Sustainable Livelihoods Archives - Page 7 of 7

The need for blended finance in India:
Blended finance (BF) is the strategic use of development finance from public and philanthropic sources to mobilise additional capital from the private sector towards greater, sustainable impact. Typically, grant funding is blended with other sources of capital such as debt or equity to maximize funding and social impact capacity.

The Indian BF market stood at USD 1.30 billion in 2022. This represents 14.0% of the global BF market by value and is projected to reach USD 2.64 billion by 2027.
The Indian BF market has grown by 8x from USD 0.1 billion to USD 1.1 billion during the 13-year period from 2010-2022. This indicates a compound annual growth rate of (CAGR) of 18.8%, higher than the growth rate of the global BF market at 11.0%. It represented a cumulative market size of USD 5.6 billion during the 13-year period from 2010-2022, about 3.4% of the cumulative global market.

Blended finance provides opportunities for transformation of the social impact space by working at the intersection of sarkaar, bazaar and samaaj. It uses a network mindset, bringing with it a set of partners, protocols and governance rules, to design interventions and amplify impact at-scale.

VarshaBeautypreneur, Ghaziabad

Beautypreneurs – Varsha went from Helper to Owner

For Varsha, being a beautician was of an interest right from her 12th class. She picked up this skill in Meerut post which she received a formal training with Empower Pragati. A freelancer before (for 2.5 years) who also used to work at an E-aggregator platform for beauty services, Varsha now owns a salon just on the front porch of her house. Varsha has employed one helper at her salon. She received a grant of ?20,000 and she has been able to purchase a ring light, a curling machine and other makeup products. She currently sees 4 to 5 customers in a day and is earning an income of up to ?12,000. She created a savings account in the name of her children and now wishes to grow her business and look for a better place to shift her business.

Mansi SuhasBamboo artisan, Chandrapur, Maharashtra

Artisans – Doubling Mansi

Why Credit Guarantee Matters

In a country as diverse as India, access to credit can be a challenge, particularly for those without established credit histories. CGs play a vital role in enhancing financial inclusion by encouraging lenders to extend credit to a broader range of borrowers, thereby fostering entrepreneurship and economic development.

Credit Guarantees step in to provide that extra layer of assurance, boosting confidence among lenders to extend loans to a wider range of borrowers who otherwise may not be eligible for such support. This not only supports economic growth but also empowers individuals and businesses to seize new opportunities.

CGTMSE (CG loans)

We are creating a INR 500Cr credit guarantee facility with CGTMSE, called

What is a Credit Guarantee?

Credit Guarantee is a financial mechanism where a third party (often a government agency or a financial institution) promises to repay a loan, or a part of the loan, on behalf of a borrower if the borrower is unable to do so. In other words, it

Kotak Mahindra Bank

Kotak and USAID are creating a $200M pari-passu credit guarantee facility to support lending to NTC and NTB entrepreneurs, with a focus on women. Through this facility, USAID will provide a pari-passu guarantee to Kotak to support on-lending to NBFCs. Kotak will in-turn provide loans at subsidized rates to NBFCs to facilitate and promote lending to higher-risk segments.

Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for NBFCs.

Praveen BVManager – Skilling

Professional Experience:
He has previously worked with organizations like Digital Academy 360, Rooman Technologies Pvt. Ltd., Agastya EdTech Pvt. Ltd. and Direct Dialogue Recruiter. He holds expertise in project planning, execution, client acquisition, account management and strategic planning.

Educational Background:
Praveen holds a BBM Degree in Marketing from Dayananda Sagar Junior Business School, and Masters Degree in MBA from Sikkim Manipal University.

Personal Interests and Hobbies:
Some of his hobbies include – playing cricket and reading novels.

SupriyaManager – Skilling

Professional Experience:
She is a development professional with nine years of experience with organizations like Bihar Rural Livelihoods Promotion Society in Bihar and Bharat Rural Livelihoods Foundation in Delhi. She holds expertise in handling project management in skilling & livelihoods space at the local and national levels, managing budgets, government relations, prospect researching and
partnerships.

Educational Background:
Supriya holds B.Com degree from Patna University and Masters Degree in Development Management from Indian Institute of Forest Management, Bhopal.

Personal Interests and Hobbies:
Some of her hobbies include reading and cooking.

Priyanka SrivastavaBusiness Analyst

Professional Experience:
Her expertise is to closely work with the business teams and understand the
requirements and align the same with the development teams. Her last assignment was with In-solutions Global Pvt Ltd as Functional Business Analyst wherein her major responsibility was to handle the organization’s application which was used to settle NETC (National Electronic Toll Collection ) Toll Transactions for different bank clients. She has also worked with IIT- Delhi as Project Assistant.

Educational Background:
Priyanka holds Business Analyst Certificate (IIBA endorsed) and MCA degree from Annamalai University.

Personal Interests and Hobbies:
Some of her hobbies include reading and cooking.

Sachin ShindeSystem Admistrator

Professional Experience:
Sachin brings with him over 15 years of experience in the IT Infrastructure Management. He holds expertise in handling Technology Operations, Information Security, Service Desk Management, Business Application, network maintenance, Linux, Windows (All versions) & MS- DOS. His last assignment was with IFAST Financial India Pvt Ltd as Lead, IT Infrastructure. Previously he has worked with companies like Sunshine Telesoft Pvt Ltd, Fashion Life Style, Entire Software Exports pvt. Ltd. and Comptrain Center Pvt. ltd.

Educational Background:
He is a Economics graduate and holds a DBA certification and Diploma in Hardware and Networking.

Personal Interests and Hobbies:
Some of his hobbies include – playing Cricket & programming.

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Organisation Overview

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Amit Garg

About Amit:
Amit Garg leads the regional program strategy, grants management and partnerships for the Global Fund to End Modern Slavery (GFEMS) in India and Bangladesh. GFEMS is a Washington D.C.-based fund backed by the US, UK and Norwegian governments in addition to private foundations and aims to combat human trafficking in all its forms. This includes labour exploitation, bonded labour & child labour in global supply chains (such as construction and apparel) and commercial sexual exploitation of children. Prior to this, he led the philanthropy portfolio for Credit Suisse (CS) bank aimed at education, financial inclusion and skill development. He also led a similar portfolio for Godrej Properties (part of the larger Godrej Industries Group) prior to CS where the grants were aimed at making rural to urban migration safer. Previously Amit has worked with UNICEF as State Coordinator

Nachiket Mor

About Nachiket:
Nachiket Mor has a PhD in Economics from the University of Pennsylvania. His current work is principally focused on the design of national and regional health systems.

He was a member of the Planning Commission

Irfan Nooruddin

About Irfan:
Irfan is the Director of the South Asia Center at the Atlantic Council. He is also a Professor in the School of Foreign Service at Georgetown University. Dr. Nooruddin conducts research in the political economy of development, trade, and investment, and the challenges of democratization in the 21st century.

He is the author of Elections in Hard Times (Cambridge University Press, 2016) and Coalition Politics and Economic Development (Cambridge University Press, 2011) and more than twenty-five scholarly articles and book chapters. In 2012, he was a Fellow at the Woodrow Wilson International Center for Scholars in Washington, DC., and is a Team Member of Lokniti: Programme in Comparative Democracy in New Delhi, India. He has received grants from the Bill & Melinda Gates Foundation and USAID.

Irfan has a PhD in Political Science from the University of Michigan and a BA in Economics and International Studies from Ohio Wesleyan University. He was born and raised in Bombay where he studied at St. Xavier

Arun Maira

About Arun:
Arun Maira is a thought leader on social and economic development and transformational change and leadership. He is an author of several books including Shaping the Future: Aspirational Leadership in India and Beyond; Redesigning the Airplane While Flying: Reforming Institutions; and Transforming Capitalism: Improving the World for Everyone. His most recent book is Listening for Well-Being: Conversations with People Not Like Us. He is a frequent speaker at international forums on the reform of institutions.

Mr. Maira is Chairman of the Board of Trustees of HelpAge International and Chairman of the Foundation for MSME Clusters. He was a Member of the Planning Commission of India from 2009 to 2014, and of the National Innovation Council, besides being Chairman of The Boston Consulting Group in India from 2000-2008. Earlier, he worked with the Tata Group for 25 years in senior management and board positions.

Suhas Misra

About Suhas:
Suhas completed his MBA from IIM Calcutta (Class of 2003) and started his professional career with Coca Cola. In 2005 he moved to Nokia as a Regional Sales Training Manager and in 2006, started ChannelPlay- India

Paresh S. Parasnis

About Paresh:
Paresh Parasnis in his current position as Head of Piramal Foundation is responsible for all the CSR activities of Piramal Enterprises Limited. Paresh is a Fellow of the Institute of Chartered Accountants of India and a graduate of Mumbai University. Paresh started his career with Hindustan Lever Limited. He then moved on to HDFC Limited, where he handled various responsibilities. His last assignment in HDFC Ltd was business development and overseeing the operations in Maharashtra, Gujarat and Madhya Pradesh. In November 2000, Paresh moved to a new venture in the HDFC fold to set up the life insurance company, HDFC Standard Life Insurance (a joint venture with Standard Life plc, UK). In November 2008, Paresh was appointed as a full time member of the Board of Directors of HDFC Standard Life and served as the Executive Director and Chief Operating Officer till July 2012. During his tenure with HDFC Standard Life, he was a Member of Board Committees and Chair / Member of internal management committees. He also has a vast experience in the area of consulting and has been a Project Manager / Financial Analyst in programs funded by multilateral agencies. He brings with him a rich experience of 30 years with major strengths in strategy formulation, project management, time-bound execution and building robust and customer-friendly servicing models.

Krishnan Neelakantan

About Krishnan:
Krishnan Neelakantan is Senior Director

Amita N. Vyas

About Amita:
Dr. Amita Vyas is an Assistant Professor & Director of the Maternal & Child Health masters in public health program in the Department of Prevention and Community Health at the George Washington University School of Public Health and Health Services, and holds an adjunct appointment with the Johns Hopkins Bloomberg School of Public Health. Dr. Vyas is a public health scientist whose primary research focuses on reproductive and sexual health. At George Washington University, Dr. Vyas teaches Reproductive Health: US and Global Perspectives, Adolescent Health & Development, Social and Behavioral Determinants of Health, and Management Approaches to Public Health. Dr. Vyas has given lectures and speeches around the country including Capitol Hill and was the Chair for

N.S. Raghavan

About N.S. Raghavan:
N.S. Raghavan is a co-founder and former Joint Managing Director of Infosys who took voluntary retirement from Infosys in the year 2000 to promote his vision of entrepreneurship and India-based global companies on a broader scale.

Nadathur Holdings & Investments was incorporated with the aim of nurturing knowledge-based and innovation-driven ventures that either target the Indian market or leverage Indian resources to target the global market.

Similarly to encourage entrepreneurship in the country and help incubate start-ups, he set up the N. S. Raghavan Centre for Entrepreneurial Learning (NSRCEL) at Indian Institute of Management, Bangalore (IIMB) with a contribution of around Rs 12.5 crores.

N S Raghavan was selected by a reputed panel of international judges to receive the Dhirubhai Ambani Award for the year 2004 on the 57th India

Luis Miranda

About Luis:
Luis is the Managing Trustee of the Collective Good Foundation. He is Senior Advisor to Morgan Stanley Infrastructure and Advisor to the Nadathur Group. He has been involved in setting up two successful companies

Priya Naik

About Priya:
Samhita Social Ventures evolved from Priya

Suman Srivastava

About Suman:
Suman Srivastava is the Founder and Innovation Artist at Marketing Unplugged. He is also the author of Marketing Unplugged: Spotting the elephants in the room.

Suman Srivastava enjoys doing new things. A graduate of Delhi University, IIM Ahmedabad and IMD Lausanne, he is an advertising man, strategist, author, marathon runner, teacher, social worker, sports fan, creative bartender and an entrepreneur.

Suman has been the CEO of Euro RSCG India for 5 years and also Chief Strategy Officer for Euro RSCG Asia Pacific. He was the Chairman of Euro RSCG

Anisha PanigrahiSr. Manager

Mukesh Kumar PandeyNetwork Support

Anirban SahaAnalyst

Prachi PatniAssociate

YaminiAssistant Manager, Implementation REVIVE

Professional Experience:
Yamini is an aspiring entrepreneur with 2+ years of experience in social sector. She has worked in different sector from financial inclusion, education, business accumen, health to mental health. She is a team player and

Vishal DhaleDirector

Dr Rashi SabooSenior Associate, Implementation

Professional Experience:
A public health professional at heart, the larger goal is to positively influence the public health landscape globally.

Educational Background:

Personal Interests and Hobbies:
Some of her hobbies include playing board games, listening to indie music bands & watching

Kedar AnnamAssistant Manager

Professional Experience:
Kedar is a Development Sector Professional for more than 7 years and have worked in area like sanitation, waste management, WASH, social and financial inclusion, livelihood, health and education.

Educational Background:
He is a Mechanical Engineer and holds a Masters Degree in Business Management from Symbiosis Institute of Business Management.

Personal Interests and Hobbies:
Some of his hobbies include

Dipti BairageeSenior Associate

Sanika MoreAssociate

Narendra KulkarniAssistant Manager

Akshay KamtamAssistant Manager

Toji Easo VargheseBusiness Analyst

Professional Experience:
Toji

Smriti SangamAssociate

Pratik TrivediAssistant Manager, Implementation

Professional Experience:
Pratik Trivedi joins us as Assistant Manager Implementation, based out of Mumbai, and will be

Abhishek ChandraSenior Associate

Aman MatetiSenior Associate

Divya AgarwalAssistant Manager

Ujwala ParabAssistant Manager

Asha Ashish WellorkarAssistant Manager

Nayonika BasuAssistant Manager

Vishal KonbattulwarManager

Shatakshy BhattAssistant Manager

Siddhanta BanerjeeManager

Miral GosaliaManager

Richa AroraManager

Avantika SethCommunication Specialist

Professional Experience:
Avantika has a vast experience as a Journalist, Researcher, Oral Historian, Documentary Filmmaker, and Podcaster. She

Shiv Kumar PandeySenior Manager

Dhatri KotakSenior Manager

Dr Vinti K. AgarwalDirector

Sanjoli JainCS Professional

About Sanjoli:
Hello, my name is Sanjoli Jain, and I am excited to join this company as a CS professional. I have worked for two years in a CS firm, where I gained experience in dealing with contracts, wills, company law, and various other laws. In addition to my professional background, I am also visually impaired, which has given me a unique perspective on the challenges faced by persons with disabilities. As a result, I have a strong desire to work in the development sector and help empower underprivileged communities. I am committed to promoting the rights of persons with disabilities and other marginalized groups, and I look forward to contributing my skills and experience to create positive change.

HemlataManager

Aswathy SAssociate

Nirmala MathewSenior Manager

Swastika BhuyanAssociate

Nora AlexySenior Associate

Vishakshi RajAssociate

IpsitaAssociate

Biswanath SenapatiManager

Shivani TripathiAssociate

Dr. Prashika KurlikarSr. Associate

Harsha KumavatData Analyst

Professional Experience:
Harsha has expertise data visualization tools like Tableau, Power BI, Seaborn, and Plotly and programming languages like Python. She is proficient at MySQL and Excel and managing large database. She has worked as an intern for The Sparks Foundation, TwoWaits, Accenture, PwC and Standard Bank.

Educational Background:
She holds BSc in Computer Science from Nagindas Khandwala College and Master

Surabhi ShikhaManager

Amruta AdhyapakSenior Associate

Dr. Usha GopinathExecutive Director

Syeda FarkhandaAnalyst

Sreyoshi BhattacharyaAssociate

Shiboni SundarInsights Associate

Kajol SitaniAnalyst

Divya WagleAssociate

Sweden DsilvaSweden Dsilva

Professional Experience:
Sweden Dsilva has developed creative designs for marketing packages

Aakriti SinghAssociate

Hardik RaiDigital Strategy and Planning Specialist

Professional Experience:
Hardik is a self-proclaimed marketing geek. Prior to joining Samhita, Hardik has honed his skills in two prominent Ed-tech companies, further enhancing his capabilities in the field of marketing. He likes Social Media so much that he made it his profession. Hardik

Ayushi BhatnagarAyushi Bhatnagar

Professional Experience:
Ayushi is a knowledgeable professional with over 3 years of experience in the humanitarian and development sectors. She has technical proficiency in a wide range of areas, including communications, learning and development, training, and capacity building services. She has previously worked for a leading Humanitarian Non-profit Organization and a prominent CSO/Think Tank that advocates Sustainability and Climate Change-related initiatives.

Educational Background:
She graduated with Honours in Geography from Kamala Nehru College, Delhi University and is a University Gold Medalist with a Master

Vinay MenonSenior Manager

Professional Experience:
Vinay started his career with Samhita in 2016 in the Research and Knowledge team, before moving on to handle strategic partnerships with key donors, before moving on to work with Piramal Foundation

Archita SharmaAssociate

Professional Experience:
Aarchita has worked as a Young Professional at the Rajasthan Grameen Aajeevika Vikas Parishad (RGAVP), Ministry of Rural Development, Government of Rajasthan. She then joined as an Academic Associate at the Kautilya School of Public Policy in Hyderabad.

Educational Background:
Aarchita holds a BA in Social Sciences from the Tata Institute of Social Sciences and a MA in Development Studies from the Indian Institute of Technology Guwahati.

Personal Interests and Hobbies:
Some of her hobbies include

Varnika JainAssistant Manager

Nehal ShahExecutive Director

Shiv UppalSpecialist

Akshatha KarangutkarAssociate Director

Ritu HalderExecutive Director

Madhu BahlExecutive Director

Professional Experience:
Madhu Bahl has totally more than 30 + years of experience in the education space which includes teaching, designing, training, content creation and building profitable models and interventions that are both scalable and sustainable. She has worked independently as a design and training consultant with well-known funding agencies and social organizations. She also has 15 years of corporate experience at senior management level where she was responsible for profitability along with a deep focus on product development and business delivery. Her corporate responsibilities include experience in working with both the private and the government sector. She has built and worked extensively with large teams, both across physical geography and social demography.

Priya NaikCEO & Founder

About Samhita:
Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previSamhita Social Ventures is a social sector consulting firm that collaborates with companies, government and social organizations to co-create and implement impactful initiatives. Samhita is supported by Indian and global foundations such as USAID, the Bill & Melinda Gates Foundation, UNDP, Michael & Susan Dell Foundation and Omidyar Network India. Previously, Priya co-founded The Spark Group, an education incubator that delivered affordable education to low-income communities in India.

Professional Experience:
She has worked with the International Finance Corporation, the Poverty Action Lab at the Massachusetts Institute of Technology (MIT) and at Arthur Andersen.

Educational Background:
Priya has a Master

Afshan ShaikhAssociate Director

Professional Experience:
Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previously worked with the Swades Foundation and Child Rights and You (CRY) in the social development sector. She has been a part of multiple award-winning marketing and awareness campaigns, specializing in brand transformation, creative direction, and marketing strategy. Prior to moving to the social sector, she worked extensively with advertising and media agencies, as well as corporate houses.

Educational Background:
Afshan has a Master

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.

To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives.

This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, pro- t and planet, thereby creating a better normal for communities, environments and businesses.

Role Overview

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Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a

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Associate Director

Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previously worked with Swades Foundation and Child Rights and You (CRY) in the social development sector. She has been a part of multiple award winning marketing and awareness campaigns, specializing in brand transformation, creative direction, and marketing strategy. Prior to moving to the social sector, she has worked extensively with advertising and media agencies, as well as corporate houses.

Afshan has a Master

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Mandate: Providing sanitation facilities for women engaged at informal workplaces and a 1:1 match establishing the company as a thought leader.

A global FMCG company was keen on furthering its promise of building exceptional workplaces through social responsibility initiatives.

The Apparel company wanted to empower women that work in their factory with life skills that would enable them to be more empowered both on the job as well as in the future (most women prefer to find alternate employment after 3-4 years).

India

Organisation Overview

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OECD- DAC Impact Evaluation

The Organisation for Economic Cooperation and Development has developed the normative framework to determine the worth and the merit of the intervention. The framework has six evaluation criterias- relevance, coherence, effectiveness, efficiency, impact and sustainability. The key concepts for each criteria are defined below-

Relevance will help us understand the extent to which the intervention objectives and design respond to the beneficiaries and any gaps identified

Coherence will help us understand the compatibility of the intervention with LTI

Social Return on Investment Evaluation (SROI)

SROI methodology was introduced in early 2000. It was developed consultatively by economists, CAs and development practitioners as a means of measuring social value. It was piloted in the UK by NEF (New Economics Foundation), Social Value and DFID. An SROI analysis is an attempt to calculate evaluative Social Return on Investment (SROI) for a programme. SROI is a framework for measuring and accounting for a broader concept of value. It measures how change is being created by measuring social, environmental and economic outcomes and uses monetary values to represent them. This supports the clients to understand the utilisation of funds more objectively.

Community Needs Assessment (CNA)

A CNA study is a collaborative process that engages community stakeholders in determining the nature and extent of both needs and resources in a community, and the feasibility to implement initiatives. It typically identifies and responds to a specific social problem or problems in a community.

Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a 'better normal'. The
better normal reimagines business environments where social value is an integral
aspect of growth, putting stakeholders and environmental guardianship at the centre
of business strategy, a strategy that evolves from inputs to outcomes, from
individuals to ecosystem, and from delivering services to building capacity and
enabling the market.

To do this, we support companies to align their core competencies with the needs of
the social sector, and build catalytic partnerships with stakeholders with in-depth
knowledge and networks to execute sustainable, outcome-oriented social impact
initiatives.

This approach bridges the gap between purpose and action, and forges business
responsibility strategies that balance people, pro- t and planet, thereby creating a
better normal for communities, environments and businesses.

Role Overview

The role sits within the Financial Innovation team, which is responsible for all
financial products like returnable grants, credit guarantee backed loans, pre credit
scores and other behavioural scores that Samhita will create/manage in collaboration
with its partners, to help micro, nano and solo entrepreneurs get access to capital
and increase their incomes.

This role will involve hypothesis testing, statistical modelling using logistic regression
and other ML techniques to design, build, validate and maintain behavioural scores
such as the Pre-Credit Score and the Human Capital Score.

Apart from building and managing scores, this role will also involve other standard
and ad-hoc analyses of the customer and partner data for insights with regards to
operational efficiency and effectiveness of programs and interventions. Storytelling in
the form of dashboarding will be necessary to present insights.

In order to perform the above-mentioned functions, the person will need to closely
liaise with internal stakeholders such as the Implementation team, Technology team
etc. and also with external stakeholders like alliance partners.

The role is integral for the organisation

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Organisation Overview (Samhita.org)

Samhita is a social impact consulting firm, with a vision to build a

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Organisation Overview

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Organisation Overview

Samhita is a social impact consulting firm, with a vision to build a

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Organisation Overview

At Samhita, we work to address the most wicked socio-economic problems in India and leverage our strengths, experience, and knowledge to fulfil our vision. We work with multiple stakeholders to curate strategic partnerships that have the potential to create impact at scale. Through the power of collaboration, innovation, and evidence, we aim to create a sustainable and equitable future for all i.e. a better normal for all.

Samhita is a Mission driven Organisation with a young, bright, passionate, committed and exceptionally inspiring team. We believe that great companies are built by great teams. This philosophy is at the heart of our vision for the organisation we want to scale over the next decade. A company with people at its core, where people are the biggest differentiators. If you are looking for an organization that truly cares about people while bringing the best of class innovation into CSR – Samhita is the place for you. We solve problems through collective action.

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Are you passionate about turning around an organisation which is working with people having Neurodevelopmental Disabilities (NDD)?

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Project: Urban Health Initiative

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