.A Hons. in History from St. Stephen’s College, Delhi University and Masters in Sustainable Development Practices from TERI University.
Personal Interests and Hobbies: Some of her hobbies include – Poetry and Story Writing, Journaling, Travelling, Spending time with loved ones, Rock Climbing, Long walks, Dancing
Juhi AnandSr. Associate – Implementation
Professional Experience:
Juhi has been working in the development sector and in her past roles she has worked in domains like sustainability, climate change, renewable energy and livelihood and has worked with organizations such as CLEAN and Swaniti Initiative.
Educational Background: Juhi holds B.Com degree from Indraprastha College for Women, Delhi University and has completed Post Graduate Diploma in Forest Management from Indian Institute of Forest Management.
Personal Interests and Hobbies: Some of her hobbies include travelling, music, photography, art & crafts.
Aarchita SharmaAssociate – Revive
Professional Experience:
Aarchita has worked as a Young Professional at the Rajasthan Grameen Aajeevika Vikas Parishad (RGAVP), Ministry of Rural Development, Government of Rajasthan. She then joined as an Academic Associate at the Kautilya School of Public Policy in Hyderabad.
Educational Background: Aarchita holds a BA in Social Sciences from the Tata Institute of Social Sciences and a MA in Development Studies from the Indian Institute of Technology Guwahati.
Personal Interests and Hobbies: Some of her hobbies include – reading fiction and graphic novels, baking and East Asian media.
Ramakrishna MSr. Associate – Skilling
Professional Experience: Ramakrishna comes with strong business acumen, excellent interpersonal relationship, possessing strong leadership and team building capabilities. He is a dynamic and accomplished professional with extensive experience in Operations, Team Management and in depth knowledge in Channel Management and Customer Operations.
He has 20 plus years of experience in Telecom and banking operations.
Educational Background: He holds B.Com from Osmania University and BMS Degree from Indian School of Business Management & Administration.
Personal Interests and Hobbies: Some of his hobbies include Cooking and Enjoys watching South indian movies.
The need for blended finance in India: Blended finance (BF) is the strategic use of development finance from public and philanthropic sources to mobilise additional capital from the private sector towards greater, sustainable impact. Typically, grant funding is blended with other sources of capital such as debt or equity to maximize funding and social impact capacity.
The Indian BF market stood at USD 1.30 billion in 2022. This represents 14.0% of the global BF market by value and is projected to reach USD 2.64 billion by 2027.
The Indian BF market has grown by 8x from USD 0.1 billion to USD 1.1 billion during the 13-year period from 2010-2022. This indicates a compound annual growth rate of (CAGR) of 18.8%, higher than the growth rate of the global BF market at 11.0%. It represented a cumulative market size of USD 5.6 billion during the 13-year period from 2010-2022, about 3.4% of the cumulative global market.
Blended finance provides opportunities for transformation of the social impact space by working at the intersection of sarkaar, bazaar and samaaj. It uses a network mindset, bringing with it a set of partners, protocols and governance rules, to design interventions and amplify impact at-scale.
Muli DeviMicroentrepreneur, Gokalpuri
Micro-entrepreneurs – Reviving Muli Devi’s Business
Muli Devi lives in Gokalpuri with her children in their own house. She sells sarees and cosmetic items (lipstick, bindi, anklets) from home to home. She sells sarees and cosmetic items such as lipstick, bindi and anklets. In the pre-lockdown era, she was able to earn ₹700 to ₹800 a day and around ₹4000 in a month. Since the onset of the pandemic, she is very often earning only ₹300 to ₹400 per day. She was also unable to consider alternative livelihood due to a lack of necessary skills. While mobile phones have become important to her business as customers prefer it for sales, she was unable to afford one. In August 2021, Muli Devi took a ₹20,000 returnable grant to replenish her inventory. She is now earning around ₹ 6000 monthly and is able to save, pay the ration and water expenses of the house and also repay the interest free loan instalment on a monthly basis. She attributes her revival to REVIVE and the timeliness of it.
VarshaBeautypreneur, Ghaziabad
Beautypreneurs – Varsha went from Helper to Owner
For Varsha, being a beautician was of an interest right from her 12th class. She picked up this skill in Meerut post which she received a formal training with Empower Pragati. A freelancer before (for 2.5 years) who also used to work at an E-aggregator platform for beauty services, Varsha now owns a salon just on the front porch of her house. Varsha has employed one helper at her salon. She received a grant of ₹20,000 and she has been able to purchase a ring light, a curling machine and other makeup products. She currently sees 4 to 5 customers in a day and is earning an income of up to ₹12,000. She created a savings account in the name of her children and now wishes to grow her business and look for a better place to shift her business.
Mansi Suhas Godan was the sole breadwinner for her family of four with an annual income of ₹40,000. She was also a member of the Skill Women Savings Group, which helps women in the artisan community with their financial needs. Through one of the members, Mansi got to know of a Bamboo Handicraft Skill Development Training, conducted in association with the Bamboo Research and Training Centre (BRTC) and Women Economic Development Corporation (WEDC) of Chandrapur, and learned of the increased earning opportunities of being a Bamboo artisan. Today, Mansi is working as a Bamboo artisan and earning ₹150 to ₹200 per day. Through this, she has been able to increase the family’s annual income, and enjoy better self-confidence.
Why Credit Guarantee Matters
In a country as diverse as India, access to credit can be a challenge, particularly for those without established credit histories. CGs play a vital role in enhancing financial inclusion by encouraging lenders to extend credit to a broader range of borrowers, thereby fostering entrepreneurship and economic development.
Credit Guarantees step in to provide that extra layer of assurance, boosting confidence among lenders to extend loans to a wider range of borrowers who otherwise may not be eligible for such support. This not only supports economic growth but also empowers individuals and businesses to seize new opportunities.
CGTMSE (CG loans)
We are creating a INR 500Cr credit guarantee facility with CGTMSE, called “Nirman”, to support lending to New to Credit (NTC) and New to Business (NTB) entrepreneurs. This facility will focus on supporting only those who would otherwise be ineligible for any kind of formal credit support due to lack of valid documentation, no credit history, no collateral, etc.
Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for formal financial institutions.
Based on the initial success, we can scale Nirman up to 20x to support additional entrepreneurs across a longer period of time. We will also work closely with NBFCs and banks to help them update their risk mitigation models based on insights generated through this facility. As entrepreneurs successfully repay their loans in a timely manner, they can “graduate” to the formal economy, i.e. they can obtain a credit rating and access formal loans without the need for third-party support.
What is a Credit Guarantee?
Credit Guarantee is a financial mechanism where a third party (often a government agency or a financial institution) promises to repay a loan, or a part of the loan, on behalf of a borrower if the borrower is unable to do so. In other words, it’s like having a “financial safety net” that helps lenders and financial institutions to offer credit to borrowers who don’t have sufficient collateral or strong credit history.
Credit guarantees bridge the gap between borrowers seeking loans and lenders assessing risks. It’s a collaborative effort between borrowers, lenders, and guarantors to provide a safety net that encourages lending and minimizes risk.
Kotak Mahindra Bank
Kotak and USAID are creating a $200M pari-passu credit guarantee facility to support lending to NTC and NTB entrepreneurs, with a focus on women. Through this facility, USAID will provide a pari-passu guarantee to Kotak to support on-lending to NBFCs. Kotak will in-turn provide loans at subsidized rates to NBFCs to facilitate and promote lending to higher-risk segments.
Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for NBFCs.
Agriculture
Supporting Marginalized farmers and FPOs through capacity building and access to capital
Reduced cultivation costs, generating resilient and farm-aligned livelihoods and creating digitally & financially literate farmers.
WASTE MANAGEMENT
EMPOWERING WASTE RECYCLER WOMEN
Women waste recyclers reap the benefits of better rates from collected waste.
They eliminate dependencies on other stakeholders by removing middlemen from the value chain and operate as autonomous entities with complete freedom.
Agriculture
PROVISION OF INCOME DIVERSIFICATION PATHWAYS FOR FARMERS
Increased Economic Resilience: Reduces dependency on a single crop or source of income, making farmers more resilient to climate-related risks.
Improved Livelihoods: Enhances overall livelihoods, offering stability and opportunities for growth beyond traditional farming practices
Praveen BVManager – Skilling
Professional Experience: He has previously worked with organizations like Digital Academy 360, Rooman Technologies Pvt. Ltd., Agastya EdTech Pvt. Ltd. and Direct Dialogue Recruiter. He holds expertise in project planning, execution, client acquisition, account management and strategic planning.
Educational Background: Praveen holds a BBM Degree in Marketing from Dayananda Sagar Junior Business School, and Masters Degree in MBA from Sikkim Manipal University.
Personal Interests and Hobbies: Some of his hobbies include – playing cricket and reading novels.
SupriyaManager – Skilling
Professional Experience: She is a development professional with nine years of experience with organizations like Bihar Rural Livelihoods Promotion Society in Bihar and Bharat Rural Livelihoods Foundation in Delhi. She holds expertise in handling project management in skilling & livelihoods space at the local and national levels, managing budgets, government relations, prospect researching and
partnerships.
Educational Background: Supriya holds B.Com degree from Patna University and Masters Degree in Development Management from Indian Institute of Forest Management, Bhopal.
Personal Interests and Hobbies: Some of her hobbies include reading and cooking.
Priyanka SrivastavaBusiness Analyst
Professional Experience: Her expertise is to closely work with the business teams and understand the
requirements and align the same with the development teams. Her last assignment was with In-solutions Global Pvt Ltd as Functional Business Analyst wherein her major responsibility was to handle the organization’s application which was used to settle NETC (National Electronic Toll Collection ) Toll Transactions for different bank clients. She has also worked with IIT- Delhi as Project Assistant.
Educational Background: Priyanka holds Business Analyst Certificate (IIBA endorsed) and MCA degree from Annamalai University.
Personal Interests and Hobbies: Some of her hobbies include reading and cooking.
Sachin ShindeSystem Admistrator
Professional Experience: Sachin brings with him over 15 years of experience in the IT Infrastructure Management. He holds expertise in handling Technology Operations, Information Security, Service Desk Management, Business Application, network maintenance, Linux, Windows (All versions) & MS- DOS. His last assignment was with IFAST Financial India Pvt Ltd as Lead, IT Infrastructure. Previously he has worked with companies like Sunshine Telesoft Pvt Ltd, Fashion Life Style, Entire Software Exports pvt. Ltd. and Comptrain Center Pvt. ltd.
Educational Background: He is a Economics graduate and holds a DBA certification and Diploma in Hardware and Networking.
Personal Interests and Hobbies: Some of his hobbies include – playing Cricket & programming.
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Overview:
Looking for a Sr. Associate proficient in working with implementation partners (NGOs & social enterprises), experienced in need identification, program concept creation and delivering end to end execution of projects (preferably healthcare programs). They should have knowledge on monitoring, evaluation & reporting of the projects.
Responsibilities:
Work on end to end program management – Strategy design, implementation and program monitoring for projects related to public health.
Preparing customized proposals per the requirement of the corporates/grant giving agencies
Conduct prospect research to identify, cultivate and solicit new project implementation partners
Independently manage external stakeholder conversations with corporates as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Work on based data and analysis for program management and insights.
Follow risk management and compliance procedures.
Communicate confidently in a clear, concise and articulate manner – verbally and in written form.
Seek opportunities to learn about other cultures and other parts of the business across the service lines of Samhita.
Uphold the firm’s code of ethics and business conduct
Support the interns and volunteers for field research, survey and developing information on Samhita Verticals.
Qualifications, Skills & Experience:
3+ years of experience of having worked in the education & healthcare sectors
Experience in program implementation, operations and/or management, CSR legal and compliance
Demonstrated success of developing and evaluating program models and NGOs, and selecting and operationalizing programs.
Work Location: Mumbai – Onsite
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org
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Amit Garg
About Amit: Amit Garg leads the regional program strategy, grants management and partnerships for the Global Fund to End Modern Slavery (GFEMS) in India and Bangladesh. GFEMS is a Washington D.C.-based fund backed by the US, UK and Norwegian governments in addition to private foundations and aims to combat human trafficking in all its forms. This includes labour exploitation, bonded labour & child labour in global supply chains (such as construction and apparel) and commercial sexual exploitation of children. Prior to this, he led the philanthropy portfolio for Credit Suisse (CS) bank aimed at education, financial inclusion and skill development. He also led a similar portfolio for Godrej Properties (part of the larger Godrej Industries Group) prior to CS where the grants were aimed at making rural to urban migration safer. Previously Amit has worked with UNICEF as State Coordinator – Monitoring & Evaluation for the state of Bihar in India.
He has been a development practitioner in the business and human rights space since 2010 including having been part of the foundation teams of two early-stage social enterprises in workforce development in the healthcare sector.
Amit is an alumnus of the United Nations University and Maastricht University and has a double Masters in Public Policy & Human Development.
Nachiket Mor
About Nachiket: Nachiket Mor has a PhD in Economics from the University of Pennsylvania. His current work is principally focused on the design of national and regional health systems.
He was a member of the Planning Commission’s High-Level Expert Group on Universal Health Care, the Primary Care Task Force of the Ministry of Health and Family Welfare, the Health Commission for the State of Himachal Pradesh, and the Standing Committee on Health Systems Strengthening at the National Academy of Medicine in Washington DC. He helped create a new model for comprehensive primary care, pioneered by SughaVazhvu Healthcare in remote rural parts of Tamil Nadu.
He is currently a Visiting Scientist at The Banyan Academy of Leadership in Mental Health and a Senior Research Fellow at the Centre for Information Technology and Public Policy (CITAPP) at IIIT Bangalore.
Irfan Nooruddin
About Irfan: Irfan is the Director of the South Asia Center at the Atlantic Council. He is also a Professor in the School of Foreign Service at Georgetown University. Dr. Nooruddin conducts research in the political economy of development, trade, and investment, and the challenges of democratization in the 21st century.
He is the author of Elections in Hard Times (Cambridge University Press, 2016) and Coalition Politics and Economic Development (Cambridge University Press, 2011) and more than twenty-five scholarly articles and book chapters. In 2012, he was a Fellow at the Woodrow Wilson International Center for Scholars in Washington, DC., and is a Team Member of Lokniti: Programme in Comparative Democracy in New Delhi, India. He has received grants from the Bill & Melinda Gates Foundation and USAID.
Irfan has a PhD in Political Science from the University of Michigan and a BA in Economics and International Studies from Ohio Wesleyan University. He was born and raised in Bombay where he studied at St. Xavier’s College and St. Stanislaus High School.
Arun Maira
About Arun: Arun Maira is a thought leader on social and economic development and transformational change and leadership. He is an author of several books including Shaping the Future: Aspirational Leadership in India and Beyond; Redesigning the Airplane While Flying: Reforming Institutions; and Transforming Capitalism: Improving the World for Everyone. His most recent book is Listening for Well-Being: Conversations with People Not Like Us. He is a frequent speaker at international forums on the reform of institutions.
Mr. Maira is Chairman of the Board of Trustees of HelpAge International and Chairman of the Foundation for MSME Clusters. He was a Member of the Planning Commission of India from 2009 to 2014, and of the National Innovation Council, besides being Chairman of The Boston Consulting Group in India from 2000-2008. Earlier, he worked with the Tata Group for 25 years in senior management and board positions.
Suhas Misra
About Suhas: Suhas completed his MBA from IIM Calcutta (Class of 2003) and started his professional career with Coca Cola. In 2005 he moved to Nokia as a Regional Sales Training Manager and in 2006, started ChannelPlay- India’s first integrated Sales Process Outsourcing Company. Suhas was also the Chief Operating Officer of Hector Beverages Private Limited – It has quickly carved out a niche for itself, despite having to deal with deep-pocketed competitors with two unique functional beverages – Tzinga and Paper Boat.
Paresh S. Parasnis
About Paresh: Paresh Parasnis in his current position as Head of Piramal Foundation is responsible for all the CSR activities of Piramal Enterprises Limited. Paresh is a Fellow of the Institute of Chartered Accountants of India and a graduate of Mumbai University. Paresh started his career with Hindustan Lever Limited. He then moved on to HDFC Limited, where he handled various responsibilities. His last assignment in HDFC Ltd was business development and overseeing the operations in Maharashtra, Gujarat and Madhya Pradesh. In November 2000, Paresh moved to a new venture in the HDFC fold to set up the life insurance company, HDFC Standard Life Insurance (a joint venture with Standard Life plc, UK). In November 2008, Paresh was appointed as a full time member of the Board of Directors of HDFC Standard Life and served as the Executive Director and Chief Operating Officer till July 2012. During his tenure with HDFC Standard Life, he was a Member of Board Committees and Chair / Member of internal management committees. He also has a vast experience in the area of consulting and has been a Project Manager / Financial Analyst in programs funded by multilateral agencies. He brings with him a rich experience of 30 years with major strengths in strategy formulation, project management, time-bound execution and building robust and customer-friendly servicing models.
Krishnan Neelakantan
About Krishnan: Krishnan Neelakantan is Senior Director – Investments & Growth strategy at Ankur Capital, a Mumbai-based early stage venture capital fund that invests into high-impact startups in agriculture, education/skill development, healthcare and rural business sectors. He has extensive experience in financial markets and investment research, as well as social development consulting. He spent 17 years as an equity research analyst, market strategist and Head of India Research at ICICI Securities and CLSA Asia-Pacific Markets as one of the leading advisors to foreign institutional investors (FIIs) investing in Indian equities, he and his team were regularly rated at the top in leading Investor Polls. He then changed tracks to join Samhita Social Ventures as Managing Director to build-up the organization’s profile as a specialised social consulting firm. Krishnan remains on the Board of Directors at Samhita, is on the Board of Mentors for IvyCapital Ventures, is a founding member at Social Venture Partners, Mumbai and is a Patron of Adarsh, a Kochi-based NGO focussed on children with disabilities. He has a B.Tech degree from IIT, Bombay and a Post-graduation in Business Management from the XLRI, Jamshedpur. He has also completed executive development programmes of London Business School and University of Chicago, Booth School of Business.
Amita N. Vyas
About Amita: Dr. Amita Vyas is an Assistant Professor & Director of the Maternal & Child Health masters in public health program in the Department of Prevention and Community Health at the George Washington University School of Public Health and Health Services, and holds an adjunct appointment with the Johns Hopkins Bloomberg School of Public Health. Dr. Vyas is a public health scientist whose primary research focuses on reproductive and sexual health. At George Washington University, Dr. Vyas teaches Reproductive Health: US and Global Perspectives, Adolescent Health & Development, Social and Behavioral Determinants of Health, and Management Approaches to Public Health. Dr. Vyas has given lectures and speeches around the country including Capitol Hill and was the Chair for “Partnerships in Health,” an advocacy briefing and event on Capitol Hill aimed at promoting public-private partnerships to address HIV/AIDS in India.
N.S. Raghavan
About N.S. Raghavan: N.S. Raghavan is a co-founder and former Joint Managing Director of Infosys who took voluntary retirement from Infosys in the year 2000 to promote his vision of entrepreneurship and India-based global companies on a broader scale.
Nadathur Holdings & Investments was incorporated with the aim of nurturing knowledge-based and innovation-driven ventures that either target the Indian market or leverage Indian resources to target the global market.
Similarly to encourage entrepreneurship in the country and help incubate start-ups, he set up the N. S. Raghavan Centre for Entrepreneurial Learning (NSRCEL) at Indian Institute of Management, Bangalore (IIMB) with a contribution of around Rs 12.5 crores.
N S Raghavan was selected by a reputed panel of international judges to receive the Dhirubhai Ambani Award for the year 2004 on the 57th India’s Independence Day banquet held in Los Angeles on Aug 15th. This award was given to him for his outstanding contribution to Entrepreneurship by FOIAC, the City of Los Angeles, County of Los Angeles and Orange County, State of California and the Congressional offices of the USA.
Luis Miranda
About Luis: Luis is the Managing Trustee of the Collective Good Foundation. He is Senior Advisor to Morgan Stanley Infrastructure and Advisor to the Nadathur Group. He has been involved in setting up two successful companies – HDFC Bank and IDFC Private Equity. He was earlier a partner at ChrysCapital and has worked at HSBC, Citibank, KPMG and Price Waterhouse. He is a member of the Global Advisory Board of Chicago Booth. Luis advises and supports many not-for-profit organisations in India, using his networks to help these organisations. He is also the Chairman of Centre for Civil Society and CORO. He writes a regular blog for Forbes India. He received an MBA from the Booth School of Business, University of Chicago, and is a member of the Institute of Chartered Accountants of India.
Priya Naik
About Priya: Samhita Social Ventures evolved from Priya’s work with the Nadathur family’s social initiatives in the areas of nature conservation, art, education for differently-abled children, and livelihood generation through microenterprise.
Prior to working with Nadathur’s family office, Priya co-founded The Spark Group, an education company that delivered affordable education to low income communities. At Spark, Priya helped define strategy, created the business plan and was also instrumental in raising funds from IFMR Trust.
Priya’s interest in social entrepreneurship began when she worked as a Researcher at the Poverty Action Lab at the Massachusetts Institute of Technology (MIT) in Cambridge, USA. At MIT, Priya was part of two student-led start-ups – Aerovax, a company that created safe, inhalable aerosol vaccines that could be delivered without the use of needles and Kalpataru, a company that delivered innovative, low-cost technology to increase the efficiency of microfinance institutions. Kalpataru’s pilot was tested with the Grameen Bank in Bangladesh and was presented to Nobel laureate, Dr Muhammad Yunus. Both social enterprises won several awards at MIT.
Priya has worked as a consultant with the International Finance Corporation in Africa. She started her career in Accounting at Arthur Andersen in Mumbai. Her career is an interesting fusion of on-the-ground grassroots solutions through enterprise and strategic consulting experience with established companies, a perfect combination for understanding and implementing CSR projects across the board.
Priya has a Masters in Economics from Yale University, USA, a Masters in Public Policy from the University of Michigan, Ann Arbor, USA and a Masters in Commerce from Mumbai University where she stood first in the entire graduating class.
Suman Srivastava
About Suman: Suman Srivastava is the Founder and Innovation Artist at Marketing Unplugged. He is also the author of Marketing Unplugged: Spotting the elephants in the room.
Suman Srivastava enjoys doing new things. A graduate of Delhi University, IIM Ahmedabad and IMD Lausanne, he is an advertising man, strategist, author, marathon runner, teacher, social worker, sports fan, creative bartender and an entrepreneur.
Suman has been the CEO of Euro RSCG India for 5 years and also Chief Strategy Officer for Euro RSCG Asia Pacific. He was the Chairman of Euro RSCG’s emerging markets planning council and a member of the global management committee. Lastly, he was Vice Chairman & Chief Strategy Officer of FCB Ulka Group in India.
In 2011, he started an innovation firm called Marketing Unplugged. The focus of the company is to help Indian companies create marketing innovations and thus achieve extraordinary growth. In this capacity, he has been associated with brands such as Raymond (suitings), CaratLane (online jewellery), Network18 (media), Sweekar (cooking oil), Spuul (entertainment app), Johnson & Johnson (OTC), Navneet (stationery) and FCB Ulka to name a few.
Professional Experience: Anisha has total 6+ years of experience in the Automotive and Technical and Vocational Education and Training (TVET) Consulting, Skill Development, Ed-Tech solutions, Govt. & Private Sector Advisory, Governance & Corporate Social Responsibility (CSR) Space in designing outcome-based scalable solutions and managing PAN India level projects. Previously she worked with IL&FS Skills Development Corporation Ltd (a leading TVET provider in India) as a Strategy & Business Development Manager in the Corporate Skill Development Vertical handling B2B, B2G and CSR partnerships and solutions. She has also been associated with reputed organizations like Eicher Motors Limited, Teach for India and AIESEC. Being passionate about empowering the under-served population, she has worked extensively on the ground in designing and managing multi-stakeholder and multi-locational projects involving diverse skill sets in rural and semi-urban geographies. She has also worked on several bilateral/ multilateral projects funded by USAID, World Bank, ADB, DFID, UNDP, ILO, IFC etc. focusing on projects aimed at socio-economic development. She has worked on various Cluster Development initiatives in the African continent and GCC countries; with Central Ministries & State Govts on various Govt. Schemes and has designed CSR projects for aspirational districts as prescribed by NITI Aayog (GoI).
Personal Interests and Hobbies: Anisha is an avid reader and loves travelling, listening to music, playing squash, painting & being an active member of global networking clubs.
Mukesh Kumar PandeyNetwork Support – IT
Anirban SahaAnalyst – Implementation
About Anirban: Anirban brings with him a diverse background as a graduate in Electrical Engineering from KiiT University and as a Gandhi fellow! At the Gandhi Fellowship Program, he was extensively involved in Improving Student’s Learning Outcome working in tandem with various school stakeholders in Jhunjhunu district of Rajasthan. Anirban’s interests lay in the convergence of education and sports sector.
His curiosity to learn how to create impact through CSR projects at scale has led him to Samhita!
Prachi PatniAssociate – Assessments, RKMS
YaminiAssistant Manager, Implementation REVIVE
Professional Experience: Yamini is an aspiring entrepreneur with 2+ years of experience in social sector. She has worked in different sector from financial inclusion, education, business accumen, health to mental health. She is a team player and After her formal working hours she is a co founder at a mental health organization “Vartamaan care network”, and wanna be illustration artist.
Educational Background: She holds B.A hon in History from Delhi University and Postgraduate professional Certificate in Management Practice and leadership from Vedica scholars Program.
Personal Interests and Hobbies: Some of her hobbies include illustrating, paining and traveling.
Vishal DhaleDirector – Strategy and Alliance Development
Professional Experience: Vishal brings with him over 2 decades of experience across industries like consumer durable, automobile, financial services. His experience has been in Sales, Business Development, Sales Strategy across products. Vishal has been recognized with many awards and accolades in his corporate journey. People who know him consider him to be passionate and a people’s person with clear focus on business and the knack to align people and business. He now wants to leverage his core management skills in the development sector and in the consulting space and that is how Samhita happened to him. He is excited to start his journey with us and impact lives positively.
Educational Background: Vishal is a Mechanical Engineer and holds a Masters Degree in Business Management from Symbiosis Institute of Business Management.
Personal Interests and Hobbies: Some of his hobbies include – travelling, nature photography, gardening & cycling
Dr Rashi SabooSenior Associate, Implementation
Professional Experience: A public health professional at heart, the larger goal is to positively influence the public health landscape globally.
Educational Background:
Personal Interests and Hobbies: Some of her hobbies include playing board games, listening to indie music bands & watching “The Office” on the loop. “There’s a lot of beauty in ordinary things” is the thought that she would like to leave us with.
Kedar AnnamAssistant Manager
Professional Experience: Kedar is a Development Sector Professional for more than 7 years and have worked in area like sanitation, waste management, WASH, social and financial inclusion, livelihood, health and education.
Educational Background: He is a Mechanical Engineer and holds a Masters Degree in Business Management from Symbiosis Institute of Business Management.
Personal Interests and Hobbies: Some of his hobbies include – exploring new places, reading and crafting.
Dipti BairageeSenior Associate – Finance
Professional Experience: Dipti has 9 years of experience into the field of Accounting & Finance
Educational Background:
Personal Interests and Hobbies: Some of his hobbies include – Reading Books and Listening Music
Sanika MoreAssociate – Implementation
Professional Experience: Sanika worked as a Public Relations professional after graduation. Post her masters, she grew passionate about conservation, with a vision of a sustainable and inclusive future. She worked on political campaigns and party’s and politician’s social media. She carried out various PR projects for FMCG and sports brands with a team and a few PR campaigns by herself. She believes in social equality, opportunity and work towards the greater good.
Educational Background: Sanika graduated in Mass Media with a major in journalism and a Masters in Public Policy from St. Xaviers College, Mumbai.
Personal Interests and Hobbies: She is a moviegoer who enjoys cooking, reading historical fiction/non-fiction, sketching and travelling!
Professional Experience: Akshay Kamtam joins us as Assistant Manager – Strategic Partnerships, based out of Mumbai, and will be working closely with Anisha.
Akshay has more than 4 years of experience in consulting, entrepreneurship & account management space. He has worked in Indian and International markets for companies like Ray Business Technologies, Australia & Infratech. He also co-founded a social venture called Marine Meadow Farms where he worked as a think tank for Maharashtra Fishery Department for development of seaweed projects in Maharashtra to tackle climate change and create women empowerment.
Educational Background: Akshay holds Masters Degree from Melbourne Business School, Australia and BBA from Mumbai University.
Professional Experience: Akshay Kamtam joins us as Assistant Manager – Strategic Partnerships, based out of Mumbai, and will be working closely with Anisha.
Akshay has more than 4 years of experience in consulting, entrepreneurship & account management space. He has worked in Indian and International markets for companies like Ray Business Technologies, Australia & Infratech. He also co-founded a social venture called Marine Meadow Farms where he worked as a think tank for Maharashtra Fishery Department for development of seaweed projects in Maharashtra to tackle climate change and create women empowerment.
Educational Background: Akshay holds Masters Degree from Melbourne Business School, Australia and BBA from Mumbai University.
Toji Easo VargheseBusiness Analyst
Professional Experience: Toji Easo Varghese joins us as Business Analyst, he is based out of Mumbai, and will be working closely with Akash.
Toji has been a Business Analyst Professional for the last 5 years working in different domains with the likes of Location Based Services, Logistics and E-Governance with expertise in various reporting, wireframing, and content management applications.
Educational Background: He holds Masters in Management Studies from Mumbai University and is an Engineering Graduate from Mumbai University, both under the domain of Information Technology
Personal Interests and Hobbies: Some of his hobbies include – playing the guitar, long distance touring, singing
Smriti SangamAssociate – Implementation
Professional Experience: Her exposure to social sciences during undergraduation sparked the drive in her to pursue a career in the development sector. Being an inquisitive learner with varied interests, her work experience ranges from Arts Management, Urban Governance and Development to CSR and Public Policy, with her key interests being in the domains of Education, Livelihoods, and Informal Labour. She has previously worked with Praja Foundation, Social Lens Consulting, and Reliance Foundation on projects related to urban governance, Informal settlements, and Education. She has also contributed to a policy research paper on the adoption and effectiveness of Ed-Tech in India submitted to the office of Mr. Ninong Ering (MLA, Arunachal Pradesh). She is passionate about optimally combining her diverse experiences to augment sustainable human development through social policy.
Educational Background: Smriti is a Psychology graduate from St. Xavier’s College, Mumbai with a post-graduate degree in Development Studies from Tata Institute of Social Sciences, Hyderabad.
Personal Interests and Hobbies: On a personal front, Smriti finds great joy in balancing her work life with some of her other passions such as solo travel, dancing, cinema and theatre, and doing a range of courses to satisfy her appetite for learning!
Pratik TrivediAssistant Manager, Implementation
Professional Experience: Pratik Trivedi joins us as Assistant Manager Implementation, based out of Mumbai, and will be working closely with Richa.
Pratik has been working in the development sector since last 8 years and has worked on multiple thematic areas. He comes with a strong project management background and has experience in program implementation, monitoring & evaluation, reporting, stakeholder management and designing dashboards. He has worked with organisations such as Learning Links Foundation and Tata Strive, and has handled a PMU of Godrej Properties’ CSR initiatives.
Educational Background: Pratik has done MBA in Social Entrepreneurship from NMIMS Mumbai.
Personal Interests and Hobbies: Some of his hobbies include – Watching movies, playing cricket & volleyball and travelling.
Some of his interests include cycling, cooking, cricket and current affairs.
Abhishek ChandraSenior Associate – Implementation
Professional Experience: Abhishek has an experience of 3 years in the development sector in project implementation leading the Employee Engagement vertical at Piramal Foundation and as a District Consultant- Swachh Bharat Mission Grameen in Bihar working on ground with Tata Trusts and Government of India.
Educational Background: He holds a Masters in Social Entrepreneurship from Tata Institute of Social Sciences, Mumbai.
Personal Interests and Hobbies: Some of his interests include cycling, cooking, cricket and current affairs.
Aman MatetiSenior Associate – REVIVE
Professional Experience: Aman has a mix of working in the project management and construction along with working in the social development field.
Educational Background: He holds a bachelor’s degree in civil engineering from GITAM University and a PGD in Development Management from Indian School of Development Management.
Personal Interests and Hobbies: Some of his hobbies include – Cycling, reading comic books, making memes, video games
Divya AgarwalAssistant Manager – Research, RKMS
Professional Experience: Her quest to expand the scope of her work to include other areas of development has led her to Samhita. Having led field research in policy-centric projects, she now aims to focus on impact in order to understand the mechanics of positive change and enact the same in ever-expanding areas of need. She has been working as an independent consultant since a while now and some of her past organisations that she worked with were Centre for Civil Society and Tata AIG.
Educational Background: Divya is a law graduate from Symbiosis Law School, Pune with prior work experience in policy research, primarily in education.
Personal Interests and Hobbies: In her leisure time, she likes to explore new places, experiences and ideas.
Ujwala ParabAssistant Manager – HR & Admin
Asha Ashish WellorkarAssistant Manager – Finance
About Asha: Asha has a good amount of knowledge of the account and finance department. Prior to joining Samhita and CGF, she was working with Population First as an Account Officer. She has completed her post graduation in Commerce from Mumbai University and certified in Advance Account and Taxation from ICA Institute. God has blessed her with a small family, which includes her husband, son and herself. She enjoys listening to soft music and spending quality time with family.
Nayonika BasuAssistant Manager – Implementation
Professional Experience: Nayonika has four years of experience in strategy and operations across information systems and governance consulting. She started her career in automobile sector, but it was her varied volunteering and CSR experiences that motivated her to pivot to the social impact sector full-time.
Educational Background: Nayonika holds a B.Tech in Information Technology from SRM University, Tamil Nadu.
Personal Interests and Hobbies: Some of her hobbies include – travelling, singing and reading.
Vishal KonbattulwarManager – Monitoring, Evaluation & Research
Professional Experience: Vishal is driven by the need to create tangible social impact, and is biased towards innovative and bold ideas carrying potential to achieving real results. He has spent 5 profound years working on various social problems and enriched competencies in problem solving, strategy and research by endeavouring in inclusive businesses, education and governance.
Educational Background: Vishal holds Master of Technology in Transportation System Engineering from Indian Institute of Technology, Bombay and Bachelor of Technology in Civil Engineering from VNIT Nagpur.
About Shatakshy: Shatakshy is a social science researcher, pursuing her PhD in Social Work from the TISS, with a specialization in participatory research/assessments and Participatory Learning and Action (PLA). Having travelled extensively for fieldwork across the country, Shatakshy has worked with NGOs and people’s networks in community mobilization, people-centred development design and capacity building.
She has worked with various government institutions on designing social accountability tools and was part of the team that designed the social audit manual for the Ministry of Rural Development. Given her research acumen, she was awarded the Institute Shield for the Best MSW Student in Fieldwork at TISS.
She wants to contribute in building transparency and accountability in institutions and feels passionately about research ethics and issues that concern women.
Siddhanta BanerjeeManager – Implementation
About Siddhanta:
Siddhanta has done Masters in Mass Communication and possesses 5 years of work experience while managing teams. His work with his organisation could successfully impact and bring about changes in the Nutritional aspects and Natural Resource Management of 36 Villages in Purulia District. He had read a few articles and thus CSR interested him and so Samhita. He is keen to learn about the various dynamics of CSR in the upcoming years, Siddhanta’s hobbies are Photography and Film Making. One of his movies was shown in Banaras Film Festival. He also loves sports. He has represented his department and schools in various athletic meets.
Miral GosaliaManager – Implementation
About Miral: Post graduate in Sociology (Honors), Miral has been in the development sector since 8+ years with diverse experience raging from program implementation, monitoring and evaluation, liaising with government, fundraising, networking and reporting with relevant stakeholders. She has worked with organisations such as CHILDLINE India Foundation, Cuddles Foundation who has pan India presence. Dance being her passion she is trained in Bharatnatyam and folk dance. She also enjoys reading, music and travelling.
Richa AroraManager – Implementation
Professional Experience: She started her career in a de-addiction centre after which she also served as a school counsellor and thereafter joining Kaivalya Education Foundation as a Program Leader. With a certification in human resource and management, Richa has been a part of Samhita since 2018.
Educational Background: Hailing from the beautiful land of Jammu, Richa has done her Masters in Psychology from the University of Jammu.
Personal Interests and Hobbies: She is an outward friendly and a pleasant personality with extreme fondness towards food and dogs. Her outgoing and free nature is what makes her unique. She truly believes in ‘Success is not final, failure is not fatal: it is the courage to continue that counts.
Avantika SethCommunication Specialist
Professional Experience: Avantika has a vast experience as a Journalist, Researcher, Oral Historian, Documentary Filmmaker, and Podcaster. She is a staunch believer in the power of storytelling and her primary interest lies in recording, archiving, and communicating personal life stories of people or organizations.
Educational Background: She is a graduate from Asian College of Journalism where she specialized in New Media. Before she made this switch in her life, she finished her degree as Bachelors of Commerce Honors from Delhi University.
Personal Interests and Hobbies: Apart from documenting family histories and archiving objects, She loves to indulge in the world of psychology, neuroscience, and narrative therapy. She spends a lot of time communicating with auto-rickshaw drivers and writing their life histories.
Shiv Kumar PandeySenior Manager – Skilling
Professional Experience: Shiv has 10 years of experience, He was designated as DGM in Telecom Sector Skill Council (TSSC) handling Standards, Operations & Special projects i.e RPL, NAPS & Strategic projects.
Educational Background: He holds an MBA – PGDM in Telecom from MITSOT, Pune and Engineering degree in Electronics & Communications from RGPV University.
Personal Interests and Hobbies: Some of his hobbies include Watching Sci-Fi movies and love to read on innovative products
Dhatri KotakSenior Manager – Finance
Professional Experience: She has worked for more than 7 years in the Accounts & Finance sector. She has 3 years of experience as an article assistant and more than 4 years of post qualifications experience. Prior to Samhita, she was part of the Accounts and Finance team of Backbone Construction Private Limited and Jain Wealth Managers Private Limited where she looked after the finalisation of accounts, auditing and taxation work.
Educational Background: Dhatri is rank holder of the Gujarat Board and a qualified Chartered Accountant with a Bachelors in Commerce.
Personal Interests and Hobbies: She is fond of travelling to places of natural beauty and loves dancing.
Dr Vinti K. AgarwalDirector – MEL
Professional Experience:
Vinti has had more than 2 decades of experience across academic institutions, professional training organizations and non-governmental organizations in roles of research, capacity building, consulting and MEL. She is proficient in designing MEL systems and impact evaluation studies including those with a gendered and mixed methods approach.
Educational Background:
She holds a specialization in economics, finance, and data analytics. This includes a C.F.A designation from ICFAI, a doctorate in economics from C.C. S University and an M.S in Government Analytics from Johns Hopkins University.
Personal Interests and Hobbies:
She loves reading, listening to music, enlightening talks, watching classic old-time movies and standup comedy shows. She also enjoys bonding with people over cups of tea and looks forward to occasional travel for quiet reflections and learning.
Sanjoli JainCS Professional
About Sanjoli: Hello, my name is Sanjoli Jain, and I am excited to join this company as a CS professional. I have worked for two years in a CS firm, where I gained experience in dealing with contracts, wills, company law, and various other laws. In addition to my professional background, I am also visually impaired, which has given me a unique perspective on the challenges faced by persons with disabilities. As a result, I have a strong desire to work in the development sector and help empower underprivileged communities. I am committed to promoting the rights of persons with disabilities and other marginalized groups, and I look forward to contributing my skills and experience to create positive change.
HemlataManager – Flagship Team
Professional Experience: She comes with multi-sectoral experience of working and leading various government projects and strategic initiatives across state and central government. She has been instrumental in strategizing and executing campaigns for political and bureaucratic leadership/organizations by combining a top-down management consulting approach with a bottom-up understanding of the governance ecosystem, and leveraging technology and data to drive impact at scale. In addition to the consulting experience she has exposure to Inside Sales, Relationship Management, Contact Centre Operations Management, Brand Strategy and Learning & Development in a B2C and B2B environment.
Educational Background: Hemlata holds a degree in Commerce from Shri Ram College of Commerce and Masters in Sociology from Delhi School of Economics.
Personal Interests and Hobbies: Some of her hobbies include – Reading, gardening, traveling, photography and cooking.
Aswathy SAssociate – Research Team
Professional Experience: Aswathy started her journey as a Database Engineer with Zoho. Post that she did her Post graduate program in Public Policy, Design & Management from the Indian School of Public Policy.
During her internships with she has worked closely with Capacity Building Commission, Ministry of Housing and Urban Affairs, and NUVAH on mental health in Indian workplace.
Educational Background: Aswathy has completed her B. Tech in Computer Science Engineering from University of Kerala and
completed P.G. in Public policy, Design and Management from Indian School of Public Policy, New Delhi.
Personal Interests and Hobbies: Some of her hobbies include traveling, photography and doing art especially fluid art
Nirmala MathewSenior Manager – Research Team
Professional Experience:
Nirmala is a development practitioner with a decade of experience in research, documentation and communications. She has led teams and managed diverse projects across themes of nutrition, child protection, education, health and gender. During the COVID-19 pandemic, she also worked on projects related to risk communication and community engagement (RCCE). She focuses on research design, including tool development, field team training and recruiting, project oversight, monitoring, data collection and analysis and research report writing.
Educational Background: Nirmala holds a Masters in Development Practice from University of Denver, Colorado and a M.Sc. in Organic Chemistry from University of Mumbai.
Personal Interests and Hobbies:
Some of her hobbies include reading, baking and running.
Swastika BhuyanAssociate – Implementation Team
Professional Experience: During her internships, Swastika has worked in various thematic areas like livelihood for women, returnable grants, mapping the climate vulnerabilities of Bihar and Assam etc.
Educational Background: Swastika holds a Masters degree in Development Policy, Planning and Practice from Tata Institute of Social Sciences.
Personal Interests and Hobbies: Some of her hobbies include dancing, writing, reading. She is a professional kathak dancer and holds a B. Music degree.
Nora AlexySenior Associate – Implementation Team
Professional Experience: Nora Alexy has a strong passion for creating social impact and worked as a research fellow with EQUATIONS, Bangalore. With a deep understanding of social contexts and issues, Nora is dedicated to positively impacting people’s lives, with areas of interest being the creation of sustainable livelihoods while also keeping in mind the various intersectionalities such as gender.
Educational Background: Nora Alexy completed her Gandhi Fellow and Master’s in Development Policy, Planning, and Practice from the Tata Institute of Social Sciences, Tuljapur.
Personal Interests and Hobbies: Some of her hobbies include singing, playing the piano and writing music.
Vishakshi RajAssociate – MEL team
Professional Experience: She has done her internships with Plural Societies, South Asian Women’s Fund India (SAWF IN), Palle Srujuna and many more think tanks and research organizations.
She is passionate about working in the projects including financial inclusion, gender, and labour market assessments.
Educational Background: Vishakshi has completed her Masters in Development Studies from the Tata Institute of Social Sciences, Hyderabad and she holds a Bachelor’s Degree in Economics from the University of Delhi.
Personal Interests and Hobbies: Some of her hobbies include – travel, reading books, cooking, and photography.
IpsitaAssociate – MEL team
Professional Experience: Ipsita is passionate about the impact sector and comes with an experience of working across various thematic areas like education, livelihood, skilling, gender and agriculture. She has worked with Sattva Consulting and PureScan AI.
Educational Background: She holds a degree in Geography from Kirorimal College, Delhi University and pursued the Young India Fellowship at Ashoka University.
Personal Interests and Hobbies: Some of her hobbies include reading some spiritual & philosophical book, marveling at some historical places, doing yoga or pilates.
Biswanath SenapatiManager – Finance Team
Professional Experience: Biswanath has worked in development sector and handled various portfolios like statutory compliance, banking reconciliation, project management, audit etc. He has also worked with SOS Children’s Villages of India, CBM Bangalore, American India Foundation, India Development Foundation and The Nature Conservancy.
Educational Background: Biswanath is CA (intermediate) and has done Bachelor of Commerce from BJB(A) College, Bhubaneswar.
Personal Interests and Hobbies: Some of his hobbies include – travelling, making new friends, bird watching, nursing.
Shivani TripathiAssociate – Implementation Team
Professional Experience: Shivani has worked as a Gandhi Fellow at the Piramal Foundation, she has gained expertise in community development, conducting dipstick studies, and community profiling focusing on health awareness and hygiene practices for mothers and children. She also contributed to public health efforts, including the Aashwashan campaign to increase TB notification rates. She gained skills in stakeholder management, research, and interventions in health, nutrition, and education.
Educational Background: Shivani holds a degree in Bachelor in Life Sciences from Ramjas College, University of Delhi and Masters in Design and Innovation in Rural Technology from University of Allahabad.
Personal Interests and Hobbies: Some of her hobbies include playing badminton and travelling.
Dr. Prashika KurlikarSr. Associate – MEL Team
Professional Experience:
She has worked on various public health-related issues like women and migration, gender and labour, the reproductive and sexual health of women (RTI/STI), child health, and occupational health.
Educational Background:
She has completed her PhD in Population Studies from the International Institute For Population Sciences and M.Phil & Master in Population Studies from the International Institute For Population Sciences.
Personal Interests and Hobbies: Some of her hobbies include – Dancing and cooking.
Harsha KumavatData Analyst
Professional Experience: Harsha has expertise data visualization tools like Tableau, Power BI, Seaborn, and Plotly and programming languages like Python. She is proficient at MySQL and Excel and managing large database. She has worked as an intern for The Sparks Foundation, TwoWaits, Accenture, PwC and Standard Bank.
Educational Background: She holds BSc in Computer Science from Nagindas Khandwala College and Master’s Degree in Information Technology from Nagindas Khandwala College.
Personal Interests and Hobbies: Some of her hobbies include – programming, writing blogs, cooking and listening to music.
Surabhi ShikhaManager – Marketing and Communications
Professional Experience: Surabhi holds expertise in building brand strategy, curating campaigns and developing successful learning programs within the academic, social and e-commerce sectors. During her tenure, she has managed end-to-end projects and coordinated with various teams, stakeholder and partnerships.
Educational Background: Surabhi holds a Masters degree in Development Studies from TISS Mumbai, and completed her Bachelors in English Literature from Lady Shri Ram College for Women (Delhi University).
Personal Interests and Hobbies: Some of her hobbies include – collecting vintage sarees, tending to her plants and taking solo travel adventures.
Amruta AdhyapakSenior Associate – Implementation team
Professional Experience: Amruta has successfully carried out project implementation, stakeholder management, documentation, building reports and project proposals during her tenure with various organizations. She has worked in various thematic areas like education, child sexual abuse, livelihood & skill development, sexual & reproductive health and rights & road safety.
Educational Background: Amruta holds a Masters degree in Counseling Psychology from University of Mumbai.
Personal Interests and Hobbies: Some of her hobbies include gardening, reading, drawing, and cooking.
Dr. Usha GopinathExecutive Director – Impementation
Professional Experience: She has 2 decades of demonstrated experience in the social sector in senior leadership positions. Has worked for multi lateral and bi lateral organizations such as World Bank, ADB, IFC, CIDA, AKF, DFID, UK AID, FCDO, PwC, KfW & Accion International. Led multiple teams across Asia in capacity building, leading large projects to bring scale & sustainability. Certified in markets and livelihoods from Coadys International Nova Scotia and Leadership course from Harvard .
Enjoys working on programs that are impactful and brings transformational change to the last mile. Thematic areas handled are women empowerment, entrepreneurship, skilling, livelihoods, WATSAN, education, gender mainstreaming. Highly passionate about entrepreneurial initiatives & creating the right strategic fit.
Educational Background: She holds a Masters in Economics and a Doctoral degree in Enterprise Management from Bangalore University.
Personal Interests and Hobbies: Usha enjoys travelling , plays the instrument Veena and is a movie buff. Believes in “Zindaginamilegidobara”, very humorous and lively person , enjoys gardening, cooking and reading friction. Likes to blog experiences while travelling and has a keen eye on observing people and mimicking.
Syeda FarkhandaAnalyst – RKMS
Professional Experience: Syeda Farkhanda completed her post graduation in 2022 and worked with Samhita (Collective Good Foundation) for 3 months. This aligned with her interests in the field of Development Economics and helped expand her knowledge in the field.
Educational Background: Syeda holds a BSc. in Economics degree from Loreto College, University of Calcutta and an MSc. In Economics degree from the University of Calcutta.
Personal Interests and Hobbies: Some of her hobbies include – reading books, listening to music, watching movies and writing.
Sreyoshi BhattacharyaAssociate – Implementation team
Professional Experience: Sreyoshi is a development practitioner and researcher with keen interest in public health, sustainability and gender rights. She aspires to learn and develop more in this sector and make this world a better place to live!
Educational Background: Sreyoshi holds a B.Sc in Geography from University of Calcutta and M.A in Development from Azim Premji University, Bangalore.
Shiboni SundarInsights Associate – RKMS
Professional Experience: Shiboni worked with Centre for Budget and Policy Studies wherein she gained experience with working in public finance, gender and education largely. She also engaged herself with government officials and has provided trainings on budget data analysis. Her work led her to explore different parts of India which in turn expanded her knowledge base as the dynamic nature of field enabled her in understanding the ground realities of public policy closely.
Educational Background: Shiboni holds a B.Com degree from the University of Mumbai and a M.Sc. In Economics from Symbiosis School of Economics (Symbiosis International University)
Personal Interests and Hobbies: In her free time, you will find her reading books , playing badminton or cooking up a meal while sipping a good cup of coffee.
Kajol SitaniAnalyst – RKMS
Professional Experience: Kajol has worked with Foundation for Democratic Reforms in the Research segment and has a brief experience in experiential marketing with Crewtangle LLP. This aligns with her interest in Research and strategy planning across varied socio-economic domains of importance.
Educational Background: Kajol has completed her graduation in IT and master in Public Policy from St. Xavier’s College, Mumbai.
Personal Interests and Hobbies: Some of her hobbies include Yoga and Teaching.
Divya WagleAssociate – Growth and Innovation
Professional Experience: Divya is a development studies and public policy enthusiast. Her academic focuses included international relations, subaltern studies, street level bureaucracy, policy design and more recently, impact investing. Her previous experience includes business development and data analysis internships at PATH, Teach For India, Piramal Foundation, Saathealth and NDTV.
Educational Background: Divya holds a BA(Hons) in Political Science and Diploma in Advanced Research from Ashoka University.
Personal Interests and Hobbies: Some of her hobbies include playing basketball, travelling/backpacking, watching plays, reading and
trying new food.
Sweden DsilvaSweden Dsilva
Professional Experience: Sweden Dsilva has developed creative designs for marketing packages – including print materials, textures, brochures, banners and signages.
He has also good knowledge on video editing, illustrators, Indesign and Photoshops. He has worked with organizations like Eschmann Textures, Cimpress India Private Limited, ABEC Exhibitions & Conferences Pvt. Ltd, TT Group Worldwide and Chinagate Restaurants Pvt. Ltd..
Educational Background: Sweden Dsilva holds B.E. in Computer Engineering from St. John College of Engineering & Management.
Personal Interests and Hobbies: Some of his hobbies include – bike rides, swimming, playing videogames and drawing.
Aakriti SinghAssociate – Marcomm Team
Professional Experience: Aakriti has been working in the social sector through diverse roles in research, public relations and communication.
Her major contributions have been in/around the fields of gender, inclusivity and education. She has done her internships in Value 360 Communications where she assisted in handling client companies, Youth Empowerment Foundation ,Pratisandhi and many more.
Educational Background: Aakriti holds a bachelor’s degree with a major in journalism and minor in psychology from Lady Shri Ram College for Women.
Personal Interests and Hobbies: Aakriti is passionate about theatre, and film- making, and finds resilience in art.
Hardik RaiDigital Strategy and Planning Specialist
Professional Experience: Hardik is a self-proclaimed marketing geek. Prior to joining Samhita, Hardik has honed his skills in two prominent Ed-tech companies, further enhancing his capabilities in the field of marketing. He likes Social Media so much that he made it his profession. Hardik’s expertise is Social media marketing alongside media buying, email marketing, and SEO.
Educational Background: Hardik holds a Bachelor of Commerce from University of Delhi.
Personal Interests and Hobbies: Some of his hobbies include – Playing Football, Reading, and Skateboarding.
Ayushi BhatnagarAyushi Bhatnagar
Professional Experience: Ayushi is a knowledgeable professional with over 3 years of experience in the humanitarian and development sectors. She has technical proficiency in a wide range of areas, including communications, learning and development, training, and capacity building services. She has previously worked for a leading Humanitarian Non-profit Organization and a prominent CSO/Think Tank that advocates Sustainability and Climate Change-related initiatives.
Educational Background: She graduated with Honours in Geography from Kamala Nehru College, Delhi University and is a University Gold Medalist with a Master’s degree in Disaster Management from Panjab University, Chandigarh.
Personal Interests and Hobbies: Ayushi is a good conversationalist who likes travelling and listening to music. She is interested in gardening and enjoys watching films as well as television shows.
Vinay MenonSenior Manager
Professional Experience: Vinay started his career with Samhita in 2016 in the Research and Knowledge team, before moving on to handle strategic partnerships with key donors, before moving on to work with Piramal Foundation’s water initiative Sarvajal. At Savajal, Vinay led the New Product Development team and was instrumental in driving product expansion into water conservation and Government partnerships, including with NITI Aayog and NSDC.
Educational Background: Vinay holds a MSc in Development Economics from SOAS, London and a BA in Economics from St Xavier’s Collge, Mumbai.
Personal Interests and Hobbies: Vinay holds a MSc in Development Economics from SOAS, London and a BA in Economics from St Xavier’s Collge, Mumbai.
Archita SharmaAssociate
Professional Experience: Aarchita has worked as a Young Professional at the Rajasthan Grameen Aajeevika Vikas Parishad (RGAVP), Ministry of Rural Development, Government of Rajasthan. She then joined as an Academic Associate at the Kautilya School of Public Policy in Hyderabad.
Educational Background: Aarchita holds a BA in Social Sciences from the Tata Institute of Social Sciences and a MA in Development Studies from the Indian Institute of Technology Guwahati.
Personal Interests and Hobbies: Some of her hobbies include – reading fiction and graphic novels, baking and East Asian media.
Varnika JainAssistant Manager – MEL Team
Professional Experience: Varnika has 4 years of experience in Research, Data Interpretation, Analysis & Visualization. She has extensive knowledge of research, analysis techniques, statistical tools such as R, Python, STATA, SQL, Tableau and Advanced Excel.
Educational Background: She holds Master’s degree in Economics from Amity University and B.A. Hons in Economics from Delhi University.
Personal Interests and Hobbies: Some of her hobbies include Art & craft and dancing.
Nehal ShahExecutive Director – Alliances
Professional Experience: Nehal brings with him over 25 years of experience in diversified sectors like Beverages, Telecom, Insurance,
Media & Financial Services, Banking. His prior experience has been with companies like Coca-Cola, Airtel, ICICI Prudential Life Insurance, Bharti-Axa Life Insurance, Newswire18, DB Corp Ltd, Swaadhar. He joins us from
Light Microfinance where he was a Chief Business Officer and was instrumental in growing the business from 80cr to 1800 cr in the span of over 6 years and was managing a employee strength of over 2000.
Educational Background: Nehal holds a graduate degree in Industrial Chemistry and a Post Graduate degree in Marketing. He also has completed advanced program in Fin-Tech & Financial Block chain from IIM-C.
Personal Interests and Hobbies: During his free time he loves watching sci-fi movies, listening to music, exploring new places and keep a watch on new technology and gadgets.
Shiv UppalSpecialist – Growth & Innovation
Professional Experience: Shiv is a former Consultant at Ernst & Young Singapore where he worked with the Business Incentives Advisory team, helping clients obtain various grants and incentives offered by the Singapore government agencies.
Educational Background: He holds BSc in Information Systems from Singapore Management University.
Personal Interests and Hobbies: Some of his hobbies include playing and watching sports (all kinds), reading and cooking
Akshatha KarangutkarAssociate Director – HR
Professional Experience: Akshatha brings with her over 17 years of experience in Human Resources across industries. She joins us from Bank of Baroda Financial Services. Her prior experience has been with Dainik Bhaskar Group as their Corporate HR Head. She has worked with Adfactors PR, NewsWire 18 and Centrum Finance in the past.
Educational Background: She is a Computer Science graduate and holds a Post Graduate degree in Human Resources from Symbiosis Institute of Business Management.
Personal Interests and Hobbies: Some of her hobbies include reading books, writing blogs, teaching.
Ritu HalderExecutive Director – Strategic Partnerships
Professional Experience: Ritu has more than two decades of experience in cross-functional teams across MNCs and UN organizations in India, Europe, CIS and the US.
She holds expertise in building strategic alliances & partnerships. Her last assignment was with NASSCOM Foundation where she was working as Head-Donor Relations. She has also worked as Independent Consultant with multiple organizations in Nepal, UAE , India, Hill+Knowlton Strategies India, United Nations Women’s Guild, Vienna, IPAN Hill & Knowlton and Convergys Corporation.
Madhu BahlExecutive Director
Professional Experience: Madhu Bahl has totally more than 30 + years of experience in the education space which includes teaching, designing, training, content creation and building profitable models and interventions that are both scalable and sustainable. She has worked independently as a design and training consultant with well-known funding agencies and social organizations. She also has 15 years of corporate experience at senior management level where she was responsible for profitability along with a deep focus on product development and business delivery. Her corporate responsibilities include experience in working with both the private and the government sector. She has built and worked extensively with large teams, both across physical geography and social demography.
Priya NaikCEO & Founder
About Samhita: Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previSamhita Social Ventures is a social sector consulting firm that collaborates with companies, government and social organizations to co-create and implement impactful initiatives. Samhita is supported by Indian and global foundations such as USAID, the Bill & Melinda Gates Foundation, UNDP, Michael & Susan Dell Foundation and Omidyar Network India. Previously, Priya co-founded The Spark Group, an education incubator that delivered affordable education to low-income communities in India.
Professional Experience: She has worked with the International Finance Corporation, the Poverty Action Lab at the Massachusetts Institute of Technology (MIT) and at Arthur Andersen.
Educational Background: Priya has a Master’s degree in economics from Yale University, a Master’s degree in public policy from the University of Michigan, Ann Arbor and a Master’s degree (and a Gold Medal) in Commerce from Mumbai University. She also holds an Executive Education degree from Harvard Business School.
Afshan ShaikhAssociate Director
Professional Experience: Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previously worked with the Swades Foundation and Child Rights and You (CRY) in the social development sector. She has been a part of multiple award-winning marketing and awareness campaigns, specializing in brand transformation, creative direction, and marketing strategy. Prior to moving to the social sector, she worked extensively with advertising and media agencies, as well as corporate houses.
Educational Background: Afshan has a Master’s degree in Journalism and Mass Communication from Sikkim Manipal University, and a Bachelor’s in Commerce from S.N.D.T University, Mumbai. She believes in continuous learning and has completed courses in advanced technologies (including XR, AI, and IoT), and design thinking.
Personal Interests and Hobbies: She is an astrophysics and pop culture geek who enjoys reading, painting, board games, and lightsaber dueling with her children. She is also a published author of fiction.
Organisation Overview (Samhita.org)
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives.
This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, pro- t and planet, thereby creating a better normal for communities, environments and businesses.
Role Overview
The role sits within the Financial Innovation team, which is responsible for all financial products like returnable grants, credit guarantee backed loans, pre credit scores and other behavioural scores that Samhita will create/manage in collaboration with its partners, to help micro, nano and solo entrepreneurs get access to capital and increase their incomes.
The incumbent will need to manage product lifecycles (build, test, monitor and refine) for financial products that Samhita builds, e.g. the Pre-Credit score.
The role will involve hypothesis testing, statistical modelling using logistic regression and other ML techniques to design, build, validate and maintain behavioural scores such as the Pre-Credit Score and the Human Capital Score.
Apart from building and managing scores, this role will also involve other standard and ad-hoc analyses of the customer and partner data for insights with regards to operational efficiency and effectiveness of programs and interventions. Storytelling in the form of dashboarding will be necessary to present insights.
In order to perform the above-mentioned functions, the person will need to closely liaise with internal stakeholders such as the Implementation team, Technology team etc. and also with external stakeholders like alliance partners.
The person will also be expected to guide other team members on data and product related aspects.
The role is integral for the organisation’s REVIVE Alliance, through which we hope to reach out to 10 million individuals in the next 5 years.
Roles & Responsibilities
Managing product lifecycles for all financial products in the blended finance continuum
Use of statistical modelling techniques such as logistic regression and ML techniques like XGB, Random Forest as needed to build behavioural scores
Research to find the optimal solution for a given use case, keeping in mind operationalisation and explainability requirements
Hypothesis testing, scenario analysis, finding correlations in data, and other standard and ad-hoc analyses to uncover drivers of program effectiveness and operational efficiencies and thereby help drive a culture of data driven decision making in the organisation
Collaboration with internal Samhita-CGF and clients/partners for data collection
Streamlining and consolidating data in a format that can be easily used for reporting
Responsible for reviewing the data for anomalies/inconsistencies
Communicating with the internal teams on regular intervals for data requirements and changes
Critical thinking to challenge norms, and strive for continuous improvements in data products and processes
Troubleshooting data related queries
Skills Required
BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data Analysis or related field
2-4 years of relevant experience
Experience with R/Python
Experience with SQL databases
Proficiency in MS Office Word, Access, Excel
Knowledge of Microsoft BI and Tableau will be an advantage but not essential
Problem solving mindset and being open to working in an agile environment
Basic knowledge and understanding of information collection, analysis, distribution systems and modern database systems or ability to adapt
Problem solving, time management, interpersonal and critical thinking skills
Team player and self-starter
Work Location: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Overview:
The role will play a critical role in implementing programs related to climate action and Sustainability with a focus on the agriculture ecosystem and FPOs. The selected candidate will contribute towards program design and implementation of projects as well as capacity building of external stakeholders to strengthen climate action planning and execution. Therefore, it is important that the selected candidate has:
A solid grounding in technical aspects of Agriculture and climate change landscape in India, with knowledge of contemporary tools, frameworks and assessment methodologies.
Excellent understanding of the Farm Producer companies; including relevant policy initiatives, gaps in current frameworks, and knowledge of stakeholders, networks and organisations working in this space.
Overall, we are looking for an energetic, committed and passionate young professional, who is driven and self-motivated and can work under minimal supervision. Since coordination with multiple internal and external stakeholders is required, it is essential that the selected candidate is familiar, adept and comfortable working with a diverse group of people.
Key Functions and Responsibilities:
Work on end-to-end program management – implementation and program monitoring for projects related to Climate adaptation and the Agriculture ecosystem.
Building linkages with stakeholders relevant to the FPO ecosystem, Develop business development plans for FPOs, Improve governance of FPOs
Coordinate with Government agencies and service providers related to agriculture ecosystem
Independently manage FPO stakeholder conversations with government agencies, Technology and other service providers as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Stay updated on the policy landscape, sectoral developments, and industry trends in relation to climate action and Agriculture in India.
Work on based data and analysis for program management and insights.
Provide technical inputs on climate action and Agriculture, and contribute to the development of the overall strategy and program design
Contribute to the ideation, review, and proposal writing for ongoing and future projects.
Coordinate with internal and external team members, as required.
Perform any other tasks and responsibilities as may be required from time to time.
Educational Qualification and Professional Experience
MSc Agriculture/Environment Studies / Agro Forestry, MBA in Agribusiness/Rural Management / Rural Development or any other Postgraduate degree in a relevant discipline such as Agriculture, Environmental Studies, Environmental Economics/Policy etc.
4 years of relevant experience in one or more of the following: Managing climate adaptation initiatives related to farmers, Managing FPOs, Program management, and stakeholder engagement for climate action (Candidates who have previously worked on initiatives focused on Climate adaptation and agriculture/ FPOs will be preferred)
Demonstrated success in directly working with Farmers and FPOs
Understanding of Government agencies related Agriculture and Water.
Demonstrated experience in contributing to the firm’s knowledge building capacities of stakeholders.
Strong presentation, problem solving and analytical skills.
Proactive, ability to self-motivate and work under minimal supervision.
Proficient in Excel, Microsoft PowerPoint, and Word.
Excellent written and verbal communication skills (Marathi or Kannada preferred
Work Location: Mumbai/Bangalore
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org
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Associate Director
Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previously worked with Swades Foundation and Child Rights and You (CRY) in the social development sector. She has been a part of multiple award winning marketing and awareness campaigns, specializing in brand transformation, creative direction, and marketing strategy. Prior to moving to the social sector, she has worked extensively with advertising and media agencies, as well as corporate houses.
Afshan has a Master’s degree in Journalism and Mass Communication from Sikkim Manipal University, and a Bachelor’s in Commerce from S.N.D.T University, Mumbai. She believes in continuous learning and has completed courses in advanced technologies (including XR, AI, and IoT), and design thinking.
She is an astrophysics and pop culture geek who enjoys reading, painting, board games, and lightsaber duelling with her children. She is also a published author of fiction.
Credit Guarantee (CG) Facility (RGs)
As mentioned above, our target demographic is considered to be “too high-risk” for formal credit, and existing government support credit guarantee / first loss default guarantee schemes do not cater to this demographic. Hence, we aim to provide credit guarantee support to our partner NBFCs, thereby reducing the lending risk and opening avenues to formal credit for our participants. Typically, these participants will be either informal workers requiring loans for skilling or micro-entrepreneurs requiring skilling or working capital support, and will require larger ticket sizes. While credit guarantee facilities exist in the market, we are aiming to create the first facility in India that supports primarily NTI, NTC and NTFC segments with SIDBI CGTMSE. We aim to pilot an INR 500 Cr credit guarantee facility in the next few months which can be scaled up to 20x to unlock INR 10,000 Cr of loans to these segments.
Returnable Grants (RGs)
The returnable grant is a zero-interest, zero-collateral loan with no legal obligation to repay, only a moral obligation. RGs are typically offered to participants who are deemed either “ineligible” or “too high-risk” to access formal credit, and hence require the access to capital support to upskill themselves (for individual participants) and/or grow their businesses (for micro-entrepreneurs). These participants typically have smaller capital needs, and hence RGs of ticket sizes of up to INR 20,000.
Financial Literacy and Inclusion
Only 27% of Indian adults are considered to be financially literate. Without any formal training or knowledge, workers and entrepreneurs are often unable to separate personal, household, and business finances which slows down their professional growth. Therefore, we are partnering with multiple banks to ensure that all participants that are supported by REVIVE receive financial literacy training. Additionally, we are working with Appreciate to support the financial inclusion of these participants by supporting them with opening bank accounts, making micro-savings and investments, and inculcating responsible financial practices in their daily personal and professional lives.
Mandate: Providing sanitation facilities for women engaged at informal workplaces and a 1:1 match establishing the company as a thought leader.
A global FMCG company was keen on furthering its promise of building exceptional workplaces through social responsibility initiatives.
The company invested in supporting a program to provide safe and sustainable sanitation facilities for women working in informal workplaces e.g.: markets through:
Modular infrastructure such as toilets integrated with advanced technology to ensure seamless usage and maintenance
Conducting behaviour change communication to influence women & communities to adopt better hygiene practices
The program is reaching out to:
10,000+ community members
2 wards
2000+ women
28 toilets
The Apparel company wanted to empower women that work in their factory with life skills that would enable them to be more empowered both on the job as well as in the future (most women prefer to find alternate employment after 3-4 years).
Interventions
3-year program delivered through a 240-hour curriculum, based on interactive learning
6 training components; English Literacy, Digital Literacy, Financial Literacy, Life skills, Career Counselling & Introduction to Entrepreneurship along with aspiration building and engagement session, to enhance overall development of women
Blended model of leaning; in-person sessions & engagement beyond classrooms through online platforms, to ensure continuous learning
Innovative & collaborative solutions such as identifying high potential participants, developing critical thinking & conflict resolution skills, introducing foundations of leadership, etc. to fast-track their growth
Sensitization of factory stakeholders to support the upliftment of the women workers
Impact
Reduced absenteeism/attrition rate
Women Empowerment, Education, Skilling
720 women workers impacted
Greater awareness & improved interpersonal skills
Improved workforce management
Enhanced workplace productivity
India’s largest engineering and construction company with a CSR budget of Rs. 100 Cr wanted to review and consolidate its CSR activities and create a flagship program that could be implemented at different types of locations – long-standing campuses to short-term project sites
Samhita interviewed key leaders and undertook extensive desk research to design a flagship program in Science, Technology and Mathematics (STEM) in schools, a cause that was strategically aligned to business and designed an employee engagement component for the same.
Additionally, we also created a suite of standardised programs that could be executed in an efficient way across their other sites.
In Phase II, Samhita is providing project management support to execute the STEM project, including identifying NGOs and monitoring the entire project
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Brief:
We are looking for a Quality Assurance Engineer to join our growing Technology team. Apart from assessing the changing needs of the business, you will be responsible for ensuring the quality of the applications and services that are built. You will play a critical role in ensuring the quality, reliability, and performance of software applications, products, or systems. This position is integral to the software development process, with a primary focus on identifying defects, preventing issues, and ensuring that the final product meets or exceeds predefined quality standards.
Roles & Responsibilities
Test Planning and Strategy: Develop and execute comprehensive test plans, test cases, and test strategies for web applications.
Functional Testing: Perform end-to-end testing to verify the functionality and user-friendliness of web applications.
Regression Testing: Continuously monitor and perform regression testing to ensure the stability of the application during the development lifecycle.
Automation Testing: Implement and maintain automated test scripts using industry-standard tools and frameworks (e.g., Selenium, Cypress) to improve test efficiency.
Performance Testing: Conduct performance testing to identify and address bottlenecks, ensuring the application meets performance benchmarks.
Security Testing: Collaborate with the security team to perform security testing and identify vulnerabilities and risks in web applications.
Cross-Browser and Cross-Platform Testing: Ensure compatibility across different browsers and platforms to provide a consistent user experience.
Bug Tracking: Identify, document, and prioritize defects using bug tracking systems (e.g., JIRA) and work closely with development teams to resolve issues.
Collaboration: Collaborate with developers, product managers, and other stakeholders to ensure alignment on project goals and quality standards.
Documentation: Create and maintain detailed test documentation, including test cases, test scripts, and test reports.
Continuous Improvement: Stay up-to-date with industry best practices, tools, and technologies related to QA and suggest improvements to the QA process.
Qualifications, Skills & Experience
Bachelor’s degree in Computer Science, Information Technology, or related field.
Proven experience as a QA Engineer in web application software development.
Strong knowledge of software QA methodologies, tools, and processes.
Proficiency in test automation using Selenium, Cypress, or similar tools.
Familiarity with agile development methodologies.
Excellent analytical and problem-solving skills.
Strong communication and collaboration abilities.
Attention to detail and a commitment to quality.
Based out of: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org
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OECD- DAC Impact Evaluation
The Organisation for Economic Cooperation and Development has developed the normative framework to determine the worth and the merit of the intervention. The framework has six evaluation criterias- relevance, coherence, effectiveness, efficiency, impact and sustainability. The key concepts for each criteria are defined below-
Relevance will help us understand the extent to which the intervention objectives and design respond to the beneficiaries and any gaps identified
Coherence will help us understand the compatibility of the intervention with LTI’s policies and other such intervention in the sector
Effectiveness will help us understand the extent to which the interventions have achieved its targets
Efficiency will help us understand the extent to which the intervention has delivered results in an economic and timely manner
Impact will help us understand the extent to which the intervention has generated significant positive or negative, intended or unintended effects
Sustainability will allow us to understand the extent to which the benefits will continue
The OECD- DAC evaluations can be used to evaluate many different topics and types of interventions including thematic areas, or strategic issues, policies and projects. The framework is widely used and allows evaluators and encourages those involved in designing and managing the interventions to think deeply about the nature of the intervention, its implementation process, its outcomes and results.
Social Return on Investment Evaluation (SROI)
SROI methodology was introduced in early 2000. It was developed consultatively by economists, CAs and development practitioners as a means of measuring social value. It was piloted in the UK by NEF (New Economics Foundation), Social Value and DFID. An SROI analysis is an attempt to calculate evaluative Social Return on Investment (SROI) for a programme. SROI is a framework for measuring and accounting for a broader concept of value. It measures how change is being created by measuring social, environmental and economic outcomes and uses monetary values to represent them. This supports the clients to understand the utilisation of funds more objectively.
Social Audits
A social audit is a way of measuring, understanding, reporting and improving an organisation’s or a project’s social performance. A social audit helps to narrow gaps between the defined goal and reality, between efficiency and effectiveness. It is a technique to understand, measure, verify, report on and to improve the social performance of the organisation and/ or a project.
The main objective of the social audit would be to –
Verify the extent to which proposed project activities have been carried out
Assess various stakeholders’ response to the project so far
Provide suggestions for more effective project implementation
These objectives will be achieved by following a 3×3 model that focuses on:
Assessing three aspects of every project – stakeholder participation (internal and external), efficiency in planning and delivering the project and effectiveness of the project in achieving the objectives
Auditing the program at three levels – Company’s local teams, implementing NGOs and community/ end beneficiaries
Social audits can be used to evaluate ongoing programs and can help reveal weaknesses in program strategies and implementation, enabling the company/ implementation agency to make necessary adjustments and improvements. This process can lead to more effective and efficient programs
Community Needs Assessment (CNA)
A CNA study is a collaborative process that engages community stakeholders in determining the nature and extent of both needs and resources in a community, and the feasibility to implement initiatives. It typically identifies and responds to a specific social problem or problems in a community.
Samhita-CGF adopts an action-oriented and multi-stakeholder approach to community needs assessment. The study generally addresses four main objectives:
To carry out socio-economic profiling of the study location
To evaluate current level of service provisions in the community
To identify and evaluate projects that could address the gaps/ needs in the community
To identify areas/sectors of intervention and its feasibility of conducting interventions
Community needs assessments demonstrate the organisation’s commitment to being a responsible corporate citizen. By listening to and understanding the unique challenges and aspirations of local communities, the CSR initiatives can become more tailored and responsive.
Organisation Overview (Samhita.org)
Samhita is a social impact consulting firm, with a vision to build a 'better normal'. The
better normal reimagines business environments where social value is an integral
aspect of growth, putting stakeholders and environmental guardianship at the centre
of business strategy, a strategy that evolves from inputs to outcomes, from
individuals to ecosystem, and from delivering services to building capacity and
enabling the market.
To do this, we support companies to align their core competencies with the needs of
the social sector, and build catalytic partnerships with stakeholders with in-depth
knowledge and networks to execute sustainable, outcome-oriented social impact
initiatives.
This approach bridges the gap between purpose and action, and forges business
responsibility strategies that balance people, pro- t and planet, thereby creating a
better normal for communities, environments and businesses.
Role Overview
The role sits within the Financial Innovation team, which is responsible for all
financial products like returnable grants, credit guarantee backed loans, pre credit
scores and other behavioural scores that Samhita will create/manage in collaboration
with its partners, to help micro, nano and solo entrepreneurs get access to capital
and increase their incomes.
This role will involve hypothesis testing, statistical modelling using logistic regression
and other ML techniques to design, build, validate and maintain behavioural scores
such as the Pre-Credit Score and the Human Capital Score.
Apart from building and managing scores, this role will also involve other standard
and ad-hoc analyses of the customer and partner data for insights with regards to
operational efficiency and effectiveness of programs and interventions. Storytelling in
the form of dashboarding will be necessary to present insights.
In order to perform the above-mentioned functions, the person will need to closely
liaise with internal stakeholders such as the Implementation team, Technology team
etc. and also with external stakeholders like alliance partners.
The role is integral for the organisation’s REVIVE Alliance, through which we hope to
reach out to 10 million individuals in the next 5 years.
Role Brief:
Use of statistical modelling techniques such as logistic regression and ML techniques
like XGB, Random Forest as needed to build behavioural scores
Research to find the optimal solution for a given use case, keeping in mind
operationalisation and explainability requirements
Hypothesis testing, scenario analysis, finding correlations in data, and other standard
and ad-hoc analyses to uncover drivers of program effectiveness and operational
efficiencies and thereby help drive a culture of data driven decision making in the
organisation
Collaboration with internal Samhita-CGF and clients/partners for data collection
Streamlining and consolidating data in a format that can be easily used for reporting
Responsible for reviewing the data for anomalies/inconsistencies
Communicating with the internal teams on regular intervals for data requirements and
changes
Critical thinking to challenge norms, and strive for continuous improvements in data
products and processes
Troubleshooting data related queries
Skills Required
BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data
Analysis or related field
2-4 years of relevant experience
Experience with R/Python
Experience with SQL databases
Proficiency in MS Office Word, Access, Excel
Knowledge of Microsoft BI and Tableau will be an advantage but not essential
Problem solving mindset and being open to working in an agile environment
Basic knowledge and understanding of information collection, analysis, distribution
systems and modern database systems or ability to adapt
Problem solving, time management, interpersonal and critical thinking skills
Team player and self-starter
Work Location: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead
cutting-edge management and research strategies. The candidate shall work
alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a
positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals
who strive for excellence while maintaining a humble outlook. Our work has been
strengthened and supported by international and domestic donor agencies and
foundations such as the Bill & Melinda Gates Foundation, The Rockefeller
Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance
Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex
challenges.
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Organisation Overview (Samhita.org)
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market. To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Brief:
The incumbent is expected to screen and implement financial inclusion projects and partnerships.
S/he is expected to build partnerships and collaborations and in the process identify the right partners for implementation.
The role will focus on providing technical guidance to Samhita teams engaged in partnerships with financial service providers for successful deployment of projects.
The incumbent along with team members will train financial service providers and other key stakeholders in the industry about the financial needs of beneficiaries by organizing workshops and focus groups.
Perform other related duties as required.
Roles & Responsibilities
To drive a robust financial inclusion service offer
Spearhead Operation sales & collection of returnable grants
Handling Micro-Finance lending Business
Identifying and quantifying credit risks, implement measures to minimize risks to ensure an objective view & decision on credit request & credit exposure.
Tracking grant applications.
Optimizing the grant administration process.
Maintain a positive, constructive, and co-creative relationship with stakeholders and partners as well as contributing to growing such network.
Conducting Scenario Analysis based on macro and micro factors that will help in accessing risk.
Ensuring accurate modelling of allocated portfolios and developing new transaction models and enhancing the existing models.
Recommending and Implementing process for improvements to programs and prepare forecast.
Identifying the key financial and non-financial risks, recommending actions for mitigation of those risks.
Applying appropriate sensitivity and scenario analysis to support investment actions.
Qualifications, Skills & Experience
8+ years of experience in designing and managing development programs, technical experience in financial services.
Business development and strategy expertise in managing financial products.
Experience of working with NBFCs, research institutes, banks or consulting firms is a must.
Excellent knowledge & experience on preparation of high quality power point presentations, excel based financial modelling & analysis.
Exceptional analytical and conceptual thinking skills.
The ability to influence stakeholders and work closely with them to determine acceptable solutions.
Excellent documentation skills.
A history of leading and supporting successful projects.
Strong customer service orientation.
Logical and efficient, with keen attention to detail.
MA/MS Degree in business, finance, banking or economics or related field or equivalent training and experience.
Based out of: Mumbai/Pune/Ahmedabad
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Job Responsibility: –
Day to day accounting in Tally. ERP
Maintain accurate and up to date financial records, including accounts payable and receivable
Process invoices, expense claims and ensure timely payments to vendors & service providers
Handling bank correspondences
Reconcile bank statements and monitor cash flow to ensure financial stability
Assist in preparing budgets, financial reports and other financial documents, as required
Support Statutory Audit of the organization
Knowledge of TDS, GST etc.
Knowledge if filing TDS return etc
Knowledge online banking
Ability to work to deadlines
Ability to work independently and as a part of a team
Qualifications, Skills & Experience:
2+ years of experience – Daily accounting, financial statements, Tally ERP, Finances, Advance Excel, Accounting management, Balance Sheet, Auditing, Team Management
Graduate in Accounting, Finance or relevant Field
Strong Interpersonal and presentation skills
Work Location: Mumbai (Work from Office)
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.
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Organisation Overview
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Brief:
We are looking for an organised, detail-oriented individual to join our growing Technology team as a project manager. The responsibilities of the project manager include overseeing software projects from start to finish, engaging with software developers and avoiding blockers in the projects. You will play a critical role in advancing the technology capability and effectiveness of the tech strategy to meet the organisation’s targets. To achieve success you will be required to support and forge a partnership with all cross functional teams like MEL(Monitoring and Evaluation) team, Implementation team, Funder Engagement team, software developers and other functions across the company. You would have to reinforce and improve upon existing project and program methodologies that meet organisational objectives, while creating value for all parties. You should have a good working knowledge of WBS, gantt charts, kanban, scrum, project estimation techniques, and roadmapping. Ultimately, as a top-notch software project manager you should have good communication skills, decision-making skills and the ability to motivate others.
Roles & Responsibilities
Work closely with Business Analysts and Data Engineers to plan out the blueprints of software projects, including scope, resources, deadlines, communication strategies, tests and maintenance.
Work closely with internal and external team members to drive, support and identify bottlenecks in data insertion in the software applications and the technology built around the applications.
Participate in and supervise each stage of the project.
Discuss projects and its parameters with clients, executives, and software developers.
Ensure each project stays on schedule and adheres to the deadlines and scope.
Contribute in project budgeting and ensure the project adheres to the budget as closely as possible.
Meet budgetary objectives and make adjustments to project constraints based on financial analysis.
Determine and oversee development, testing, evaluation, and troubleshooting of all software products in all stages of completion.
Track milestones, deliverables, and change requests.
Serve as a liaison to communicate changes, milestones, deviation, updates, and other pertinent information.
Coordinate with internal resources and third parties/vendors for the flawless execution of projects.
Develop detailed project plans and project roadmap across several connected projects to monitor and track progress.
Communicate progress against deliverables.
Manage changes to the project scope, project schedule and project costs using appropriate verification techniques
Measure project performance using appropriate techniques like WBS, gantt charts, kanban, scrum, project estimation and roadmapping.
Perform risk management to minimise project risks using adequate Project Management RBS techniques.
Create and maintain comprehensive project documentation.
Develop detailed execution plans and track performance against overall project deliverables.
Qualifications, Skills & Experience
Proficiency in project management software tools like MS Project, Primavera, JIRA, Clickup, Trello and so on.
Minimum of 5 years of IT project management experience or Software Development Lifecycle management Experience.
Project management certifications like Project Management Professional (PMP), Certified Associate in Project Management (CAPM), Prince 2, Scrum Master, Six Sigma
Excellent decision-making and leadership skills with contract negotiation skills, conflict resolution experience and most importantly adaptability
Based out of: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges. How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.
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Organisation Overview
At Samhita, we work to address the most wicked socio-economic problems in India and leverage our strengths, experience, and knowledge to fulfil our vision. We work with multiple stakeholders to curate strategic partnerships that have the potential to create impact at scale. Through the power of collaboration, innovation, and evidence, we aim to create a sustainable and equitable future for all i.e. a better normal for all.
Samhita is a Mission driven Organisation with a young, bright, passionate, committed and exceptionally inspiring team. We believe that great companies are built by great teams. This philosophy is at the heart of our vision for the organisation we want to scale over the next decade. A company with people at its core, where people are the biggest differentiators. If you are looking for an organization that truly cares about people while bringing the best of class innovation into CSR – Samhita is the place for you. We solve problems through collective action.
Role Overview:
Looking for a manager proficient in working with implementation partners (NGOs & social enterprises), experienced in need identification, program concept creation and delivering end to end execution of projects (preferably Education, Health , Women Empowerment programs). They should have knowledge on monitoring, evaluation & reporting of the projects.
Work Location: Mumbai
Job Description
Work on end to end program management – Strategy design, implementation and program monitoring for projects related to Education, Health , Women Empowerment programs
Preparing customized proposals per the requirement of the corporates/grant giving agencies
Conduct prospect research to identify, cultivate and solicit new project implementation partners
Invite and provide evidence-based feedback in a timely and constructive manner.
Independently manage external stakeholder conversations with corporates as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Work on based data and analysis for program management and insights.
Follow risk management and compliance procedures.
Communicate confidently in a clear, concise and articulate manner – verbally and in written form.
Seek opportunities to learn about other cultures and other parts of the business across the service lines of Samhita.
Uphold the firm’s code of ethics and business conduct
Support the interns and volunteers for field research, survey and developing information on Samhita Verticals.
Proficiency in handling data on spreadsheets is preferre
Qualifications, Skills & Experience
7+ years of experience of having worked in the development sector
Experience in preferably Education, Health , Women Empowerment programs related program implementation, operations and/or management. Exposure to skilling profile will be added advantage.
Ability to structure projects/engagements for the team
Demonstrated success of developing and evaluating program models, NGOs, and operationalizing programs.
Experience in Education, Health , Women Empowerment programs policy making/ conceptualizing & implementing the programs will be preferred
Experience of engaging with International clients and working in onsite-offshore environment
Ability to contribute beyond the defined scope of work
Demonstrated experience of contributing in firm and knowledge building
Candidate with medical and business degrees are encouraged to apply as well
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org.
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Are you passionate about turning around an organisation which is working with people having Neurodevelopmental Disabilities (NDD)?
FAME India is a not-for-profit organisation set up in 2001, to enable and empower persons with neurodevelopmental disabilities and their caregivers to lead a meaningful life. FAME India (FI) focuses on building and maintaining skills of persons with neuro-developmental disabilities through early intervention; holistic education program which includes in house therapists, special educators, and counsellors. The team delivers continuous, high-quality engagement in the areas of daily living, life skills, vocational skills, social inclusion, recreation, health, safety, and complete well-being for every individual (beneficiaries & caregivers) in our community. FI is entering a new phase of renewal and reorganisation and is looking for a resourceful manager in the Managing Trustee’s office.
Job Description
The primary job of the Manager – Administration is to drive the effectiveness of the organization and its strategic decisions. This role requires planning, senior-level hiring, coordinating, and managing diverse stakeholders (internal and external) with the ability to negotiate and resolve on-ground challenges. Ability to assess enquiries/actions directed to the MT, to organize, prioritize, and delegate – is essential.
Use Email Subject as “Application for Job: General Manager, Office of the Managing Trustee”.
Attach a covering note for why you want to take up this role.
Indicate your salary expectation.
Job requirement: Immediate, On-site
Job location:Bangalore
Nature of employment:Mid-Senior Level, Full-time, Contract – 1 year (Can be extended after review)
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Project: Urban Health Initiative
Location: Mumbai/ Bangalore (preferred); or Work-from-home
About the Project
Collective Good Foundation (CGF) (https://collectivegood.in/about-us/) is dedicated to developing ecosystems that facilitate sustainable impact. It provides comprehensive programme design and implementation solutions to companies and social organizations to address issues across cause areas; enhancing capacities in the development sector and building interventions that can be scaled. Driving solutions that impact the economic climate and behavioral influences of a young nation, in association with a network of stakeholders, CGF intends to create positive social value. Its strong investments in knowledge, research, and a unique cutting-edge technology tool, enables corporate partners, foundations, and implementation agencies to develop informed solutions that can build a sustainable future for the nation as a whole.
Collective Good Foundation currently houses the Urban Health Initiative, an Initiative which adopts a multi-disciplinary approach to address health and related issues of people living in urban areas, with a focus on the urban poor and vulnerable populations. The Urban Health Initiative intends to bring together urban practitioners, public health experts, donor agencies, government stakeholders and non-profit organisations to develop a convergent, longitudinal and preventive approach to primary healthcare in India. It minimizes duplication of efforts, and captures, contextualizes and replicates best practices while fostering innovation.
About the Role
The Collective Good Foundation (CGF) intends to recruit a Senior Associate – Climate Action for the Urban Health Initiative. The Senior Associate will play a critical role in shaping the overall strategy of the Urban Health Initiative, bringing in a climate change and environmental sustainability perspective to design health interventions for the urban population. The selected candidate will contribute towards program design and capacity building exercises of internal and external stakeholders to strengthen climate action planning and execution. Therefore, it is important that the selected candidate has:
Solid grounding in technical aspects of environment and climate change, with knowledge of contemporary tools, frameworks and assessment methodologies.
Excellent understanding of the climate landscape in the India; including relevant policy initiatives gaps in climate action, knowledge of stakeholders, networks and organisations working in this space.
Ability to filter relevant information and present the same in a coherent and articulate manner in the overall context of urban health.
Overall, we are looking for an energetic, committed and passionate young professional, who is driven and self-motivated, and can work under minimal supervision. Since co-ordination with multiple internal and external stakeholders is required, it is important that the selected candidate is familiar, adept and comfortable working with a diverse group of people.
Key Functionsand Responsibilities
Provide technical inputs on climate action and health, and contribute to the development of the overall strategy and program design
Assist in the conceptualization, design and execution of landscape analysis, thematic studies, needs assessments, research projects and rapid assessments for climate action in health.
Organise and coordinate multi-stakeholder dialogues, seminars, roundtables and workshops to identify gaps and opportunities in the urban health space, prioritise research questions, exchange knowledge and disseminate the ongoing work of the Urban Health Initiative.
Contribute to the ideation, review, and proposal writing for ongoing and future projects.
Stay updated on the policy landscape, sectoral developments, and industry trends in relation to climate action and health in India.
Coordinate with internal and external team members, as required.
Perform any other tasks and responsibilities as may be required from time to time.
Educational Qualification and Professional Experience
Post graduate degree in a relevant discipline such as climate change and health, environment and development, environmental change and management, environmental economics and climate change, environmental policy, etc.
4-5 years of relevant experience in one or more of the following: climate action for health, organizing capacity building initiatives for climate action, stakeholder engagement for climate action, conducting workshops and stakeholder consultations for climate action (Priority will be given to candidates with a prior experience of working at the intersection of health and climate change)
Necessary Skillset
Excellent written and verbal communication skills, with prior writing experience demonstrated through published papers and journal articles
Familiarity with public data sources related to environment and climate; and demonstrated proficiency in quantitative and qualitative data analysis.
Knowledge of systems thinking and systems mapping; and ability integrate climate action into different interventions and activities
Strong presentation, problem solving and analytical skills.
Intellectual curiosity and thirst for learning
Proactive, ability to self-motivate and work under minimal supervision.
Proficient in Excel, Microsoft PowerPoint, and Word.
Interested candidates may reach out to: careers@dev.samhita.org
Remuneration: Competitive; based on past experiences and qualifications.
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