Utilizing the Activator tool, which is totally free to obtain, you can now activate your non-real copy of Windows 7 totally free. Additionally, this model works with every version of Home windows, together with Final, Professional, Dwelling Basic, and Enterprise.
Windows 7 Activator is software program that helps you activate your Home windows 7 even when it’s in a nasty state. It’s not about attempting to rip you off and generate income, it’s simply about offering the service for free. Better but, this activator is straightforward to make use of and solely takes a few minutes from begin to complete. Windows 7 activator service is right here that will help you make your Windows 7 come back to its original state.
This software is a one-stop store for all your activator needs. Don’t neglect that this activator helps you customise the options of your operating system easily. It saves you the time to go looking for these drivers and updates your self by doing it for you. All you must do is set up this software program and let it run, it is going to do all the be just right for you! I consider with this instrument, we may help many of us on the market who just don’t know what to do when their operating system goes unhealthy.
How to activate Windows 7 using Activator at no cost?
1. Obtain Windows 7 activator and start the set up. Observe the steps of the set up wizard and select your most popular language.
2. As soon as the set up is full, click on the “Activate Windows 7” option to activate your Home windows 7.
Three. Watch for a couple of minutes and you need to see a success message showing within the software which means your Home windows 7 is now activated!
Four. Reboot your Computer, run Windows Replace and install all essential updates to ensure that all the things works correctly after activation.
5. Once the primary boot is completed, launch the Activator for Home windows 7 and follow the on-screen directions to activate your Home windows 7.
6. After profitable activation is full, you possibly can set up all your essential purposes and drivers from Microsoft Retailer.
Obtain Windows 7 Activator
? Safe & Safe
How To make use of Windows 7 Activator
Easy Steps to comply with:
Step 1: First it’s a must to obtain Windows 7 Activator from the above hyperlink.
Step 2: Go to the download folder and unzip the file.
Step three: You need to use RAR to extract 7 Activator
Step 4: Now run “Activator“
Step 5: You should click on on the “Install” button and will probably be activated
Step 6: Restart your Pc after activating your Windows.
You may now verify that Windows 7 is absolutely enabled and consider the Product ID. You not have to do anything as a result of your Windows has been activated with out the requirement for a license key. When you’ve got any issues when putting in a key, please go away a comment under.
Can Home windows 7 run with out Activation?
1. Sure, Home windows 7 can run with out Activation, however sometimes it will get stuck with no response and solely required rebooting.
2. Home windows 7 cannot be upgraded from an older model of Home windows utilizing the KMS server product key.
3. You can’t use multiple key for a similar version of Windows 7 on a single Laptop.
4. It’s not recommended to run a clear set up of Windows 7 with out activation as your computer may have to activate over the Internet after installing Service Pack 1 or different updates in the future (clearly you will do it at your own risk).
5. You can nonetheless use Windows 7 without Activation and can upgrade your OEM version to plain using a retail product key.
6. Windows 7 cannot be upgraded to Windows 10 using a KMS server product key.
7. If you have activated your Windows 7 on one other compatible Pc and later discovered that it’s essential to reactivate it, you’ll need an authentic OEM key or a second retail product key (they are different) for it. The OEM keys for many merchandise are mechanically modified by Microsoft and the retailers don’t bother altering them back.
Windows 7 activator is a pleasant program for activating Home windows 7, don’t overlook to activate it. It will work fantastic for you if you do it from the official web site of the service. Watch out and do that software after reading its phrases of use settlement. I’m certain that once you strive to make use of this instrument, you can see it very helpful.
Different Downloads:
Home windows 10 Super Lite
Home windows Vista Obtain
Home windows 9 Obtain
Associated ARTICLESMORE FROM Writer
6 Greatest Invoicing And Billing Software program (Free & Paid)
Data Recovery Suggestions When Your Desktop Won’t Boot
802.11N WiFi Wlan Driver Download For Windows 7, 10, eleven
Cloud Meadow Free Download Pc Sport pre-introduced in direct connection. Cloud Meadow Welcome to the universe of Cloud Meadow, the place islands glide within the sky via previous magics and mankind works close by beasts to make prosperous civic establishments! Play as considered one of our heroes, Evan or Eve, as you journey out into the outskirts to cultivate, breed, and battle in order to help a growing and completely different community of monsterfolk! A stability of cultivating take a look at system, RPG, and visual novel, Cloud Meadow is round three F’s-Farming, Fighting, and Flirting. Almost about this, you possibly can:
Develop A Cozy Farm-plant seeds, develop crops, assume responsibility for your personal property!
Date The Denizens-sentiment a large exhibit of accomplices! More than 50 vivified sexual moments!
Fight Baddies-take part in fulfilling half breed dynamic flip-based RPG fights!
Sexual Shenanigans-breed beasts together to make new buddies to combat and bond with!
Investigate Exotic Locales-discover numerous exceptional and wonderful circumstances! Click the below link to obtain:
Framework Necessities
Operating system: 32-bit Home windows 7/8/8.1/10
Processor: Twin Core 1.Eight GHz SS2 uphold
Memory: Four GB RAM
Illustrations: DirectX 11 and Shader Mannequin 5.Zero viable – GeForce 400/Radeon HD 5000/Intel HD 4000
DirectX: Version 11
Capability: 1 GB accessible house
Extra Notes: Minimal Decision: 1280×720
Cloud Meadow Gameplay Loop
Essentially the most primary thing to comprehend concerning the route Farming in Cloud Meadow works is this isn’t care for cultivating in video games, for example, Stardew Valley and Harvest Moon. In those video games, you ranch crops for fixings in meals and to sell them in their crude state at as excessive a high quality as conceivable as just about the final word objective, in Cloud Meadow, it is essential for the way towards elevating your beasts.
Whereas right now the framework is in a stripped down state, in the end, the objective is to make it so the participant simply must plant the yields and afterward he can permit his beasts to take over from that point, with the capacity framework consequently circulating harvests gathered by beasts into the manufacturing facility to be refined, to the meals bin(and in the long term storehouse as soon as that is executed) to be appropriated to your beasts, alongside these strains naturally raising your particulars.
On the other facet of this cycle is the reproducing of beasts, the improvement of traits so as to give beasts better particulars, higher capacities, and higher graduation reward esteems. At lengthy final, you ought to make by far most of your cash from graduating beasts, as an alternative of from selling yields or eggs, nevertheless both are respectable methods for cushioning your pay.
For the occasion, the most basic sort of this ongoing interaction circle has been empowered in the sport, with the capacity to set up fields, fields, and preparing grounds, simply as having the foodbin accessible.
Share this:
If you treasured this article and also you would like to be given more info regarding fitgirl repack nicely visit our web-page.
Obtain KMSPico Office 2016. KMSPico is the most popular software program for Microsoft users. It’s used to activate any type of Microsoft Windows. In this post, I’ve shared with you full particulars about KMSPico Office 2016 and shared a direct obtain hyperlink. Our essential aim is to save time and provide the very best data you are on the lookout for.
KMSPico Activator is a great tool. Other versions of KMSPico additionally work for Home windows Activation however KMSPico Workplace 2016 has its own features and benefits for all customers. Its work is based on the Central Administration Server launched by Invoice Gates, which helps probably the most prominent firms to activate Home windows. Invoice Gates builds a server for corporations where all their machines are related. That is why when they install new home windows on their system. and MS Office simply and securely. This server robotically activates them. KMS Key Management Server edits host files in your machine it means that you can activate not solely Home windows OS but additionally Microsoft Workplace 2016.
Features of KMSPico Office 2016
KMS Pico is an example of a program that permits you to activate Microsoft merchandise so that you should use them for the rest of your life for free of charge. If anyone is having trouble activating Windows, just follow this straightforward guide to know how to activate it shortly, you’ll find the obtain hyperlink. The features of the Kmspico Office 2016 activator are superb.
Free Microsoft
KMSPico Portable lets you activate completely different Microsoft merchandise, reminiscent of Windows 10 Professional and Residence, Home windows 8/8.1, Windows 7 Professional, Workplace 2019, Workplace 2016, Workplace 2013, and more.
No Virus
Many websites warn you in regards to the potential dangers of KMSPico, however that’s as a result of their download hyperlinks comprise viruses. Nevertheless, we offer you 100% secure person software as now we have ensured that it is totally virus free.
Suitable for all users
Even if you aren’t used to this sort of software program, every little thing will probably be effective. KMSPico’s success lies in its simplicity, and any person can observe the easy steps required to activate Microsoft products. KMSPico portable is simple to make use of for all customers.
File Password = 2016
Automated reactivation
Many instances, you may have already skilled Microsoft products saying “Your license is about to expire”. Due to KMSPico, this won’t ever be a problem anymore because the software mechanically reactivates the product’s license for you. No Web connection: One among the main advantages of this KMSPico Workplace 2016 emulator is the potential of activating the license with out connecting to the Web.
Bgmi 2.3 Obtain APK
Obtain uTorrent
Raja Atta Ur Rehman Khan
Atta Rajput” is the Administrator and founding father of the Glowpc.com webpage (April ,2019) . He loves tech and his important purpose is to provide quality content material to their viewers internationally with direct download hyperlinks.
How to Activate Windows 11 with Kmspico for free (Step-by-Step)
Kmspico is a popular software among computer customers and it’s stated to be used to activate merchandise owned by Microsoft without acquiring or buying licenses.
Kmspico free obtain can be generally harmful to make use of due to the potential for viruses and authorized points. This has led users to ponder how KMSpico can be utilized freed from threats. This text will present you KMSpico operates legally.
Introduction to KMSpico Portable
What’s KMSpico Portable
KMSpico Portable is a authorized software program that can be utilized to activate completely different versions of Home windows software program, its ease of utilization makes it extremely popular among pc users. The KMSPico Portable Windows 11 office activator is automated. It was released by the TeamDaz improvement group. KMSPico imitates Microsoft server KMS which permits prospects to activate many computer programs at a time. KMSpico can activate many versions of Windows or Microsoft Office, the most recent being KMSPico portable which may activate Home windows 11.
How does KmSpico work
Kmspico modifies the internal code of Home windows or Office and configures it to work with a false activation. It deactivates Home windows 11 through the use of an activation code supplied by its software program.
While you obtain and set up the software, you begin the software program. After it opens, click on the pink button you see, and your Home windows, your computer restarts and when it comes back up, the Windows eleven would have been activated as soon as and for all.
Why choose KMSpico activator?
One of the best Windows 11 activator is KMSpico, I know this as a result of KMSpico emulates Microsoft’s KMS server. It’s the closest to the actual thing. In reality, the major distinction is that KMSpico is free.
Moreover, KMSpico is the oldest activation software and it replaces the Windows trial license key with a professional license key. The replacement of the license key ensures that the Home windows eleven workplace will get activated. KMSpico portable 11.2 is the newest model of KMSpico and it is essentially the most used and essentially the most competent activator of Windows eleven among the many activators on the market.
Some advantages that KMSPico has over different activators include:
Does not require internet: KMSpico does not require the internet to get put in or activate your Office or Windows, that is a really uncommon potential of activators. This is the reason KMSpico is a very fashionable one among customers.
It imitates Microsoft KMS: KMSpico software and magnificence feeds off Microsoft KMS and this makes it the perfect activator for Windows 11 since its configuration is the closest to Microsoft which is the developer of Home windows and Office
It is the oldest activation instrument, which implies it has stood the take a look at of time and encountered many issues, and has been revised and refined over time.
Auto-renewal of license: This characteristic is why, once you activate your Windows and Office with KMSpico, it’s a forever deal. KMSPico renews the licenses by itself when the time is ripe.
You possibly can delete the software: After utilizing KMSpico to activate, you’ll be able to delete the software, and the activation of the Windows or Workplace remains which means, you can even save space.
Earlier than we start to talk about how to use the software program, you want to download it first.
You possibly can search on-line to download the software. To make things easy, you’ll be able to obtain the software from here.
Reminder: The web site you obtain influences the opportunity of viruses, it’s important to watch out.
Set up: After downloading, click on the file and run the file as an administrator by allowing the prompt that will pop up in your screen and the app will get installed.
How to make use of KMSpico Portable
Step 1: Disable Home windows’ actual-time virus and risk safety.
Reminder: The software can’t get installed in the event you don’t do that. The KMSpico needs entry to the Windows registry files to activate the Home windows 11. This safety needs to be postpone because it considers KMSpico a menace and won’t give it entry to the registry, the registry is principally the reminiscence location.
Methods to disable actual-time protection
1. Click on the Windows icon in your pc, you’ll find the Windows icon at the decrease left of your display.
2. Search Home windows safety.
3. Go to Virus and Risk protection.
4. Choose handle settings.
5. Change real-time safety to Off.
Step 2: Disable anti-virus software
Anti-virus will attempt to act like the Home windows Defender so you could delete them as effectively.
Step 3: Run the file setup as administrator; this requires your permission, choose sure in the pop-up that comes up.
Step 4: Open the app.
Step 5: Click on the crimson button, you’ll get a confirmative voice notification after a while.
Step 6: Restart your Pc to finish the activation.
Use Phrase, Excel, and PPT totally free, No Adverts.
Edit PDF recordsdata with the powerful PDF toolkit.
Microsoft-like interface. Straightforward to be taught. 100% Compatibility.
Enhance your productiveness with WPS’s considerable free Word, Excel, PPT, and CV templates.
How to make use of Word/Excel/PowerPoint for free with WPS Office
Why undergo all this problem to activate Microsoft Workplace when you’ll be able to have the identical service without spending a dime? I am placing it to you right now you can enjoy the same service as that of Home windows and Office without cost.
Let me introduce to you WPS Office, which is one of the best various to Microsoft Workplace because it means that you can do the most essential actions free of charge. Not everyone has the money to pay for the license or the time to put in a separate activator or toolkit. This is why the WPS workplace is the best for you.
Free Obtain: WPS Workplace is free to download, you don’t have to fret about paying. A very powerful thing is that it might carry out the important things an workplace software program ought to do freed from charge.
Compatibility: WPS Workplace is compatible with all of Microsoft Office’s options, and actions. WPS Workplace also synchronizes easily with every other app it must work with in your Pc. WPS Writer can also synchronize with Microsoft Word which is certainly one of Office’s most important packages.
Some other reasons why you need to choose WPS Office:
1. Basic software program out there: Word, Excel, and PDF can be found within the WPS office and are as efficient and highly effective as the one in Microsoft Workplace. You don’t have to fret about licenses.
2. Quite a few templates out there: In the corporate world, templates are a vital commodity. Think about that you have to pay on a regular basis you want for one, that’s a painful expertise. You can have entry to very skilled and above-par templates on your daily tasks.
3. Multi-software interface: With a single WPS workplace, you may open various kinds of documents. Word documents, excel sheets inclusive. This saves you from the trouble of having to download completely different software program for various paperwork. WPS office covers different document codecs.
4. WPS Office can operate on all working techniques (OS). Be it Home windows, Linux, MAC, or Android, it works simply perfectly. This is not hearsay, it’s tested and trusted, WPS office is taking over the current of productivity apps and is the long run with its AI integration
5. AI integration: The WPS office software program team is working on integrating WPS AI with the WPS workplace, the group is working effortlessly on this and we will see this transformative innovation any time from now.
Additionally, the WPS workplace is easy to make use of as a result of it has a very intuitive interface. It is one of the best alternative to Microsoft Office given that downloading it is free and you may perform the identical actions that Microsoft Office can do.
The AI integration will tremendously improve the ease and speed at which you do your work. You can be certain of quality delivery of your workplace work when utilizing WPS Workplace. WPS Workplace saves you the stress of buying a Windows license or utilizing KMSpico, whereas the quality of delivery remains the same.
FAQs
1. What’s the KMSpico password?
The password depends upon the place you’re downloading from, watch out for the password or information about the password within the installation course of from the website you downloaded from.
2. Easy methods to know if a KMSpico is fake?
The first indication would be that the KMSpico doesn’t perform its function.
The looks of common issues related to viruses after installation
One of the best plan of action in this example is to delete the software program as rapidly as potential.
Abstract
It has been proven expressly how one can obtain, install, and use KMSpico to activate Home windows 11, but I’m sure you can’t overlook WPS Workplace, which affords you the services of Home windows eleven totally free.
We can’t do without utilizing these applications as a result of they make work easier, however what joy if you perform your most essential actions totally free?
Watch out once you want to download KMSpico to keep away from viruses; the link above is advisable. Meanwhile, you can save your self the stress of having to obtain something through the use of the all-in-one WPS Office. Good luck at work, bye!
Obtain Gym Simulator free of charge on Computer – this web page will show you tips on how to download and set up the full model of Gym Simulator on Computer.
The primary ever Gym Simulator. Extremely realistic FIRST Person GYM RPG, immersive first individual gym interactions and real-time muscle growth. Gameplay Options:
– Workout routines with dumbbells
– Bench press, peck dec machine, pull machine – train on real gym equiment in first person view
– Sit ups
– Push ups
– Run on thread mill
– Chin up
– Kick the boxing bag
– Dialogues
– NPCs treat you in a different way as per how rigged you might be
– Male showers&locker rooms
– Nice Stylized graphics
Tips on how to Download and Set up Gym Simulator
1. You can be redirected to a obtain web page for Gym Simulator. Click on on the download button under. If you’re asked for a password, use: www.gametrex.com
2. Choose a mirror to complete your obtain. 3. As soon as Gym Simulator has finished downloading, extract the file utilizing a software program corresponding to WinRAR. 4. Run the game setup contained in the extracted folder and install the sport. If utilizing a torrent obtain, you’ll first must obtain uTorrent. 5. Once the set up is full, now you can launch the game using the game’s shortcut on your desktop. 6. Get pleasure from the game!
Gym Simulator Computer Download
Password: www.gametrex.com
Gym Simulator System Necessities
Minimal:
OS: Windows 10 Processor: i7 RAM: Four GB RAM Graphics: GTX 780 Storage: 1500 MB obtainable space
OS: Windows 10 Processor: Mid-to-High End RAM: Eight GB RAM Graphics: Mid-to-Excessive Finish Storage: 1500 MB accessible house
Gym Simulator Screenshots
If you beloved this article and you simply would like to be given more info concerning fitgirl repack please visit our web-page.
Windows 8.1 Product Key free Activation 32/sixty Four Bit ✔ Working ✔
With the release of Home windows 8.1, users were launched to a brand new means of activating their working system – by means of a product key. However what precisely is a Home windows 8.1 product key? And why is it obligatory? In this blog publish, we’ll discover the ins and outs of product keys, together with how to find them on your Home windows 8.1 computer, the limitations of using an invalid key, where to purchase a valid product key, the advantages of activating Windows 8.1 with a real key, and finally, tips on how to go about activating your system with a product key. So, let’s dive in and uncover all the pieces it’s essential find out about Windows 8.1 product keys.
A Home windows 8.1 product key is a novel mixture of letters and numbers that is used to activate and validate the Windows working system. It is an integral part of the software licensing process and is required to authenticate the copy of Home windows 8.1 installed on a computer.
The product key serves as proof of possession and helps Microsoft guarantee that each copy of Windows is used in accordance with the phrases of the license settlement. With out a sound product key, users might encounter limitations and restrictions on their operating system, together with a diminished performance mode and the lack to receive updates and safety patches.
When buying Windows 8.1, whether as a standalone product or pre-installed on a brand new computer, a product key is typically included. It is necessary to maintain this key in a protected place, as it will likely be needed for future installations or re-installs of the working system.
Why Is A Product Key Necessary For Home windows 8.1?
A product key is a singular alphanumeric code that is important for activating and utilizing certain software applications, including Windows 8.1. It serves as a type of authentication, verifying that the copy of the software getting used is real and has been legally acquired. Without a valid product key, customers will be unable to completely access and make the most of the features and capabilities of Windows 8.1.
Considered one of the main reasons why a product key is critical for Windows 8.1 is to stop software piracy. By requiring customers to enter a product key through the installation or activation process, Microsoft can make sure that only professional copies of the software are being used. This helps protect their intellectual property rights and ensures that customers aren’t utilizing unauthorized or counterfeit variations of the operating system.
Additionally, a product key is necessary for Home windows 8.1 because it permits Microsoft to trace and handle software program licenses. Every product key is unique and tied to a selected license, which determines the permissions and limitations of using the software. This helps Microsoft implement their terms of service and forestall unauthorized distribution or use of their software.
– Moreover, a product key is critical for Home windows 8.1 because it permits customers to access updates, safety patches, and customer help from Microsoft. When a product key is entered and validated, customers can join their laptop to the Windows Replace service, which supplies regular updates and improvements to the operating system. With out a valid product key, users is not going to be capable of receive these necessary updates, leaving their system vulnerable to safety dangers and performance issues.
How To search out The Product Key On Windows 8.1?
If you’re utilizing a Windows 8.1 working system, you may be wondering how to find the product key. A product key is a singular set of characters that is required to activate and validate your copy of Home windows 8.1. It is necessary to have a sound product key to ensure that you’re utilizing a genuine and legally licensed version of Windows. In this weblog put up, we will focus on completely different strategies to assist you discover the product key on Windows 8.1.
One among the easiest methods to seek out the product key on Home windows 8.1 is by using a 3rd-party software. There are several software program instruments out there on the web that can retrieve the product key from your computer’s registry. These instruments scan your system and display the product key together with different details about your operating system. One common software program for this function is the ProduKey by NirSoft. It’s a small and free utility that can rapidly retrieve the product key for Windows and other Microsoft merchandise.
Another technique to seek out the product key on Windows 8.1 is by checking for the important thing in your computer’s packaging. In case you purchased a retail copy of Windows 8.1, the product key is perhaps printed on a sticker or a card included within the packaging. Look for a label that comprises a series of alphanumeric characters. This key is exclusive to your copy of Home windows and can be used to activate and validate your operating system.
In case you upgraded your pc to Windows 8.1 from a previous model, equivalent to Windows 7 or Home windows 8, the product key may be stored in the firmware of your pc. This technique known as OEM activation, and it allows you to activate Home windows without coming into a product key. To examine if your product key is stored within the firmware, you can use a command prompt. Open a command prompt as an administrator and enter the following command: wmic path softwarelicensingservice get OA3xOriginalProductKey. If a product key is current, it is going to be displayed on the screen.
In conclusion, discovering the product key on Windows 8.1 is important to activate and validate your working system. You should utilize third-party software, verify the packaging, or examine the firmware to find the product key. Each technique has its own advantages and limitations, so select one that suits your state of affairs. By having a valid product key, you may take pleasure in the full benefits and options of Home windows 8.1.
What Are The restrictions Of Using An Invalid Product Key?
Relating to activating a copy of Home windows 8.1, a product key plays an important role. However, not all product keys are valid, and utilizing an invalid key can lead to numerous limitations and issues. In this weblog submit, we’ll explore the limitations of using an invalid product key and why it’s necessary to have a genuine key for Home windows activation.
Considered one of the primary limitations of utilizing an invalid product key is the shortcoming to entry all the features and functionalities of Windows 8.1. With an invalid key, chances are you’ll not be able to personalize your desktop, change the theme, or entry certain advanced settings. This could hinder your total user expertise and limit your capacity to customise the operating system based on your preferences.
Another limitation of utilizing an invalid product key is the risk of frequent system crashes and errors. Home windows could detect that the product key shouldn’t be genuine, and this can result in frequent pop-up messages, error notifications, and even system instability. This may be extremely frustrating, because it disrupts your workflow and should even lead to data loss if the system crashes unexpectedly.
– Utilizing an invalid product key additionally puts your laptop vulnerable to malware and safety threats. When Home windows is just not correctly activated with a real key, it might not obtain essential security updates and patches. This leaves your system vulnerable to potential assaults from hackers and malicious software program. With out regular security updates, your personal information, recordsdata, and knowledge may be prone to being stolen or compromised.
To avoid these limitations, it’s crucial to buy a legitimate Windows 8.1 product key from a reputable source. A real product key ensures you can absolutely utilize the options and capabilities of Home windows 8.1 while also receiving regular security updates to protect your system. Activating Windows with a genuine key not only enhances your consumer expertise but also supplies peace of mind understanding that your laptop is safe and operating smoothly.
In conclusion, using an invalid product key for Home windows 8.1 can lead to a number of limitations and issues. From restricted entry to options and customization choices to increased vulnerability to security threats, the risks are significant. To keep away from these limitations and ensure a smooth and safe computing expertise, it is important to activate Windows 8.1 with a real product key.
The place To purchase A legitimate Windows 8.1 Product Key?
The means of purchasing a sound Home windows 8.1 product key can sometimes be overwhelming as a result of the varied choices obtainable. However, with slightly guidance, you’ll be able to easily find a dependable supply to purchase your product key from. On this blog submit, we’ll focus on a few of the perfect locations the place you can buy a valid Windows 8.1 product key and guarantee that you are getting a genuine and respectable product.
1. Official Microsoft Store: Probably the most reliable source to buy a Home windows 8.1 product key is from the official Microsoft Store. By purchasing straight from Microsoft, you possibly can ensure that you’re getting a genuine and legal key. Additionally, you will receive the mandatory help from Microsoft in case you encounter any issues through the activation course of.
2. On-line Retailers: There are several online retailers where you’ll be able to buy a sound Windows 8.1 product key. It is important to be cautious when shopping for from third-celebration websites, as not all of them may be trusted. Look for effectively-known and respected retailers comparable to Amazon, Finest Purchase, or Newegg. These web sites have stringent measures in place to make sure that the product keys they promote are reliable and authorized.
3. Authorized Resellers: Microsoft has a community of authorized resellers who sell genuine Home windows product keys. These resellers are authorized by Microsoft and may be trusted to give you a sound Home windows 8.1 product key. You may test the Microsoft website for an inventory of authorized resellers in your area.
By buying a Windows 8.1 product key from a dependable source, you may make sure that your working system is real and correctly licensed. This won’t only provide you with entry to all of the features and updates but also offer you the necessary assist from Microsoft when wanted. It’s always advisable to keep away from purchasing product keys from unofficial or unauthorized sources to guard your system from potential risks and authorized issues.
What Are The benefits Of Activating Windows 8.1 With A genuine Product Key?
Activating Windows 8.1 with a genuine product key gives a wide range of benefits. A product key is a novel alphanumeric code that verifies that your copy of Windows is genuine and has been properly licensed. By activating your operating system with a real product key, you can unlock quite a lot of options and make sure that your system runs easily and securely.
Considered one of the key benefits of activating Home windows 8.1 is entry to all the newest updates and security patches. Microsoft usually releases updates and fixes for Home windows to boost its performance and deal with any vulnerabilities. By activating Home windows with a genuine product key, you may be certain that your system stays up to date and protected in opposition to the newest threats.
In addition to safety updates, activating Home windows 8.1 also gives you entry to all the features and functionalities that the working system has to offer. Some superior options, comparable to BitLocker encryption and Hyper-V virtualization, are solely accessible with an activated model of Windows. By activating your copy, you’ll be able to take full advantage of these options and make the most out of your operating system.
Furthermore, activating Home windows 8.1 with a real product key allows you to customize and personalize your system in line with your preferences. You possibly can change the desktop background, set up new themes, and customize the start display screen. Activating Windows provides you the freedom to make your system really your individual and mirror your distinctive style.
In conclusion, activating Home windows 8.1 with a real product key has numerous advantages. It ensures that your system stays up to date with the newest safety patches, grants access to superior options, and allows for customization. By activating your operating system, you’ll be able to take pleasure in a smoother and extra secure computing experience.
How To Activate Windows 8.1 With A Product Key?
Activating your copy of Home windows 8.1 is crucial to unlock all of its features and be certain that your operating system is real. To activate Home windows 8.1, you will have a legitimate product key. A product key is a novel alphanumeric code supplied by Microsoft that is used to confirm the authenticity of your copy of Windows. On this weblog publish, we are going to guide you thru the strategy of activating Home windows 8.1 with a product key.
Step one in activating Windows 8.1 is to locate your product key. If in case you have bought a physical copy of Home windows 8.1, the product key will sometimes be included in the packaging. Nonetheless, in case you have bought a digital copy, the product key could also be despatched to your electronic mail or saved in your Microsoft account. You may also use third-party software program to retrieve your product key from the Home windows registry.
Once you have your product key, comply with these steps to activate Windows 8.1:
1. Open the start menu and click on on the “Settings” icon. 2. Within the Settings menu, click on “Update & Security.”
3. Within the Update & Safety menu, choose “Activation” from the left-hand aspect menu. 4. Below the Activation section, click on the “Change product key” hyperlink. Sort in your product key and click on the “Next” button. 5. A brand new window will seem the place you’ll be able to enter your product key. 6. Comply with the on-screen directions to finish the activation process. Windows will verify your product key and activate your copy of Windows 8.1.
It will be significant to note that the product key should solely be used to activate a single copy of Windows. Sharing your product key with others or utilizing an invalid key can have several limitations and penalties. Utilizing an invalid product key may lead to a non-real copy of Home windows, which might lead to restricted performance, security risks, and no access to sure updates and features.
To ensure that you’ve a sound product key, it’s endorsed to purchase it from authorized retailers or instantly from Microsoft. This can guarantee that you just receive a genuine product key and have entry to all the advantages of activating Home windows 8.1.
Steadily Requested Questions
What is a Home windows 8.1 product key?
A Home windows 8.1 product key is a singular alphanumeric code required to activate and validate a duplicate of Home windows 8.1 working system. It’s used to prove that you’ve got a genuine and licensed model of the software.
Why is a product key essential for Home windows 8.1?
A product key is important for Home windows 8.1 to prevent software program piracy and make sure that users are using real variations of the working system. It helps Microsoft management the distribution and activation of their software.
How to search out the product key on Windows 8.1?
To search out the product key on Windows 8.1, you can strive utilizing a product key finder software or test for it in the documentation or emails acquired while you purchased the software program. You may also find it on a sticker connected to your pc or its packaging.
What are the limitations of utilizing an invalid product key?
Utilizing an invalid product key for Windows 8.1 can lead to numerous limitations. It could forestall you from accessing certain features, receiving updates, or even utilizing the working system altogether. Your copy of Windows could even be flagged as non-genuine, leading to constant reminders and potential legal penalties.
Where to purchase a sound Windows 8.1 product key?
You can purchase a sound Home windows 8.1 product key from numerous authorized sources such because the Microsoft Store, online retailers, or authorized resellers. It is necessary to ensure that you are buying from a good source to keep away from counterfeit or invalid product keys.
What are the benefits of activating Home windows 8.1 with a real product key?
Activating Home windows 8.1 with a real product key presents a number of advantages. It lets you access all of the features and updates supplied by Microsoft, ensures a secure and stable working system, and gives technical support from Microsoft. It also helps protect towards malware and ensures compliance with licensing phrases.
To activate Home windows 8.1 with a product key, go to the “Control Panel,” then “System and Safety,” and click on “System.” Below the “Windows activation” section, you’ll find an choice to enter the product key. Enter the important thing, click on “Activate,” and follow the on-display directions to finish the activation process.
Home windows 8.1 free license key . If you are looking the internet about Windows 8.1 pro product key, Today you have got come to the right place, an attempt was made to share the latest updated Windows 8.1 product key with you. So you don’t have to go to a different site, fill your requirement completely, so get began with windows eight key data, Home windows 10 many variations launched by Microsoft however the most popular edition, Home windows 8.1 Professional (Professional) provides a test key am about many websites, so don’t worry not our private to offer Product keys to work properly, a number of users to make use of a single key in many windows used that we charged from home windows receiver to share with me.
Not many people should purchase premium things on the internet, one thing costly like Windows 8.1 product keys . If you possibly can solely purchase Product keys, you’re wasting our time. It is because you might be undecided you bought the keys, it’s to understand what number of people are using it. In this place I offer you all details about latest 2023 Home windows eight Product keys, you’ll be able to generate many keys right here too. If all keys usually are not working by the best way, if I am telling you that it isn’t potential for not all product keys to work, inform you the subsequent working method to fully activate your windows 8.1 without any keys so i updated home windows 8.1 product keys everyday.
Windows 8.1 free license key
There are 2 sorts of home windows on keys, one in all them is generic home windows keys and the choice is activation windows keys. A generic Windows on key is the key that simplifies the installation methodology. In the event you enter the general public keys, otherwise you will only select the trial version of the Home windows skin set up. as soon as inside the install technique, windows helps you to enter ten product keys into legitimate windows, at which point public keys are keys that may rapidly activate windows and trigger you to make use of windows restricted options. The Windows on set up prompts you to enter the operating Windows product keys. Once you enter ten activation keys in valid home windows, you will activate your home windows immediately.
Paradise Lust Free Obtain Computer Sport in Direct Link and Torrent. Find out how to install the sport in your computer. Paradise Lust was released on April 19, 2021. Paradise Lust download free for pc.
A 2D Level & Click on Courting Journey set on an idyllic tropical island. Paradise Lust is a mix between a visible novel, courting sim, and adventure game – interspersed with numerous minigames. Meet and romance girls, catch fish, serve drinks, clear up puzzles, and get laid in a paradise of intrigue, romance, and lust. You’ll meet girls, flirt with them, and find out about their lives, loves, and passions. As you develop nearer, they’ll invite you to various relaxing actions, like swimming, stretching, yoga, and images. You’re the bartender of a yacht filled with beauty queens, marooned on an idyllic island within the South Pacific. Want extra? Get Paradise Lust 2.
Paradise Lust Installation Instructions
1. Click the blue or green obtain button under and you will be redirected to ShareTheURLs. 2. Choose the popular direct download link from there to start the sport obtain. 3. As soon as Paradise Lust is finished with downloading, proper click on the .zip (or .rar / .iso) file and click on ‘Extract to Paradise Lust’. To extract files use 7-Zip, which you may get from Softwares. 4. Open the Paradise Lust folder and run the .exe application to begin the game. 5. Get pleasure from ! Don’t neglect to run the game as administrator as it helps prevents crashes and errors with the game.
Paradise Lust Free Download
Click the traditional or Torrent obtain button below to start out Paradise Lust Free Download with direct links and torrent. It’s the full version of the game.
You must have the latest DirectX model put in to avoid any errors. Get it from Softwares!
Essential: Ensure that to disable any type of antivirus softwares in your computer. Not doing so might trigger issues with the game you might be installing like crashes and errors or it may delete essential crack recordsdata. All of the download information on this webpage are 100% clean and do not include any virusus!
For any additional help with installing, please use the How To install part.
Minimal System Requirements
OS: Home windows 7, 8 or 10 (64-bit) Processor: 2014 or newer Intel Core i5 / AMD Reminiscence: Four GB RAM Graphics: Integrated Graphics Storage: Four GB out there area
It is An Indie, RPG, And Simulation Sport. The Developer Of This Game Was Concernedape. The release Date For This Game Was 26 February 2016. On this Recreation You’ll Begin With Creating Your personal Character. Chucklefish Was The Writer Of This Sport. You possibly can Select From Different Hair-kinds, Clothes. After That, You’ll Escape Your Dull Metropolis-life And Move To The Farm. Choose If You’re Extra Of A Canine Or Cat-particular person. You Inherited Out of your Grandpa. Does not Appear to be A lot To start with, However That can Change Over Time. There’s Plenty To Do In this Sport. You have to Discover, To Craft, Individuals To speak To And Rather a lot To Get pleasure from. Game Sounds Together with Graphics Are So Good. You Even have A number of Goals In this Recreation. For This You could Get Stardew Valley Free Download PC Recreation From Our New Video games Field.
The Idea Of Stardew Valley Free Download PC Game Was Good. Chop Wooden, Lower Grass And Mine Some Stone. Then Put Some Seeds Into The bottom. You’ll In all probability Start Off Clearing Out The House Round Your Farm. Watering Them And Watch for The Harvest. To Skip That time, You possibly can Head To The Nearby Village. Give Them Presents To extend Their Friendship And Find Out Extra About Them By Small Minimize-scenes. Which Appear After You Reached A Certain Friendship Degree. There Are Also A Handful Of Single Ladies And Males. Get To Know All of the Completely different Roles In City. Which you’ll be able to Marry Later On And Get Youngsters With. If You aren’t So Keen On Farming, It’s also possible to Build Barns And Coops And Buy Animals. They may Produce Goods As Well Like Eggs, Wool, Milk And many others. Show Your Abilities So long as Doable On this Recreation.
Options of Stardew Valley
The principle Features That You must Enjoy With Stardew Valley Free Download PC Recreation Are As Follows.
– On this Game Loads of Things To Do. – The Concept Of This Sport Was Nice. – This Game Doesn’t Get Boring Or Repetitive Fast. – This Recreation Is About Farming, Fishing, Mining And so forth.
– You may Socialise With People In Village. – Player Can Combat With Some Monsters On this Sport. – On this Sport You Fall In Love With Somebody. – Recreation Sounds Along with Graphics Are So Good. – Idea Is The right way to Dwelling Your Life In A Village. – You may have To point out Your Skills On this Game. – This Recreation Have Excessive Replay Worth To Play. – Enormous Quantity Of Recreation Play Mechanics On this Sport. – Player Have 6 Recreation Play Mechanics In this Recreation.
System Necessities of Stardew Valley Pc Recreation 2016
Earlier than you begin Stardew Valley Free Download be sure your Computer meets minimum system necessities.
– Working System: Examined on Home windows 7 64 Bit
– CPU: 2GHz Intel Pentium processor.
– RAM: 2 GB
– Hard Disk House: 500 MB
Stardew Valley Free Download
Click on on the beneath button to start out Stardew Valley Free Download. It’s full and complete recreation. Just obtain and start enjoying it. We have provided direct link full setup of the game.
How to Activate Windows 7 with Windows Loader 2.2.2 By Daz
How to Activate Windows 7 with Windows Loader 2.2.2 by Daz
Home windows 7 is one in all the most well-liked operating systems in the world, but it requires activation to take pleasure in its full options. In case you are on the lookout for a solution to activate Home windows 7 without spending a dime, you could have heard of Windows Loader 2.2.2 by Daz. This is a device that can activate Home windows 7 Skilled, Final, Residence and Server editions, as well as Home windows Vista and Server 2008/2012.
In this text, windows 7 ultimate 64 bit activator I’ll show you find out how to obtain and use Home windows Loader 2.2.2 by Daz to activate your Home windows 7 in just a few simple steps.
What’s Home windows Loader 2.2.2 by Daz?
Windows Loader 2.2.2 by Daz is a software program that can bypass the Windows activation process and make your Home windows real. It works by injecting a SLIC (System Licensed Inside Code) into your system before Windows boots, which tricks Windows into thinking that it’s pre-activated by the producer.
Home windows Loader 2.2.2 by Daz is developed by the Daz Crew, who’re additionally known for creating different activators resembling KMSPico and Microsoft Toolkit. It is secure to use and doesn’t include any viruses or malware. Nonetheless, chances are you’ll need to disable your antivirus software program and firewall before using it, as they might interfere with its working.
Methods to Obtain and Use Windows Loader 2.2.2 by Daz?
To download and use Home windows Loader 2.2.2 by Daz, it is advisable to comply with these steps:
Go to the official website of Home windows Loader 2.2.2 by Daz: https://officialkmspico.internet/windows-loader/
Click on on the Download button and save the file on your pc.
Extract the file utilizing WinRAR or some other software program that may open RAR information. The password is 12345.
Right-click on the Home windows Loader.exe file and choose Run as Administrator.
A brand new window will seem with the Windows Loader menu. The device will mechanically detect your Home windows version and other information.
Click on on the Install button and watch for a few seconds until the method is accomplished.
You will notice a green dot that indicates that your Home windows is activated.
Restart your laptop to apply the modifications.
Congratulations! You’ve efficiently activated your Windows 7 with Windows Loader 2.2.2 by Daz.
Supported Variations
Home windows Loader 2.2.2 by Daz supports the following versions of Home windows:
Home windows 7 Skilled, Ultimate, Residence and Starter
Windows Vista Enterprise, Ultimate, Residence Premium and House Fundamental
Listed here are some regularly asked questions on Windows Loader 2.2.2 by Daz:
Is Home windows Loader 2.2.2 by Daz legal?
No, it isn’t legal to make use of Home windows Loader 2.2.2 by Daz or some other activator to activate Windows without a sound license key. It’s possible you’ll violate the phrases and situations of Microsoft and face authorized consequences.
Is Home windows Loader 2.2.2 by Daz safe?
Yes, it is secure to use Windows Loader 2.2.2 by Daz as long as you download it from the official website: https://officialkmspico.web/home windows-loader/. However, you need to all the time scan any file you download with an antivirus software earlier than using it.
If you loved this short article and you want to receive more details with regards to windows 7 activator cmd kindly visit the web-page.
Now that you know how your earlier Windows was activated, you should utilize the same (a product key or a digital license) to activate your new Home windows installation. However, there stays the query: where and what is your product key/ digital license?
A digital license is linked to your Microsoft account, so you can find it out of your Microsoft account settings, or a confirmation e mail despatched to you once you made the purchase. In the case of product ID, there are four methods to determine your product ID and then use it to activate your new Windows installation.Once you have what you need, you’ll be able to proceed to activate it using certainly one of the following strategies.
Activate Windows 11 throughout setup
If you are performing a clean Windows eleven installation, you’ll come across a setup display that asks you for a product key , resembling this one:
At this level, enter the product key and click on Subsequent.Alternatively, you’ll be able to click “I don’t have a product key” and proceed with the set up. Then later, when Windows is put in, you may plant the product key from the Settings (mentioned beneath), or proceed to link your Microsoft account in case you may have a digital license related to it (additionally discussed beneath).
Activate Windows eleven using product key
When you’ve got a product key however not performing a clean install, and the Windows isn’t activated both, you possibly can nonetheless put in your product key and activate it from the Settings app. Here is how:
Press the Home windows Key + i to open the Settings app.Click on System on the left.
Click on Activation on the precise aspect.
Click on Change in front of “Change product key.”
Enter the 25-digit product key and click Next.
Click on Activate.
Your Windows should now be activated.In case you still see an error message on the Activation settings web page, or your Windows fails to activate, it means that you just need to purchase the present Windows license, or you are using a unique Windows eleven edition than the product key you are utilizing for.You’ll be able to purchase a new digital license from the Microsoft Store (discussed beneath), or set up the proper Windows edition.
Note: You possibly can verify your Windows version by typing in “winver” in the Run Command box and pressing Enter.
Activate Windows 11 by linking Microsoft account
As mentioned earlier, a digital license can be associated with your Microsoft account, but that isn’t always true. Relying on the way you purchased your digital license, it might or might not be linked to your Microsoft account. Furthermore, it could also be doable that you’re mistakenly using the incorrect Microsoft account (the one that doesn’t have a Windows license associated with it).Due to this fact, earlier than linking your Microsoft account, it’s best to check whether or not the account has a license related to it or not.
Check if Home windows license is linked with Microsoft account
Use the next steps to confirm whether the Microsoft account you are using or about to use, has a Windows eleven license (of the right edition) related to it:Open the Microsoft account web site and log in utilizing any web browser.On the home web page, scroll down and click “Order historical past.”
You will see that your Home windows license buy (and different purchases) here. Click on the Windows license buy to affirm that the correct Windows eleven version is associated with this Microsoft account.
Upon getting confirmed that a Home windows 11 license is associated, chances are you’ll now proceed to hyperlink the Microsoft account with the present Home windows eleven installation to activate it.Hyperlink Microsoft account with Windows
To link your Microsoft account with Windows 11 to activate it utilizing a digital license, you will need to log into your pc account with the identical Microsoft account. Here are the steps to do it:
Press the Windows key + i to open the Settings app.Click on Accounts on the left.
Click on “Microsoft account” on the right to expand it, and then click on “Sign up.”
Enter your Microsoft account e mail tackle and click on Next.
Enter the password and click “Check in.”
When asked to create a PIN, observe the on-display instructions and create a secure, memorable PIN.When done, restart the pc.When the computer restarts, go to the Activation Settings page once more and verify that Windows has been activated efficiently. It should state the following:
Activate Windows eleven by transferring the license
After we speak about “transferring a Home windows license,” it means that removing it from one laptop and using the same license on one other machine. This methodology is useful if you’re planning to upgrade/change your laptop, but do not want to pay for a brand new license.If you are utilizing a legitimate Home windows license on one machine and plan on changing it, you is perhaps ready to make use of the identical license on your new laptop as effectively. However, there are a number of limitations.In the event you bought a license from the Microsoft Store, a duplicate of the digital license will even be stored in your Microsoft account. On this case, you can use the identical account to transfer your license from one laptop to the other, as discussed above.
However, if you’re using a product ID, you may as well find your product key on the existing Computer, save it, and then use it on the other laptop. In fact, you’ll first need to take away it out of your current laptop as it may only be used on one pc at a time.Test in case your Home windows license can be transferred
As we mentioned, there are a number of circumstances for you to be able to switch your Windows activation license:- An OEM license can’t be transferred.- In case you have previously upgraded from a retail model of Home windows 7, 8, or 8.1 to Home windows 10 or 11, you might be entitled to make a one-time transfer solely.- A retail license might be transferred as many instances as wanted.- In the event you upgraded the Home windows edition, you possibly can switch the license utilizing your Microsoft account with the embedded digital license.
Be taught all of the Home windows 11 upgrade paths.
Transfering Windows license
Now that you recognize your license kind (utilizing the information above) and whether it can be transferred or not, observe the given steps under to switch your Home windows product key from one pc to the other:Begin by finding your present product key and be aware it down.
On the computer you want to take away the product key from, run the Command Immediate with elevated privileges and execute this command:slmgr.vbs /upk
Once the secret’s removed, on the brand new laptop, enter the product key by clicking “Change” on the Activation Settings web page.Once you have entered the Windows product ID appropriately, your new Home windows laptop should be activated efficiently.
Buy a new Home windows 11 license
When you’ve got installed Home windows 11 for the primary time and should not have a sound Windows license (for any Windows model), then you will have to purchase a brand new Home windows 11 license. You purchase a Home windows 11 license using these easy steps:Go to the following:Settings > System > Activation
Click “Open Retailer” in entrance of “Get a brand new license within the Microsoft Retailer app.”
Proceed to buy the correct Windows 11 license for you.
Conclusion
Whereas activating Windows 11 is a easy course of, figuring out which method to make use of can take some research. In this article, you will see the complete information on how to find the product key and test whether or not a digital license is associated together with your Microsoft account or not. Relying on how you bought the Home windows 11, you should utilize the appropriate method to activate it. When you favored this post, Share it on:
Associated Posts
Remove Home windows 10 Product Key From Registry To Make It Invisible
4 Ways To find Windows 10 Product Key
What’s Product ID And Product Key In Home windows
Subhan Zafar
Subhan Zafar is an established IT professional with interests in Windows and Server infrastructure testing and research, and is presently working with Itechtics as a analysis marketing consultant. He has studied Electrical Engineering and can be certified by Huawei (HCNA & HCNP Routing and Switching).
(Cancel Reply)
Notify me of observe-up feedback by email. Notify me of latest posts by e mail.
Get Updates in Your Inbox
Abhishek Gupta Associate Director
Professional Experience: He is a financial inclusion consultant. He has worked on projects related to digital payments, MSME finance, microfinance, business correspondents, creative industries, financial literacy, digital upskilling, and gender equity in financial services. His clients included the World Bank & IFC, USAID, Bill and Melinda Gates Foundation, Michael and Susan Dell Foundation, Better Than Cash Alliance (BTCA), DAI, Accion and Villgro. His focus is on using mixed-method research and design thinking to ensure customer centricity in financial services for low-income households. He has previously worked with LEAD at Krea University (IFMR), Intellecap and MicroSave Consulting (MSC). He has authored multiple publications, including bylines in Mint, Business Line, Inc42, CNBC TV18 and NextBillion.
Educational Background: Abhishek holds a B.E. in Mechanical Engineering from Delhi College of Engineering (DCE), Delhi University and an MBA from Institute of Rural Management, Anand (IRMA).
Personal Interests and Hobbies: Some of his hobbies include high-altitude trekking, playing chess and reading the history of economic thought.
Laxmi Grover Assistant Manager
Professional Experience: She comes with a blend of foundation in software engineering and a grasp of social impact, as she has transitioned from a technical background to a development-focused career. She has worked with Mitrata Inclusive Financial Services, Gov of Odisha (ORMAS), Greenpeace, TCS, and L&T Infotech in the past across domains like financial inclusion, sustainable livelihoods, M&E, and end-to-end project management.
Educational Background: Laxmi is a B Tech graduate in Computer Science & Engineering from NIT Jalandhar and holds Masters in Social Sciences from Tata Institute of Social Sciences.
Personal Interests and Hobbies: Some of her hobbies include – reading, swimming, playing chess and trekking.
Swagata Gan Manager
Professional Experience: She has worked in organisations like CINI (Child in Need Institute), IHAT (Indian Health Action Trust), PATH and ARMMAN and has been involved with Public Health (MNCH) at the grassroot level in Bengal, Jharkhand, Uttar Pradesh and Delhi. Swagata hold expertise in preparing the M&E framework, research, evaluation of output and capacity building, advocacy with Government stakeholders.
Educational Background: Swagata holds a M.Sc degree in Economics from University of Calcutta.
Personal Interests and Hobbies: Some of her hobbies include – Photography, hiking and watching thrillers.
Kaustubh Mishra Associate
Professional Experience: He has done internships with Education Department of the Government of Uttar Pradesh, Breakthrough Trust, Centre for Budget & Governance Accountability, and Niti Tantra. He brings strong skills in data analysis and proficiency in statistical tools including Excel, R, and Stata.
Educational Background: Kaustubh holds a Bachelor’s degree in Public Administration from the University of Lucknow and a Master’s degree in Development Studies from the Tata Institute of Social Sciences.
Personal Interests and Hobbies: Some of his hobbies include playing cricket, gardening, and reading books.
Vaibhavi Iyer Senior Manager – Marcom
Professional Experience: Vaibhavi has spent most of her career working with D2C businesses and brands. She started off her career as the first product manager at CRED, followed by building an ed-tech business at the peak of the pandemic at Openhouse and eventually transitioning to a skin-in-the-game consulting and venture-capital firm called Spring Marketing Capital. Over the course of her career, her main focus has been Strategy (with a focus on consumer insights) and Brand Building.
Educational Background: Vaibhavi holds a B.A. Economics Honors Degree from St. Xavier’s College, Mumbai.
Personal Interests and Hobbies: Some of her hobbies include – marathoning, playing violin, exploring new places in town, spinning (spin-instructor).
Shahzad Shaikh System Administrator
Professional Experience: He holds experience in maintaining, upgrading and managing the applications, software, hardware and networks. His last assignment was with Oasis Capital – Manama, Bahrain . Previously he as also worked with organizations like Ramee Group, Wipro InfoTech and Trimax Computer Ltd.
Educational Background: Shahzad holds Bachelor’s degree in Information Technology.
Personal Interests and Hobbies: Some of his hobbies include – cricket and snooker.
Rachana AgarwalManager – Flagship
Professional Experience: Rachana is a experienced instructional designer with over 20 years of experience in the industry, analyzing learning needs and developing customized content for extensive mandates for the government, social sector and corporates.
Educational Background: Rachana is a graduate in English Literature from Women’s Christian College, Chennai, post-graduate diploma from NIIT and have done instructional designing from Symbiosis, Pune.
Personal Interests and Hobbies: Some of her hobbies include reading, painting, embroidery, art and crafts and gardening.
Mohit Sharma Manager – ONDC
Professional Experience: He holds experience in Brand Sourcing, Market Research, and successful Merchandising across business to business (B2B) and business to customer (B2C)models. His last assignment was with Metaverse Blockchain Solutions Pvt Ltd. where he was spearheading the merchandising strategy for the e-commerce & reward platform, optimizing, product assortment and placement to maximize sales and customer engagement, brand on-boarding and brand closures. Previously he has also worked with organizations like Shopclues.com, Killer & Lawman Pg3, Pepperfry , Fashionandyou and Shoplik.com.
Educational Background: Mohit holds a Master degree from IMT Ghaziabad.
Personal Interests and Hobbies: Some of his hobbies include – singing.
Kunal Dhooper Associate Director – ONDC
Professional Experience: He holds expertise in visualizing the e-commerce business value chain in Indian and Global context. He has been leading multiple projects and teams to drive online growth, GTM strategy for startups and digital partnerships. In his last assigbment he was the Co-Founder of the URBCLAN(Clothing accessories) brand. Previously he has worked with organisations like Zigly, Gadgets360, NewU (Subsidiary of Dabur India Ltd), Snapdeal and Flipkart.
Educational Background: Kunal Dhooper holds a Bachelors degree in Commerce from University of Delhi Masters Degree in Marketing from IP University.
Personal Interests and Hobbies: Some of his hobbies include – playing badminton and playing percussion instruments.
Vikas Kantu Director – ONDC
Professional Experience: Johny holds expertise in strategic planning, process design, and implementation, proficient in cross-functional project execution and delivery, with a deep understanding of tech platforms and marketplace systems. He has proficiency in setting up Processes, Transitions, Governance & SLAs, directing business transformation initiatives & establishing processes for delivering high-quality solutions. His last assignment was with Flipkart Internet Pvt. Ltd. Where he was leading the Central Supply Analytics, Seller Marketing, Monetization charter, and Tier 2 Account management for sellers. Previously he has also worked with organizations like Cure.Fit, Canara Paper Mills and GMJ Paper & Boards.
Educational Background: Johny holds a B.E. Mechatronics Engineering degree from Anna University, Chennai and MBA in Operations Management from SIBM, Bengaluru.
Vikas Kantu Head – Marcomm
Professional Experience: He holds expertise in defining brand vision, guidelines, strategy, positioning and creating impactful Communication & Media strategies. Collaborated with the top agencies, celebrities, script-writers, directors to craft 25+ remarkable ad films. His last assignment was with Spartan Poker as Head – Marketing & Product. Previously he has worked with organizations like TOPPR, Cars24 and 3DPLM.
Educational Background: Vikas holds a B.Tech degree in Information Technology.
Personal Interests and Hobbies: Some of his hobbies include traveling, trading, sports & gaming , yoga & mediation.
Akash RoyTechnology Product Lead
Professional Experience: Akash Roy joins us as a Technology Product Lead. He is based out of Mumbai, and will be working closely with Priya Naik. He has 17 years of total experience, with 8 years in Technical Project Planning.
Educational Background: Akash holds a Bachelors and Masters Degree in Business Administration and is a certified Project Manager and Product Manager.
Personal Interests and Hobbies: He is someone who likes to research on a wide range of topics like, History, Space and Tech as a hobby. He also loves to trek.
Pre-credit Score
We are developing the Pre-Credit Score (PCS) in collaboration with industry professionals, banks, NBFCs, universities, and credit bureaus in India. This score functions as a substitute for a formal credit score, particularly for new-to-credit (NTC) individuals, demonstrating their creditworthiness. We calculate this score by analyzing personal, demographic, regional, and professional data, as well as repayment history from our credit guarantee facility. It takes into account characteristics such as punctuality, savings, and payback practices, allowing members to get formal loans from our partner financial institutions (FI). Our PCS approach, a valuable public resource, is effortlessly incorporated into our technological platform and collaborative efforts with partners.
Evaluation
Our robust data analysis monitoring and evaluation frameworks enable us to understand the efficacy of interventions, and continuously optimize design and delivery to obtain maximum impact while minimizing cost for all network participants. We are also creating public goods, playbooks, and toolkits for various interventions and cohorts to disseminate best practices to support the network and ecosystem as a whole, and facilitate long-term, sustainable impact. We are creating three indices -, an Income Index, a Resilience Index, and a Women’s Economic Empowerment Index – to support the generation of key insights and learnings to continuously improve our programs.
Tech Platform
Creating an integrated technology layer across all stakeholders is essential to the success of this initiative and our interoperable technology layer will facilitate streamlined onboarding, and service offerings across multiple partners.
The network architecture uses a microservices approach such that any new service can be added in a plug-and-play manner. In addition to building our own technology capabilities, we will also integrate with partner platforms wherever possible to further assist the delivery of interventions digitally. The various microservices can be broadly classified into:
Network Management Microservices
Participant Intervention Microservices
Credit Guarantee Facility
Informal microenterprises frequently struggle to obtain loans due to their perceived riskiness. To address this issue, Samhita-CGF is working with organizations such as CGTMSE and USAID to develop new credit guarantee (CG) programs for new-to-credit (NTC) entrepreneurs. These projects seek to harness enormous credit possibilities for informal micro-entrepreneurs, with a special focus on women and farmers. These schemes, in collaboration with UGro Capital, Kotak Mahindra Bank, SEWA Bank, and Dvara Money, offer First Loss Default Guarantees (FLDG) to reduce risk and increase financial inclusion.
Noshir Dadrawala
About Noshir: Mr. Noshir H. Dadrawala is the Chief Executive of the Centre for Advancement of Philanthropy. He has been with the Centre since its inception in 1987. Currently, he serves on international boards as; Member, Asia Pacific Philanthropy Network which is a part of Give2Asia based in San Francisco, member of the Coordinating Committee of Brazil based Worldwide Initiatives & Network of Grant-makers (WINGS), Fellow of the Centre for Study of Philanthropy (New York) which is affiliated to the Graduate School & University Center of the City University of New York, member of the Advisory Council of the U.S. based International Centre for Not-for-profit Law. He is also a trustee of; Resource Alliance (India), India Sponsorship Committee, Make A Wish Foundation – India, V Care Foundation, Chronic Care Foundation, Forbes Foundation, Happy Home and School for the Blind, Junoon Foundation initiated by Sanjana Kapoor and the Jai Ho Trust which he established with the Oscar Winning Director, Danny Boyle. He is a permanent invitee on the Board of the Bombay Community Public Trust that CAP helped to incubate in the year 1990.
Our collaboration with CGTMSE involves significant financial and programmatic support to empower underrepresented segments in India. We’re aligned with government initiatives to drive financial inclusion, with a focus on NTC and NTI segments. Our proposed credit guarantee scheme aims to bridge this gap and empower these underserved entrepreneurs. We’re dedicated to promoting gender equality, women’s empowerment, and livelihood enhancement, aligning with Schedule VII of corporate social responsibility initiatives. Our project budget is comprehensive, covering various aspects of our mission to drive financial inclusion and economic growth across India.
The need for financial inclusion
Our initiative addresses a critical issue: the lack of access to formal credit for a significant portion of MSMEs, particularly women-owned businesses. While MSMEs contribute substantially to India’s GDP and employment, only around 16% have formal credit access. This gap is even more pronounced among women entrepreneurs.
Our Solution
Our target includes 80,000 participants from diverse industries, including retail, IT, healthcare, and more, spread across Pan-India regions. These individuals, often affiliated with NGOs, government schemes, and private sector networks, are typically micro or nano-entrepreneurs with limited formal credit history. Our support will help them access working capital, expand their businesses, and adopt better practices.
To enable access to loans for New to Credit (NTC) and New to Industry (NTI) borrowers, we’re contributing in first loss default guarantee (FLDG) funding. This forms a vital part of our credit guarantee facility with CGTMSE, aimed at unlocking INR 500 Crores in loans from financial institutions.
The program is also complemented through technical assistance provided to develop a pre-credit score system with SIDBI, banks, NBFCs, and credit rating agencies. This score will serve as a substitute for formal credit ratings, helping assess the creditworthiness of NTC and NTI participants.
Fostering Financial Inclusion: CIIE.CO and 360One Foundation’s Collaborative Impact
CIIE.CO, the Innovation Continuum at IIM Ahmedabad, has partnered with 360 One Foundation to address the critical issue of limited access to quality credit for the Bharat Segment, encompassing Indian households earning less than $10 a day. With 360 One Foundation’s invaluable support, CIIE.CO has empowered three inclusive lending start-ups with catalytic funding, designated as First Loss Default Guarantee (FLDG) capital. Additionally, one start-up received funding for validating its business case.
This catalytic funding has been a game-changer, enabling these start-ups to unlock over 10 times the initial capital from formal credit sources. This, in turn, helps them validate their business models, extend financial inclusion, and broaden access to credit for the Bharat Segment.
Throughout the project, CIIE.CO also provided critical technical assistance and ongoing support to these selected start-ups over an 8-month period.
Key Project Components:
Blended Finance Instrument: First Loss Default Guarantee (FLDG)
Project Location: Pan India (Start-ups based at IIM-Ahmedabad)
Total Start-ups Supported: 4
Total Unique Incremental Borrowers from the Bharat Segment Impacted: 5,750+
Additional Funds Unlocked: Approximately INR 14,15,00,000
Support to Start-ups: Diagnostic Panels, Mentoring Clinics, Portfolio Engagement Hours
This partnership drives financial inclusion and empowers the Bharat Segment by fostering innovation and expanding access to credit opportunities.
Empowering Vulnerable Communities: IIT Delhi, SAMRIDH, and 360 One Foundation’s Innovative Financing Solution
IIT Delhi’s SAMRIDH Hosting entity, in collaboration with the National Skill Development Corporation (NSDC) and the 360 One Foundation, has initiated an innovative financing solution to empower vulnerable communities through skill development and job placement. This project aims to generate livelihoods for beneficiaries from underserved backgrounds.
Phase 1 – Training: The project utilizes a grant of INR 1.3 Crores from the 360 One Foundation to leverage an additional working capital loan of INR 4 Crores from NSDC, offering an affordable interest rate of 6% per annum. This financing mechanism includes a 30% partial risk guarantee. With this support, a remarkable 2,420 beneficiaries receive training and job placement opportunities, significantly exceeding the impact of traditional grant-based training programs. The guarantee is renewable for two years, and any unutilized portion can further enable working capital loans, extending support to additional beneficiaries.
Phase 2 – Placement & Retention: Upon successful job retention for three months post-placement, a portion of the 360 One Foundation’s grant (INR 26.7 lakhs) transforms into a Social Success Note, linked to beneficiary placement and retention. This innovative approach reduces borrowing costs for the implementing entity and incentivizes NSDC for improved performance outcomes.
This project aligns with CSR regulations under clause (ix)(b) of Schedule VII of the Companies Act, 2013. It contributes to public-funded universities like IITs, facilitating research aimed at promoting Sustainable Development Goals (SDGs). To ensure CSR compliance, IIT Delhi disburses the grant to NSDC, provides evidence of utilization, monitors and reports the training and placement of marginalized beneficiaries, and tracks the grant for two years to provide further support as needed.
This innovative financing solution enables the implementing entity to offer short-term training and placement services to beneficiaries, whether through fee-based or government-sponsored models. Overall, this initiative has the potential to exponentially impact the lives of vulnerable communities by providing them with valuable skills and access to sustainable livelihoods.
This project in collaboration with SEWA aims to offer financial access for business growth and economic stability to 2,500 unbanked women micro-entrepreneurs including vendors, home-based workers, and agriculture. Our pre-credit score system and credit guarantee mechanism will enable them to transition into the formal credit system, making affordable finance accessible.
The Need for Credit Guarantees
These women are considered “New to Credit” due to low or nonexistent CIBIL scores. Many of these women fall into the mid-resilience category, where traditional philanthropic support alone cannot meet their credit needs. Yet, formal financial institutions hesitate to offer them affordable credit. As such, these women entrepreneurs currently rely on informal loans to sustain their businesses, which often charge high-interest rates and function on unfair terms of repayment.
How CGs Address the Problem
Through a pre-credit score system – a unique tool that SEWA/SEWA bank can use to evaluate and provide credit to these women – the credit guarantee program reduces the perceived risk associated with lending to them. Through credit guarantees, these women entrepreneurs will be able to secure formal loans with lower interest rates and favourable repayment terms. This will not only enhance their businesses but also provide them with resilience against economic uncertainties.
Jagdish Acharya
About Jagdish:
Mr.Acharya brings over 44 years of executive leadership experience, and is passionate about driving skill development, quality improvement, and innovation in the paint and coatings sector. As the CEO of PAINTS & COATINGS SKILL COUNCIL, he leads a dynamic team of professionals who work with industry stakeholders, government agencies, and training partners to create and implement competency-based standards, curricula, and assessments for the industry. In his current role, he has successfully launched several strategic initiatives, such as the National Apprenticeship Program, the Recognition of Prior Learning, and the Paints and Coatings Academy for the Paints and Coatings Industry. These initiatives have enabled thousands of workers and students to acquire industry-relevant skills, certifications, and career opportunities. He has also established strong partnerships with leading paint manufacturers, associations, and educational institutions to promote the adoption and recognition of the NCVET standards and programs. Additionally, he has represented the industry at various national and international forums and events, showcasing the best practices and achievements of the Indian paint and coatings industry
Subho Moulik
About Subho: He is a Chartered Accountant and an MBA from London Business School.
He brings over 18 years of experience in technology sales, marketing, product development, innovation and strategy. He was associated with companies like Wayfair, Arthur Andersen, Ernst & Young, the Citi Group, Mckinsey & Company, Whirlpool Corporation, and Adani Group, amongst others.
Subho is a pro-bono advisor for the overall strategy and technology development for Samhita-CGF.
Sudip Basu
About Sudip: Sudip is a Bachelor of Technology graduate from IIT Kharagpur, and holds a post graduate diploma in marketing & finance from IIM, Bangalore.
He brings 3 decades of rich experience in risk management, lending to retail, SMEs, large corporates, cash flow lending, etc. He was the MD, Risk Management, Citi Private Bank, Mumbai and is currently the Group Risk Head at the Hinduja Group.
Ajay Satish SoniFull-stack Developer
Professional Experience: Ajay has 1 year experience in Full-stack development. Completed 15 project and reached up to 1 million leads. Builded e-commerce ,Food Franchise and Traveller Franchise, Waterpark website using technology like React.js,Bootstrap,Sass,Css and Html for Front-end and Django,python,REST Framework for Back-end.
Educational Background: He holds B.E in Electronic and Telecommunication from Mumbai University.
Personal Interests and Hobbies: Some of his hobbies include – Speed Cubing, Cheese, programming, playing video games and drawing.
Sudhir NaikCFO
Professional Experience: A qualified finance professional (ACA, AICWA, ACS), Sudhir has served articles with A F Ferguson & Co and served MNCs – Shell, Siemens, Ferodo, Colgate Palmolive and Heinz (as CFO and Finance Director) as well as Owner Managed groups – Mittals, Bahwans and Mustafa Sultan as Group CFO. He has worked briefly in Australia, Mexico and for 22 years in the Middle East before joining Samhita.
Diviniti KothariAnalyst-Strategic Partnerships
Professional Experience:
She has gained expertise in research, policy-making, and legislative affairs through her collaboration with various political figures. She has completed her internships with Child Rights & You, at the Office of Reena Gupta (Advisor, Delhi Government) & Dr. Amar Patnaik, Politics for Impact and SRIVIPRA.
Educational Background: Diviniti Kothari holds B.A. (Hons.) degree in Political Science from Sri Venkateswara College, University of Delhi.
Personal Interests and Hobbies: Some of her hobbies include – sketching, playing ukulele and badminton
Akriti TiwariAssociate – Marcomm
Professional Experience:
Akriti’s last assignment was with Pokerbaazi as a creative analyst for brand strategizing and social media content. She has curated digital content , translated and edited scripts, ads for major private companies and has hands on experience in organizing several offline and online events for the organization’s social media growth.
Educational Background: Akriti holds a Bachelor’s degree in Literature from Lady Shri Ram College for Women. Akriti is a theatre enthusiast.
Personal Interests and Hobbies: Some of Akriti’s hobbies include – reading books, writing poetry and discovering new music
Shreya KuruvillaManager – Implementation
Professional Experience:
She is a Social Impact Professional with over 8 years of experience working in multiple domains. She holds expertise in managing end to end projects implementation across various thematic areas. Her last assignment was with America India Foundation. She has previously also worked with organizations like Capgemini, TechnoServe and HCL Foundation.
Educational Background: She holds a B.A Hons. in History from St. Stephen’s College, Delhi University and Masters in Sustainable Development Practices from TERI University.
Personal Interests and Hobbies: Some of her hobbies include – Poetry and Story Writing, Journaling, Travelling, Spending time with loved ones, Rock Climbing, Long walks, Dancing
Juhi AnandSr. Associate – Implementation
Professional Experience:
Juhi has been working in the development sector and in her past roles she has worked in domains like sustainability, climate change, renewable energy and livelihood and has worked with organizations such as CLEAN and Swaniti Initiative.
Educational Background: Juhi holds B.Com degree from Indraprastha College for Women, Delhi University and has completed Post Graduate Diploma in Forest Management from Indian Institute of Forest Management.
Personal Interests and Hobbies: Some of her hobbies include travelling, music, photography, art & crafts.
Aarchita SharmaAssociate – Revive
Professional Experience:
Aarchita has worked as a Young Professional at the Rajasthan Grameen Aajeevika Vikas Parishad (RGAVP), Ministry of Rural Development, Government of Rajasthan. She then joined as an Academic Associate at the Kautilya School of Public Policy in Hyderabad.
Educational Background: Aarchita holds a BA in Social Sciences from the Tata Institute of Social Sciences and a MA in Development Studies from the Indian Institute of Technology Guwahati.
Personal Interests and Hobbies: Some of her hobbies include – reading fiction and graphic novels, baking and East Asian media.
Ramakrishna MSr. Associate – Skilling
Professional Experience: Ramakrishna comes with strong business acumen, excellent interpersonal relationship, possessing strong leadership and team building capabilities. He is a dynamic and accomplished professional with extensive experience in Operations, Team Management and in depth knowledge in Channel Management and Customer Operations.
He has 20 plus years of experience in Telecom and banking operations.
Educational Background: He holds B.Com from Osmania University and BMS Degree from Indian School of Business Management & Administration.
Personal Interests and Hobbies: Some of his hobbies include Cooking and Enjoys watching South indian movies.
The need for blended finance in India: Blended finance (BF) is the strategic use of development finance from public and philanthropic sources to mobilise additional capital from the private sector towards greater, sustainable impact. Typically, grant funding is blended with other sources of capital such as debt or equity to maximize funding and social impact capacity.
The Indian BF market stood at USD 1.30 billion in 2022. This represents 14.0% of the global BF market by value and is projected to reach USD 2.64 billion by 2027.
The Indian BF market has grown by 8x from USD 0.1 billion to USD 1.1 billion during the 13-year period from 2010-2022. This indicates a compound annual growth rate of (CAGR) of 18.8%, higher than the growth rate of the global BF market at 11.0%. It represented a cumulative market size of USD 5.6 billion during the 13-year period from 2010-2022, about 3.4% of the cumulative global market.
Blended finance provides opportunities for transformation of the social impact space by working at the intersection of sarkaar, bazaar and samaaj. It uses a network mindset, bringing with it a set of partners, protocols and governance rules, to design interventions and amplify impact at-scale.
Muli DeviMicroentrepreneur, Gokalpuri
Micro-entrepreneurs – Reviving Muli Devi’s Business
Muli Devi lives in Gokalpuri with her children in their own house. She sells sarees and cosmetic items (lipstick, bindi, anklets) from home to home. She sells sarees and cosmetic items such as lipstick, bindi and anklets. In the pre-lockdown era, she was able to earn ₹700 to ₹800 a day and around ₹4000 in a month. Since the onset of the pandemic, she is very often earning only ₹300 to ₹400 per day. She was also unable to consider alternative livelihood due to a lack of necessary skills. While mobile phones have become important to her business as customers prefer it for sales, she was unable to afford one. In August 2021, Muli Devi took a ₹20,000 returnable grant to replenish her inventory. She is now earning around ₹ 6000 monthly and is able to save, pay the ration and water expenses of the house and also repay the interest free loan instalment on a monthly basis. She attributes her revival to REVIVE and the timeliness of it.
VarshaBeautypreneur, Ghaziabad
Beautypreneurs – Varsha went from Helper to Owner
For Varsha, being a beautician was of an interest right from her 12th class. She picked up this skill in Meerut post which she received a formal training with Empower Pragati. A freelancer before (for 2.5 years) who also used to work at an E-aggregator platform for beauty services, Varsha now owns a salon just on the front porch of her house. Varsha has employed one helper at her salon. She received a grant of ₹20,000 and she has been able to purchase a ring light, a curling machine and other makeup products. She currently sees 4 to 5 customers in a day and is earning an income of up to ₹12,000. She created a savings account in the name of her children and now wishes to grow her business and look for a better place to shift her business.
Mansi Suhas Godan was the sole breadwinner for her family of four with an annual income of ₹40,000. She was also a member of the Skill Women Savings Group, which helps women in the artisan community with their financial needs. Through one of the members, Mansi got to know of a Bamboo Handicraft Skill Development Training, conducted in association with the Bamboo Research and Training Centre (BRTC) and Women Economic Development Corporation (WEDC) of Chandrapur, and learned of the increased earning opportunities of being a Bamboo artisan. Today, Mansi is working as a Bamboo artisan and earning ₹150 to ₹200 per day. Through this, she has been able to increase the family’s annual income, and enjoy better self-confidence.
Why Credit Guarantee Matters
In a country as diverse as India, access to credit can be a challenge, particularly for those without established credit histories. CGs play a vital role in enhancing financial inclusion by encouraging lenders to extend credit to a broader range of borrowers, thereby fostering entrepreneurship and economic development.
Credit Guarantees step in to provide that extra layer of assurance, boosting confidence among lenders to extend loans to a wider range of borrowers who otherwise may not be eligible for such support. This not only supports economic growth but also empowers individuals and businesses to seize new opportunities.
CGTMSE (CG loans)
We are creating a INR 500Cr credit guarantee facility with CGTMSE, called “Nirman”, to support lending to New to Credit (NTC) and New to Business (NTB) entrepreneurs. This facility will focus on supporting only those who would otherwise be ineligible for any kind of formal credit support due to lack of valid documentation, no credit history, no collateral, etc.
Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for formal financial institutions.
Based on the initial success, we can scale Nirman up to 20x to support additional entrepreneurs across a longer period of time. We will also work closely with NBFCs and banks to help them update their risk mitigation models based on insights generated through this facility. As entrepreneurs successfully repay their loans in a timely manner, they can “graduate” to the formal economy, i.e. they can obtain a credit rating and access formal loans without the need for third-party support.
What is a Credit Guarantee?
Credit Guarantee is a financial mechanism where a third party (often a government agency or a financial institution) promises to repay a loan, or a part of the loan, on behalf of a borrower if the borrower is unable to do so. In other words, it’s like having a “financial safety net” that helps lenders and financial institutions to offer credit to borrowers who don’t have sufficient collateral or strong credit history.
Credit guarantees bridge the gap between borrowers seeking loans and lenders assessing risks. It’s a collaborative effort between borrowers, lenders, and guarantors to provide a safety net that encourages lending and minimizes risk.
Kotak Mahindra Bank
Kotak and USAID are creating a $200M pari-passu credit guarantee facility to support lending to NTC and NTB entrepreneurs, with a focus on women. Through this facility, USAID will provide a pari-passu guarantee to Kotak to support on-lending to NBFCs. Kotak will in-turn provide loans at subsidized rates to NBFCs to facilitate and promote lending to higher-risk segments.
Entrepreneurs availing of this facility will also receive additional intervention support like financial and digital literacy, skilling, and enterprise development to bolster their capabilities to repay the loans on time and reduce risk for NBFCs.
Agriculture
Supporting Marginalized farmers and FPOs through capacity building and access to capital
Reduced cultivation costs, generating resilient and farm-aligned livelihoods and creating digitally & financially literate farmers.
WASTE MANAGEMENT
EMPOWERING WASTE RECYCLER WOMEN
Women waste recyclers reap the benefits of better rates from collected waste.
They eliminate dependencies on other stakeholders by removing middlemen from the value chain and operate as autonomous entities with complete freedom.
Agriculture
PROVISION OF INCOME DIVERSIFICATION PATHWAYS FOR FARMERS
Increased Economic Resilience: Reduces dependency on a single crop or source of income, making farmers more resilient to climate-related risks.
Improved Livelihoods: Enhances overall livelihoods, offering stability and opportunities for growth beyond traditional farming practices
Praveen BVManager – Skilling
Professional Experience: He has previously worked with organizations like Digital Academy 360, Rooman Technologies Pvt. Ltd., Agastya EdTech Pvt. Ltd. and Direct Dialogue Recruiter. He holds expertise in project planning, execution, client acquisition, account management and strategic planning.
Educational Background: Praveen holds a BBM Degree in Marketing from Dayananda Sagar Junior Business School, and Masters Degree in MBA from Sikkim Manipal University.
Personal Interests and Hobbies: Some of his hobbies include – playing cricket and reading novels.
SupriyaManager – Skilling
Professional Experience: She is a development professional with nine years of experience with organizations like Bihar Rural Livelihoods Promotion Society in Bihar and Bharat Rural Livelihoods Foundation in Delhi. She holds expertise in handling project management in skilling & livelihoods space at the local and national levels, managing budgets, government relations, prospect researching and
partnerships.
Educational Background: Supriya holds B.Com degree from Patna University and Masters Degree in Development Management from Indian Institute of Forest Management, Bhopal.
Personal Interests and Hobbies: Some of her hobbies include reading and cooking.
Priyanka SrivastavaBusiness Analyst
Professional Experience: Her expertise is to closely work with the business teams and understand the
requirements and align the same with the development teams. Her last assignment was with In-solutions Global Pvt Ltd as Functional Business Analyst wherein her major responsibility was to handle the organization’s application which was used to settle NETC (National Electronic Toll Collection ) Toll Transactions for different bank clients. She has also worked with IIT- Delhi as Project Assistant.
Educational Background: Priyanka holds Business Analyst Certificate (IIBA endorsed) and MCA degree from Annamalai University.
Personal Interests and Hobbies: Some of her hobbies include reading and cooking.
Sachin ShindeSystem Admistrator
Professional Experience: Sachin brings with him over 15 years of experience in the IT Infrastructure Management. He holds expertise in handling Technology Operations, Information Security, Service Desk Management, Business Application, network maintenance, Linux, Windows (All versions) & MS- DOS. His last assignment was with IFAST Financial India Pvt Ltd as Lead, IT Infrastructure. Previously he has worked with companies like Sunshine Telesoft Pvt Ltd, Fashion Life Style, Entire Software Exports pvt. Ltd. and Comptrain Center Pvt. ltd.
Educational Background: He is a Economics graduate and holds a DBA certification and Diploma in Hardware and Networking.
Personal Interests and Hobbies: Some of his hobbies include – playing Cricket & programming.
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Overview:
Looking for a Sr. Associate proficient in working with implementation partners (NGOs & social enterprises), experienced in need identification, program concept creation and delivering end to end execution of projects (preferably healthcare programs). They should have knowledge on monitoring, evaluation & reporting of the projects.
Responsibilities:
Work on end to end program management – Strategy design, implementation and program monitoring for projects related to public health.
Preparing customized proposals per the requirement of the corporates/grant giving agencies
Conduct prospect research to identify, cultivate and solicit new project implementation partners
Independently manage external stakeholder conversations with corporates as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Work on based data and analysis for program management and insights.
Follow risk management and compliance procedures.
Communicate confidently in a clear, concise and articulate manner – verbally and in written form.
Seek opportunities to learn about other cultures and other parts of the business across the service lines of Samhita.
Uphold the firm’s code of ethics and business conduct
Support the interns and volunteers for field research, survey and developing information on Samhita Verticals.
Qualifications, Skills & Experience:
3+ years of experience of having worked in the education & healthcare sectors
Experience in program implementation, operations and/or management, CSR legal and compliance
Demonstrated success of developing and evaluating program models and NGOs, and selecting and operationalizing programs.
Work Location: Mumbai – Onsite
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org
content1}
Amit Garg
About Amit: Amit Garg leads the regional program strategy, grants management and partnerships for the Global Fund to End Modern Slavery (GFEMS) in India and Bangladesh. GFEMS is a Washington D.C.-based fund backed by the US, UK and Norwegian governments in addition to private foundations and aims to combat human trafficking in all its forms. This includes labour exploitation, bonded labour & child labour in global supply chains (such as construction and apparel) and commercial sexual exploitation of children. Prior to this, he led the philanthropy portfolio for Credit Suisse (CS) bank aimed at education, financial inclusion and skill development. He also led a similar portfolio for Godrej Properties (part of the larger Godrej Industries Group) prior to CS where the grants were aimed at making rural to urban migration safer. Previously Amit has worked with UNICEF as State Coordinator – Monitoring & Evaluation for the state of Bihar in India.
He has been a development practitioner in the business and human rights space since 2010 including having been part of the foundation teams of two early-stage social enterprises in workforce development in the healthcare sector.
Amit is an alumnus of the United Nations University and Maastricht University and has a double Masters in Public Policy & Human Development.
Nachiket Mor
About Nachiket: Nachiket Mor has a PhD in Economics from the University of Pennsylvania. His current work is principally focused on the design of national and regional health systems.
He was a member of the Planning Commission’s High-Level Expert Group on Universal Health Care, the Primary Care Task Force of the Ministry of Health and Family Welfare, the Health Commission for the State of Himachal Pradesh, and the Standing Committee on Health Systems Strengthening at the National Academy of Medicine in Washington DC. He helped create a new model for comprehensive primary care, pioneered by SughaVazhvu Healthcare in remote rural parts of Tamil Nadu.
He is currently a Visiting Scientist at The Banyan Academy of Leadership in Mental Health and a Senior Research Fellow at the Centre for Information Technology and Public Policy (CITAPP) at IIIT Bangalore.
Irfan Nooruddin
About Irfan: Irfan is the Director of the South Asia Center at the Atlantic Council. He is also a Professor in the School of Foreign Service at Georgetown University. Dr. Nooruddin conducts research in the political economy of development, trade, and investment, and the challenges of democratization in the 21st century.
He is the author of Elections in Hard Times (Cambridge University Press, 2016) and Coalition Politics and Economic Development (Cambridge University Press, 2011) and more than twenty-five scholarly articles and book chapters. In 2012, he was a Fellow at the Woodrow Wilson International Center for Scholars in Washington, DC., and is a Team Member of Lokniti: Programme in Comparative Democracy in New Delhi, India. He has received grants from the Bill & Melinda Gates Foundation and USAID.
Irfan has a PhD in Political Science from the University of Michigan and a BA in Economics and International Studies from Ohio Wesleyan University. He was born and raised in Bombay where he studied at St. Xavier’s College and St. Stanislaus High School.
Arun Maira
About Arun: Arun Maira is a thought leader on social and economic development and transformational change and leadership. He is an author of several books including Shaping the Future: Aspirational Leadership in India and Beyond; Redesigning the Airplane While Flying: Reforming Institutions; and Transforming Capitalism: Improving the World for Everyone. His most recent book is Listening for Well-Being: Conversations with People Not Like Us. He is a frequent speaker at international forums on the reform of institutions.
Mr. Maira is Chairman of the Board of Trustees of HelpAge International and Chairman of the Foundation for MSME Clusters. He was a Member of the Planning Commission of India from 2009 to 2014, and of the National Innovation Council, besides being Chairman of The Boston Consulting Group in India from 2000-2008. Earlier, he worked with the Tata Group for 25 years in senior management and board positions.
Suhas Misra
About Suhas: Suhas completed his MBA from IIM Calcutta (Class of 2003) and started his professional career with Coca Cola. In 2005 he moved to Nokia as a Regional Sales Training Manager and in 2006, started ChannelPlay- India’s first integrated Sales Process Outsourcing Company. Suhas was also the Chief Operating Officer of Hector Beverages Private Limited – It has quickly carved out a niche for itself, despite having to deal with deep-pocketed competitors with two unique functional beverages – Tzinga and Paper Boat.
Paresh S. Parasnis
About Paresh: Paresh Parasnis in his current position as Head of Piramal Foundation is responsible for all the CSR activities of Piramal Enterprises Limited. Paresh is a Fellow of the Institute of Chartered Accountants of India and a graduate of Mumbai University. Paresh started his career with Hindustan Lever Limited. He then moved on to HDFC Limited, where he handled various responsibilities. His last assignment in HDFC Ltd was business development and overseeing the operations in Maharashtra, Gujarat and Madhya Pradesh. In November 2000, Paresh moved to a new venture in the HDFC fold to set up the life insurance company, HDFC Standard Life Insurance (a joint venture with Standard Life plc, UK). In November 2008, Paresh was appointed as a full time member of the Board of Directors of HDFC Standard Life and served as the Executive Director and Chief Operating Officer till July 2012. During his tenure with HDFC Standard Life, he was a Member of Board Committees and Chair / Member of internal management committees. He also has a vast experience in the area of consulting and has been a Project Manager / Financial Analyst in programs funded by multilateral agencies. He brings with him a rich experience of 30 years with major strengths in strategy formulation, project management, time-bound execution and building robust and customer-friendly servicing models.
Krishnan Neelakantan
About Krishnan: Krishnan Neelakantan is Senior Director – Investments & Growth strategy at Ankur Capital, a Mumbai-based early stage venture capital fund that invests into high-impact startups in agriculture, education/skill development, healthcare and rural business sectors. He has extensive experience in financial markets and investment research, as well as social development consulting. He spent 17 years as an equity research analyst, market strategist and Head of India Research at ICICI Securities and CLSA Asia-Pacific Markets as one of the leading advisors to foreign institutional investors (FIIs) investing in Indian equities, he and his team were regularly rated at the top in leading Investor Polls. He then changed tracks to join Samhita Social Ventures as Managing Director to build-up the organization’s profile as a specialised social consulting firm. Krishnan remains on the Board of Directors at Samhita, is on the Board of Mentors for IvyCapital Ventures, is a founding member at Social Venture Partners, Mumbai and is a Patron of Adarsh, a Kochi-based NGO focussed on children with disabilities. He has a B.Tech degree from IIT, Bombay and a Post-graduation in Business Management from the XLRI, Jamshedpur. He has also completed executive development programmes of London Business School and University of Chicago, Booth School of Business.
Amita N. Vyas
About Amita: Dr. Amita Vyas is an Assistant Professor & Director of the Maternal & Child Health masters in public health program in the Department of Prevention and Community Health at the George Washington University School of Public Health and Health Services, and holds an adjunct appointment with the Johns Hopkins Bloomberg School of Public Health. Dr. Vyas is a public health scientist whose primary research focuses on reproductive and sexual health. At George Washington University, Dr. Vyas teaches Reproductive Health: US and Global Perspectives, Adolescent Health & Development, Social and Behavioral Determinants of Health, and Management Approaches to Public Health. Dr. Vyas has given lectures and speeches around the country including Capitol Hill and was the Chair for “Partnerships in Health,” an advocacy briefing and event on Capitol Hill aimed at promoting public-private partnerships to address HIV/AIDS in India.
N.S. Raghavan
About N.S. Raghavan: N.S. Raghavan is a co-founder and former Joint Managing Director of Infosys who took voluntary retirement from Infosys in the year 2000 to promote his vision of entrepreneurship and India-based global companies on a broader scale.
Nadathur Holdings & Investments was incorporated with the aim of nurturing knowledge-based and innovation-driven ventures that either target the Indian market or leverage Indian resources to target the global market.
Similarly to encourage entrepreneurship in the country and help incubate start-ups, he set up the N. S. Raghavan Centre for Entrepreneurial Learning (NSRCEL) at Indian Institute of Management, Bangalore (IIMB) with a contribution of around Rs 12.5 crores.
N S Raghavan was selected by a reputed panel of international judges to receive the Dhirubhai Ambani Award for the year 2004 on the 57th India’s Independence Day banquet held in Los Angeles on Aug 15th. This award was given to him for his outstanding contribution to Entrepreneurship by FOIAC, the City of Los Angeles, County of Los Angeles and Orange County, State of California and the Congressional offices of the USA.
Luis Miranda
About Luis: Luis is the Managing Trustee of the Collective Good Foundation. He is Senior Advisor to Morgan Stanley Infrastructure and Advisor to the Nadathur Group. He has been involved in setting up two successful companies – HDFC Bank and IDFC Private Equity. He was earlier a partner at ChrysCapital and has worked at HSBC, Citibank, KPMG and Price Waterhouse. He is a member of the Global Advisory Board of Chicago Booth. Luis advises and supports many not-for-profit organisations in India, using his networks to help these organisations. He is also the Chairman of Centre for Civil Society and CORO. He writes a regular blog for Forbes India. He received an MBA from the Booth School of Business, University of Chicago, and is a member of the Institute of Chartered Accountants of India.
Priya Naik
About Priya: Samhita Social Ventures evolved from Priya’s work with the Nadathur family’s social initiatives in the areas of nature conservation, art, education for differently-abled children, and livelihood generation through microenterprise.
Prior to working with Nadathur’s family office, Priya co-founded The Spark Group, an education company that delivered affordable education to low income communities. At Spark, Priya helped define strategy, created the business plan and was also instrumental in raising funds from IFMR Trust.
Priya’s interest in social entrepreneurship began when she worked as a Researcher at the Poverty Action Lab at the Massachusetts Institute of Technology (MIT) in Cambridge, USA. At MIT, Priya was part of two student-led start-ups – Aerovax, a company that created safe, inhalable aerosol vaccines that could be delivered without the use of needles and Kalpataru, a company that delivered innovative, low-cost technology to increase the efficiency of microfinance institutions. Kalpataru’s pilot was tested with the Grameen Bank in Bangladesh and was presented to Nobel laureate, Dr Muhammad Yunus. Both social enterprises won several awards at MIT.
Priya has worked as a consultant with the International Finance Corporation in Africa. She started her career in Accounting at Arthur Andersen in Mumbai. Her career is an interesting fusion of on-the-ground grassroots solutions through enterprise and strategic consulting experience with established companies, a perfect combination for understanding and implementing CSR projects across the board.
Priya has a Masters in Economics from Yale University, USA, a Masters in Public Policy from the University of Michigan, Ann Arbor, USA and a Masters in Commerce from Mumbai University where she stood first in the entire graduating class.
Suman Srivastava
About Suman: Suman Srivastava is the Founder and Innovation Artist at Marketing Unplugged. He is also the author of Marketing Unplugged: Spotting the elephants in the room.
Suman Srivastava enjoys doing new things. A graduate of Delhi University, IIM Ahmedabad and IMD Lausanne, he is an advertising man, strategist, author, marathon runner, teacher, social worker, sports fan, creative bartender and an entrepreneur.
Suman has been the CEO of Euro RSCG India for 5 years and also Chief Strategy Officer for Euro RSCG Asia Pacific. He was the Chairman of Euro RSCG’s emerging markets planning council and a member of the global management committee. Lastly, he was Vice Chairman & Chief Strategy Officer of FCB Ulka Group in India.
In 2011, he started an innovation firm called Marketing Unplugged. The focus of the company is to help Indian companies create marketing innovations and thus achieve extraordinary growth. In this capacity, he has been associated with brands such as Raymond (suitings), CaratLane (online jewellery), Network18 (media), Sweekar (cooking oil), Spuul (entertainment app), Johnson & Johnson (OTC), Navneet (stationery) and FCB Ulka to name a few.
Professional Experience: Anisha has total 6+ years of experience in the Automotive and Technical and Vocational Education and Training (TVET) Consulting, Skill Development, Ed-Tech solutions, Govt. & Private Sector Advisory, Governance & Corporate Social Responsibility (CSR) Space in designing outcome-based scalable solutions and managing PAN India level projects. Previously she worked with IL&FS Skills Development Corporation Ltd (a leading TVET provider in India) as a Strategy & Business Development Manager in the Corporate Skill Development Vertical handling B2B, B2G and CSR partnerships and solutions. She has also been associated with reputed organizations like Eicher Motors Limited, Teach for India and AIESEC. Being passionate about empowering the under-served population, she has worked extensively on the ground in designing and managing multi-stakeholder and multi-locational projects involving diverse skill sets in rural and semi-urban geographies. She has also worked on several bilateral/ multilateral projects funded by USAID, World Bank, ADB, DFID, UNDP, ILO, IFC etc. focusing on projects aimed at socio-economic development. She has worked on various Cluster Development initiatives in the African continent and GCC countries; with Central Ministries & State Govts on various Govt. Schemes and has designed CSR projects for aspirational districts as prescribed by NITI Aayog (GoI).
Personal Interests and Hobbies: Anisha is an avid reader and loves travelling, listening to music, playing squash, painting & being an active member of global networking clubs.
Mukesh Kumar PandeyNetwork Support – IT
Anirban SahaAnalyst – Implementation
About Anirban: Anirban brings with him a diverse background as a graduate in Electrical Engineering from KiiT University and as a Gandhi fellow! At the Gandhi Fellowship Program, he was extensively involved in Improving Student’s Learning Outcome working in tandem with various school stakeholders in Jhunjhunu district of Rajasthan. Anirban’s interests lay in the convergence of education and sports sector.
His curiosity to learn how to create impact through CSR projects at scale has led him to Samhita!
Prachi PatniAssociate – Assessments, RKMS
YaminiAssistant Manager, Implementation REVIVE
Professional Experience: Yamini is an aspiring entrepreneur with 2+ years of experience in social sector. She has worked in different sector from financial inclusion, education, business accumen, health to mental health. She is a team player and After her formal working hours she is a co founder at a mental health organization “Vartamaan care network”, and wanna be illustration artist.
Educational Background: She holds B.A hon in History from Delhi University and Postgraduate professional Certificate in Management Practice and leadership from Vedica scholars Program.
Personal Interests and Hobbies: Some of her hobbies include illustrating, paining and traveling.
Vishal DhaleDirector – Strategy and Alliance Development
Professional Experience: Vishal brings with him over 2 decades of experience across industries like consumer durable, automobile, financial services. His experience has been in Sales, Business Development, Sales Strategy across products. Vishal has been recognized with many awards and accolades in his corporate journey. People who know him consider him to be passionate and a people’s person with clear focus on business and the knack to align people and business. He now wants to leverage his core management skills in the development sector and in the consulting space and that is how Samhita happened to him. He is excited to start his journey with us and impact lives positively.
Educational Background: Vishal is a Mechanical Engineer and holds a Masters Degree in Business Management from Symbiosis Institute of Business Management.
Personal Interests and Hobbies: Some of his hobbies include – travelling, nature photography, gardening & cycling
Dr Rashi SabooSenior Associate, Implementation
Professional Experience: A public health professional at heart, the larger goal is to positively influence the public health landscape globally.
Educational Background:
Personal Interests and Hobbies: Some of her hobbies include playing board games, listening to indie music bands & watching “The Office” on the loop. “There’s a lot of beauty in ordinary things” is the thought that she would like to leave us with.
Kedar AnnamAssistant Manager
Professional Experience: Kedar is a Development Sector Professional for more than 7 years and have worked in area like sanitation, waste management, WASH, social and financial inclusion, livelihood, health and education.
Educational Background: He is a Mechanical Engineer and holds a Masters Degree in Business Management from Symbiosis Institute of Business Management.
Personal Interests and Hobbies: Some of his hobbies include – exploring new places, reading and crafting.
Dipti BairageeSenior Associate – Finance
Professional Experience: Dipti has 9 years of experience into the field of Accounting & Finance
Educational Background:
Personal Interests and Hobbies: Some of his hobbies include – Reading Books and Listening Music
Sanika MoreAssociate – Implementation
Professional Experience: Sanika worked as a Public Relations professional after graduation. Post her masters, she grew passionate about conservation, with a vision of a sustainable and inclusive future. She worked on political campaigns and party’s and politician’s social media. She carried out various PR projects for FMCG and sports brands with a team and a few PR campaigns by herself. She believes in social equality, opportunity and work towards the greater good.
Educational Background: Sanika graduated in Mass Media with a major in journalism and a Masters in Public Policy from St. Xaviers College, Mumbai.
Personal Interests and Hobbies: She is a moviegoer who enjoys cooking, reading historical fiction/non-fiction, sketching and travelling!
Professional Experience: Akshay Kamtam joins us as Assistant Manager – Strategic Partnerships, based out of Mumbai, and will be working closely with Anisha.
Akshay has more than 4 years of experience in consulting, entrepreneurship & account management space. He has worked in Indian and International markets for companies like Ray Business Technologies, Australia & Infratech. He also co-founded a social venture called Marine Meadow Farms where he worked as a think tank for Maharashtra Fishery Department for development of seaweed projects in Maharashtra to tackle climate change and create women empowerment.
Educational Background: Akshay holds Masters Degree from Melbourne Business School, Australia and BBA from Mumbai University.
Professional Experience: Akshay Kamtam joins us as Assistant Manager – Strategic Partnerships, based out of Mumbai, and will be working closely with Anisha.
Akshay has more than 4 years of experience in consulting, entrepreneurship & account management space. He has worked in Indian and International markets for companies like Ray Business Technologies, Australia & Infratech. He also co-founded a social venture called Marine Meadow Farms where he worked as a think tank for Maharashtra Fishery Department for development of seaweed projects in Maharashtra to tackle climate change and create women empowerment.
Educational Background: Akshay holds Masters Degree from Melbourne Business School, Australia and BBA from Mumbai University.
Toji Easo VargheseBusiness Analyst
Professional Experience: Toji Easo Varghese joins us as Business Analyst, he is based out of Mumbai, and will be working closely with Akash.
Toji has been a Business Analyst Professional for the last 5 years working in different domains with the likes of Location Based Services, Logistics and E-Governance with expertise in various reporting, wireframing, and content management applications.
Educational Background: He holds Masters in Management Studies from Mumbai University and is an Engineering Graduate from Mumbai University, both under the domain of Information Technology
Personal Interests and Hobbies: Some of his hobbies include – playing the guitar, long distance touring, singing
Smriti SangamAssociate – Implementation
Professional Experience: Her exposure to social sciences during undergraduation sparked the drive in her to pursue a career in the development sector. Being an inquisitive learner with varied interests, her work experience ranges from Arts Management, Urban Governance and Development to CSR and Public Policy, with her key interests being in the domains of Education, Livelihoods, and Informal Labour. She has previously worked with Praja Foundation, Social Lens Consulting, and Reliance Foundation on projects related to urban governance, Informal settlements, and Education. She has also contributed to a policy research paper on the adoption and effectiveness of Ed-Tech in India submitted to the office of Mr. Ninong Ering (MLA, Arunachal Pradesh). She is passionate about optimally combining her diverse experiences to augment sustainable human development through social policy.
Educational Background: Smriti is a Psychology graduate from St. Xavier’s College, Mumbai with a post-graduate degree in Development Studies from Tata Institute of Social Sciences, Hyderabad.
Personal Interests and Hobbies: On a personal front, Smriti finds great joy in balancing her work life with some of her other passions such as solo travel, dancing, cinema and theatre, and doing a range of courses to satisfy her appetite for learning!
Pratik TrivediAssistant Manager, Implementation
Professional Experience: Pratik Trivedi joins us as Assistant Manager Implementation, based out of Mumbai, and will be working closely with Richa.
Pratik has been working in the development sector since last 8 years and has worked on multiple thematic areas. He comes with a strong project management background and has experience in program implementation, monitoring & evaluation, reporting, stakeholder management and designing dashboards. He has worked with organisations such as Learning Links Foundation and Tata Strive, and has handled a PMU of Godrej Properties’ CSR initiatives.
Educational Background: Pratik has done MBA in Social Entrepreneurship from NMIMS Mumbai.
Personal Interests and Hobbies: Some of his hobbies include – Watching movies, playing cricket & volleyball and travelling.
Some of his interests include cycling, cooking, cricket and current affairs.
Abhishek ChandraSenior Associate – Implementation
Professional Experience: Abhishek has an experience of 3 years in the development sector in project implementation leading the Employee Engagement vertical at Piramal Foundation and as a District Consultant- Swachh Bharat Mission Grameen in Bihar working on ground with Tata Trusts and Government of India.
Educational Background: He holds a Masters in Social Entrepreneurship from Tata Institute of Social Sciences, Mumbai.
Personal Interests and Hobbies: Some of his interests include cycling, cooking, cricket and current affairs.
Aman MatetiSenior Associate – REVIVE
Professional Experience: Aman has a mix of working in the project management and construction along with working in the social development field.
Educational Background: He holds a bachelor’s degree in civil engineering from GITAM University and a PGD in Development Management from Indian School of Development Management.
Personal Interests and Hobbies: Some of his hobbies include – Cycling, reading comic books, making memes, video games
Divya AgarwalAssistant Manager – Research, RKMS
Professional Experience: Her quest to expand the scope of her work to include other areas of development has led her to Samhita. Having led field research in policy-centric projects, she now aims to focus on impact in order to understand the mechanics of positive change and enact the same in ever-expanding areas of need. She has been working as an independent consultant since a while now and some of her past organisations that she worked with were Centre for Civil Society and Tata AIG.
Educational Background: Divya is a law graduate from Symbiosis Law School, Pune with prior work experience in policy research, primarily in education.
Personal Interests and Hobbies: In her leisure time, she likes to explore new places, experiences and ideas.
Ujwala ParabAssistant Manager – HR & Admin
Asha Ashish WellorkarAssistant Manager – Finance
About Asha: Asha has a good amount of knowledge of the account and finance department. Prior to joining Samhita and CGF, she was working with Population First as an Account Officer. She has completed her post graduation in Commerce from Mumbai University and certified in Advance Account and Taxation from ICA Institute. God has blessed her with a small family, which includes her husband, son and herself. She enjoys listening to soft music and spending quality time with family.
Nayonika BasuAssistant Manager – Implementation
Professional Experience: Nayonika has four years of experience in strategy and operations across information systems and governance consulting. She started her career in automobile sector, but it was her varied volunteering and CSR experiences that motivated her to pivot to the social impact sector full-time.
Educational Background: Nayonika holds a B.Tech in Information Technology from SRM University, Tamil Nadu.
Personal Interests and Hobbies: Some of her hobbies include – travelling, singing and reading.
Vishal KonbattulwarManager – Monitoring, Evaluation & Research
Professional Experience: Vishal is driven by the need to create tangible social impact, and is biased towards innovative and bold ideas carrying potential to achieving real results. He has spent 5 profound years working on various social problems and enriched competencies in problem solving, strategy and research by endeavouring in inclusive businesses, education and governance.
Educational Background: Vishal holds Master of Technology in Transportation System Engineering from Indian Institute of Technology, Bombay and Bachelor of Technology in Civil Engineering from VNIT Nagpur.
About Shatakshy: Shatakshy is a social science researcher, pursuing her PhD in Social Work from the TISS, with a specialization in participatory research/assessments and Participatory Learning and Action (PLA). Having travelled extensively for fieldwork across the country, Shatakshy has worked with NGOs and people’s networks in community mobilization, people-centred development design and capacity building.
She has worked with various government institutions on designing social accountability tools and was part of the team that designed the social audit manual for the Ministry of Rural Development. Given her research acumen, she was awarded the Institute Shield for the Best MSW Student in Fieldwork at TISS.
She wants to contribute in building transparency and accountability in institutions and feels passionately about research ethics and issues that concern women.
Siddhanta BanerjeeManager – Implementation
About Siddhanta:
Siddhanta has done Masters in Mass Communication and possesses 5 years of work experience while managing teams. His work with his organisation could successfully impact and bring about changes in the Nutritional aspects and Natural Resource Management of 36 Villages in Purulia District. He had read a few articles and thus CSR interested him and so Samhita. He is keen to learn about the various dynamics of CSR in the upcoming years, Siddhanta’s hobbies are Photography and Film Making. One of his movies was shown in Banaras Film Festival. He also loves sports. He has represented his department and schools in various athletic meets.
Miral GosaliaManager – Implementation
About Miral: Post graduate in Sociology (Honors), Miral has been in the development sector since 8+ years with diverse experience raging from program implementation, monitoring and evaluation, liaising with government, fundraising, networking and reporting with relevant stakeholders. She has worked with organisations such as CHILDLINE India Foundation, Cuddles Foundation who has pan India presence. Dance being her passion she is trained in Bharatnatyam and folk dance. She also enjoys reading, music and travelling.
Richa AroraManager – Implementation
Professional Experience: She started her career in a de-addiction centre after which she also served as a school counsellor and thereafter joining Kaivalya Education Foundation as a Program Leader. With a certification in human resource and management, Richa has been a part of Samhita since 2018.
Educational Background: Hailing from the beautiful land of Jammu, Richa has done her Masters in Psychology from the University of Jammu.
Personal Interests and Hobbies: She is an outward friendly and a pleasant personality with extreme fondness towards food and dogs. Her outgoing and free nature is what makes her unique. She truly believes in ‘Success is not final, failure is not fatal: it is the courage to continue that counts.
Avantika SethCommunication Specialist
Professional Experience: Avantika has a vast experience as a Journalist, Researcher, Oral Historian, Documentary Filmmaker, and Podcaster. She is a staunch believer in the power of storytelling and her primary interest lies in recording, archiving, and communicating personal life stories of people or organizations.
Educational Background: She is a graduate from Asian College of Journalism where she specialized in New Media. Before she made this switch in her life, she finished her degree as Bachelors of Commerce Honors from Delhi University.
Personal Interests and Hobbies: Apart from documenting family histories and archiving objects, She loves to indulge in the world of psychology, neuroscience, and narrative therapy. She spends a lot of time communicating with auto-rickshaw drivers and writing their life histories.
Shiv Kumar PandeySenior Manager – Skilling
Professional Experience: Shiv has 10 years of experience, He was designated as DGM in Telecom Sector Skill Council (TSSC) handling Standards, Operations & Special projects i.e RPL, NAPS & Strategic projects.
Educational Background: He holds an MBA – PGDM in Telecom from MITSOT, Pune and Engineering degree in Electronics & Communications from RGPV University.
Personal Interests and Hobbies: Some of his hobbies include Watching Sci-Fi movies and love to read on innovative products
Dhatri KotakSenior Manager – Finance
Professional Experience: She has worked for more than 7 years in the Accounts & Finance sector. She has 3 years of experience as an article assistant and more than 4 years of post qualifications experience. Prior to Samhita, she was part of the Accounts and Finance team of Backbone Construction Private Limited and Jain Wealth Managers Private Limited where she looked after the finalisation of accounts, auditing and taxation work.
Educational Background: Dhatri is rank holder of the Gujarat Board and a qualified Chartered Accountant with a Bachelors in Commerce.
Personal Interests and Hobbies: She is fond of travelling to places of natural beauty and loves dancing.
Dr Vinti K. AgarwalDirector – MEL
Professional Experience:
Vinti has had more than 2 decades of experience across academic institutions, professional training organizations and non-governmental organizations in roles of research, capacity building, consulting and MEL. She is proficient in designing MEL systems and impact evaluation studies including those with a gendered and mixed methods approach.
Educational Background:
She holds a specialization in economics, finance, and data analytics. This includes a C.F.A designation from ICFAI, a doctorate in economics from C.C. S University and an M.S in Government Analytics from Johns Hopkins University.
Personal Interests and Hobbies:
She loves reading, listening to music, enlightening talks, watching classic old-time movies and standup comedy shows. She also enjoys bonding with people over cups of tea and looks forward to occasional travel for quiet reflections and learning.
Sanjoli JainCS Professional
About Sanjoli: Hello, my name is Sanjoli Jain, and I am excited to join this company as a CS professional. I have worked for two years in a CS firm, where I gained experience in dealing with contracts, wills, company law, and various other laws. In addition to my professional background, I am also visually impaired, which has given me a unique perspective on the challenges faced by persons with disabilities. As a result, I have a strong desire to work in the development sector and help empower underprivileged communities. I am committed to promoting the rights of persons with disabilities and other marginalized groups, and I look forward to contributing my skills and experience to create positive change.
HemlataManager – Flagship Team
Professional Experience: She comes with multi-sectoral experience of working and leading various government projects and strategic initiatives across state and central government. She has been instrumental in strategizing and executing campaigns for political and bureaucratic leadership/organizations by combining a top-down management consulting approach with a bottom-up understanding of the governance ecosystem, and leveraging technology and data to drive impact at scale. In addition to the consulting experience she has exposure to Inside Sales, Relationship Management, Contact Centre Operations Management, Brand Strategy and Learning & Development in a B2C and B2B environment.
Educational Background: Hemlata holds a degree in Commerce from Shri Ram College of Commerce and Masters in Sociology from Delhi School of Economics.
Personal Interests and Hobbies: Some of her hobbies include – Reading, gardening, traveling, photography and cooking.
Aswathy SAssociate – Research Team
Professional Experience: Aswathy started her journey as a Database Engineer with Zoho. Post that she did her Post graduate program in Public Policy, Design & Management from the Indian School of Public Policy.
During her internships with she has worked closely with Capacity Building Commission, Ministry of Housing and Urban Affairs, and NUVAH on mental health in Indian workplace.
Educational Background: Aswathy has completed her B. Tech in Computer Science Engineering from University of Kerala and
completed P.G. in Public policy, Design and Management from Indian School of Public Policy, New Delhi.
Personal Interests and Hobbies: Some of her hobbies include traveling, photography and doing art especially fluid art
Nirmala MathewSenior Manager – Research Team
Professional Experience:
Nirmala is a development practitioner with a decade of experience in research, documentation and communications. She has led teams and managed diverse projects across themes of nutrition, child protection, education, health and gender. During the COVID-19 pandemic, she also worked on projects related to risk communication and community engagement (RCCE). She focuses on research design, including tool development, field team training and recruiting, project oversight, monitoring, data collection and analysis and research report writing.
Educational Background: Nirmala holds a Masters in Development Practice from University of Denver, Colorado and a M.Sc. in Organic Chemistry from University of Mumbai.
Personal Interests and Hobbies:
Some of her hobbies include reading, baking and running.
Swastika BhuyanAssociate – Implementation Team
Professional Experience: During her internships, Swastika has worked in various thematic areas like livelihood for women, returnable grants, mapping the climate vulnerabilities of Bihar and Assam etc.
Educational Background: Swastika holds a Masters degree in Development Policy, Planning and Practice from Tata Institute of Social Sciences.
Personal Interests and Hobbies: Some of her hobbies include dancing, writing, reading. She is a professional kathak dancer and holds a B. Music degree.
Nora AlexySenior Associate – Implementation Team
Professional Experience: Nora Alexy has a strong passion for creating social impact and worked as a research fellow with EQUATIONS, Bangalore. With a deep understanding of social contexts and issues, Nora is dedicated to positively impacting people’s lives, with areas of interest being the creation of sustainable livelihoods while also keeping in mind the various intersectionalities such as gender.
Educational Background: Nora Alexy completed her Gandhi Fellow and Master’s in Development Policy, Planning, and Practice from the Tata Institute of Social Sciences, Tuljapur.
Personal Interests and Hobbies: Some of her hobbies include singing, playing the piano and writing music.
Vishakshi RajAssociate – MEL team
Professional Experience: She has done her internships with Plural Societies, South Asian Women’s Fund India (SAWF IN), Palle Srujuna and many more think tanks and research organizations.
She is passionate about working in the projects including financial inclusion, gender, and labour market assessments.
Educational Background: Vishakshi has completed her Masters in Development Studies from the Tata Institute of Social Sciences, Hyderabad and she holds a Bachelor’s Degree in Economics from the University of Delhi.
Personal Interests and Hobbies: Some of her hobbies include – travel, reading books, cooking, and photography.
IpsitaAssociate – MEL team
Professional Experience: Ipsita is passionate about the impact sector and comes with an experience of working across various thematic areas like education, livelihood, skilling, gender and agriculture. She has worked with Sattva Consulting and PureScan AI.
Educational Background: She holds a degree in Geography from Kirorimal College, Delhi University and pursued the Young India Fellowship at Ashoka University.
Personal Interests and Hobbies: Some of her hobbies include reading some spiritual & philosophical book, marveling at some historical places, doing yoga or pilates.
Biswanath SenapatiManager – Finance Team
Professional Experience: Biswanath has worked in development sector and handled various portfolios like statutory compliance, banking reconciliation, project management, audit etc. He has also worked with SOS Children’s Villages of India, CBM Bangalore, American India Foundation, India Development Foundation and The Nature Conservancy.
Educational Background: Biswanath is CA (intermediate) and has done Bachelor of Commerce from BJB(A) College, Bhubaneswar.
Personal Interests and Hobbies: Some of his hobbies include – travelling, making new friends, bird watching, nursing.
Shivani TripathiAssociate – Implementation Team
Professional Experience: Shivani has worked as a Gandhi Fellow at the Piramal Foundation, she has gained expertise in community development, conducting dipstick studies, and community profiling focusing on health awareness and hygiene practices for mothers and children. She also contributed to public health efforts, including the Aashwashan campaign to increase TB notification rates. She gained skills in stakeholder management, research, and interventions in health, nutrition, and education.
Educational Background: Shivani holds a degree in Bachelor in Life Sciences from Ramjas College, University of Delhi and Masters in Design and Innovation in Rural Technology from University of Allahabad.
Personal Interests and Hobbies: Some of her hobbies include playing badminton and travelling.
Dr. Prashika KurlikarSr. Associate – MEL Team
Professional Experience:
She has worked on various public health-related issues like women and migration, gender and labour, the reproductive and sexual health of women (RTI/STI), child health, and occupational health.
Educational Background:
She has completed her PhD in Population Studies from the International Institute For Population Sciences and M.Phil & Master in Population Studies from the International Institute For Population Sciences.
Personal Interests and Hobbies: Some of her hobbies include – Dancing and cooking.
Harsha KumavatData Analyst
Professional Experience: Harsha has expertise data visualization tools like Tableau, Power BI, Seaborn, and Plotly and programming languages like Python. She is proficient at MySQL and Excel and managing large database. She has worked as an intern for The Sparks Foundation, TwoWaits, Accenture, PwC and Standard Bank.
Educational Background: She holds BSc in Computer Science from Nagindas Khandwala College and Master’s Degree in Information Technology from Nagindas Khandwala College.
Personal Interests and Hobbies: Some of her hobbies include – programming, writing blogs, cooking and listening to music.
Surabhi ShikhaManager – Marketing and Communications
Professional Experience: Surabhi holds expertise in building brand strategy, curating campaigns and developing successful learning programs within the academic, social and e-commerce sectors. During her tenure, she has managed end-to-end projects and coordinated with various teams, stakeholder and partnerships.
Educational Background: Surabhi holds a Masters degree in Development Studies from TISS Mumbai, and completed her Bachelors in English Literature from Lady Shri Ram College for Women (Delhi University).
Personal Interests and Hobbies: Some of her hobbies include – collecting vintage sarees, tending to her plants and taking solo travel adventures.
Amruta AdhyapakSenior Associate – Implementation team
Professional Experience: Amruta has successfully carried out project implementation, stakeholder management, documentation, building reports and project proposals during her tenure with various organizations. She has worked in various thematic areas like education, child sexual abuse, livelihood & skill development, sexual & reproductive health and rights & road safety.
Educational Background: Amruta holds a Masters degree in Counseling Psychology from University of Mumbai.
Personal Interests and Hobbies: Some of her hobbies include gardening, reading, drawing, and cooking.
Dr. Usha GopinathExecutive Director – Impementation
Professional Experience: She has 2 decades of demonstrated experience in the social sector in senior leadership positions. Has worked for multi lateral and bi lateral organizations such as World Bank, ADB, IFC, CIDA, AKF, DFID, UK AID, FCDO, PwC, KfW & Accion International. Led multiple teams across Asia in capacity building, leading large projects to bring scale & sustainability. Certified in markets and livelihoods from Coadys International Nova Scotia and Leadership course from Harvard .
Enjoys working on programs that are impactful and brings transformational change to the last mile. Thematic areas handled are women empowerment, entrepreneurship, skilling, livelihoods, WATSAN, education, gender mainstreaming. Highly passionate about entrepreneurial initiatives & creating the right strategic fit.
Educational Background: She holds a Masters in Economics and a Doctoral degree in Enterprise Management from Bangalore University.
Personal Interests and Hobbies: Usha enjoys travelling , plays the instrument Veena and is a movie buff. Believes in “Zindaginamilegidobara”, very humorous and lively person , enjoys gardening, cooking and reading friction. Likes to blog experiences while travelling and has a keen eye on observing people and mimicking.
Syeda FarkhandaAnalyst – RKMS
Professional Experience: Syeda Farkhanda completed her post graduation in 2022 and worked with Samhita (Collective Good Foundation) for 3 months. This aligned with her interests in the field of Development Economics and helped expand her knowledge in the field.
Educational Background: Syeda holds a BSc. in Economics degree from Loreto College, University of Calcutta and an MSc. In Economics degree from the University of Calcutta.
Personal Interests and Hobbies: Some of her hobbies include – reading books, listening to music, watching movies and writing.
Sreyoshi BhattacharyaAssociate – Implementation team
Professional Experience: Sreyoshi is a development practitioner and researcher with keen interest in public health, sustainability and gender rights. She aspires to learn and develop more in this sector and make this world a better place to live!
Educational Background: Sreyoshi holds a B.Sc in Geography from University of Calcutta and M.A in Development from Azim Premji University, Bangalore.
Shiboni SundarInsights Associate – RKMS
Professional Experience: Shiboni worked with Centre for Budget and Policy Studies wherein she gained experience with working in public finance, gender and education largely. She also engaged herself with government officials and has provided trainings on budget data analysis. Her work led her to explore different parts of India which in turn expanded her knowledge base as the dynamic nature of field enabled her in understanding the ground realities of public policy closely.
Educational Background: Shiboni holds a B.Com degree from the University of Mumbai and a M.Sc. In Economics from Symbiosis School of Economics (Symbiosis International University)
Personal Interests and Hobbies: In her free time, you will find her reading books , playing badminton or cooking up a meal while sipping a good cup of coffee.
Kajol SitaniAnalyst – RKMS
Professional Experience: Kajol has worked with Foundation for Democratic Reforms in the Research segment and has a brief experience in experiential marketing with Crewtangle LLP. This aligns with her interest in Research and strategy planning across varied socio-economic domains of importance.
Educational Background: Kajol has completed her graduation in IT and master in Public Policy from St. Xavier’s College, Mumbai.
Personal Interests and Hobbies: Some of her hobbies include Yoga and Teaching.
Divya WagleAssociate – Growth and Innovation
Professional Experience: Divya is a development studies and public policy enthusiast. Her academic focuses included international relations, subaltern studies, street level bureaucracy, policy design and more recently, impact investing. Her previous experience includes business development and data analysis internships at PATH, Teach For India, Piramal Foundation, Saathealth and NDTV.
Educational Background: Divya holds a BA(Hons) in Political Science and Diploma in Advanced Research from Ashoka University.
Personal Interests and Hobbies: Some of her hobbies include playing basketball, travelling/backpacking, watching plays, reading and
trying new food.
Sweden DsilvaSweden Dsilva
Professional Experience: Sweden Dsilva has developed creative designs for marketing packages – including print materials, textures, brochures, banners and signages.
He has also good knowledge on video editing, illustrators, Indesign and Photoshops. He has worked with organizations like Eschmann Textures, Cimpress India Private Limited, ABEC Exhibitions & Conferences Pvt. Ltd, TT Group Worldwide and Chinagate Restaurants Pvt. Ltd..
Educational Background: Sweden Dsilva holds B.E. in Computer Engineering from St. John College of Engineering & Management.
Personal Interests and Hobbies: Some of his hobbies include – bike rides, swimming, playing videogames and drawing.
Aakriti SinghAssociate – Marcomm Team
Professional Experience: Aakriti has been working in the social sector through diverse roles in research, public relations and communication.
Her major contributions have been in/around the fields of gender, inclusivity and education. She has done her internships in Value 360 Communications where she assisted in handling client companies, Youth Empowerment Foundation ,Pratisandhi and many more.
Educational Background: Aakriti holds a bachelor’s degree with a major in journalism and minor in psychology from Lady Shri Ram College for Women.
Personal Interests and Hobbies: Aakriti is passionate about theatre, and film- making, and finds resilience in art.
Hardik RaiDigital Strategy and Planning Specialist
Professional Experience: Hardik is a self-proclaimed marketing geek. Prior to joining Samhita, Hardik has honed his skills in two prominent Ed-tech companies, further enhancing his capabilities in the field of marketing. He likes Social Media so much that he made it his profession. Hardik’s expertise is Social media marketing alongside media buying, email marketing, and SEO.
Educational Background: Hardik holds a Bachelor of Commerce from University of Delhi.
Personal Interests and Hobbies: Some of his hobbies include – Playing Football, Reading, and Skateboarding.
Ayushi BhatnagarAyushi Bhatnagar
Professional Experience: Ayushi is a knowledgeable professional with over 3 years of experience in the humanitarian and development sectors. She has technical proficiency in a wide range of areas, including communications, learning and development, training, and capacity building services. She has previously worked for a leading Humanitarian Non-profit Organization and a prominent CSO/Think Tank that advocates Sustainability and Climate Change-related initiatives.
Educational Background: She graduated with Honours in Geography from Kamala Nehru College, Delhi University and is a University Gold Medalist with a Master’s degree in Disaster Management from Panjab University, Chandigarh.
Personal Interests and Hobbies: Ayushi is a good conversationalist who likes travelling and listening to music. She is interested in gardening and enjoys watching films as well as television shows.
Vinay MenonSenior Manager
Professional Experience: Vinay started his career with Samhita in 2016 in the Research and Knowledge team, before moving on to handle strategic partnerships with key donors, before moving on to work with Piramal Foundation’s water initiative Sarvajal. At Savajal, Vinay led the New Product Development team and was instrumental in driving product expansion into water conservation and Government partnerships, including with NITI Aayog and NSDC.
Educational Background: Vinay holds a MSc in Development Economics from SOAS, London and a BA in Economics from St Xavier’s Collge, Mumbai.
Personal Interests and Hobbies: Vinay holds a MSc in Development Economics from SOAS, London and a BA in Economics from St Xavier’s Collge, Mumbai.
Archita SharmaAssociate
Professional Experience: Aarchita has worked as a Young Professional at the Rajasthan Grameen Aajeevika Vikas Parishad (RGAVP), Ministry of Rural Development, Government of Rajasthan. She then joined as an Academic Associate at the Kautilya School of Public Policy in Hyderabad.
Educational Background: Aarchita holds a BA in Social Sciences from the Tata Institute of Social Sciences and a MA in Development Studies from the Indian Institute of Technology Guwahati.
Personal Interests and Hobbies: Some of her hobbies include – reading fiction and graphic novels, baking and East Asian media.
Varnika JainAssistant Manager – MEL Team
Professional Experience: Varnika has 4 years of experience in Research, Data Interpretation, Analysis & Visualization. She has extensive knowledge of research, analysis techniques, statistical tools such as R, Python, STATA, SQL, Tableau and Advanced Excel.
Educational Background: She holds Master’s degree in Economics from Amity University and B.A. Hons in Economics from Delhi University.
Personal Interests and Hobbies: Some of her hobbies include Art & craft and dancing.
Nehal ShahExecutive Director – Alliances
Professional Experience: Nehal brings with him over 25 years of experience in diversified sectors like Beverages, Telecom, Insurance,
Media & Financial Services, Banking. His prior experience has been with companies like Coca-Cola, Airtel, ICICI Prudential Life Insurance, Bharti-Axa Life Insurance, Newswire18, DB Corp Ltd, Swaadhar. He joins us from
Light Microfinance where he was a Chief Business Officer and was instrumental in growing the business from 80cr to 1800 cr in the span of over 6 years and was managing a employee strength of over 2000.
Educational Background: Nehal holds a graduate degree in Industrial Chemistry and a Post Graduate degree in Marketing. He also has completed advanced program in Fin-Tech & Financial Block chain from IIM-C.
Personal Interests and Hobbies: During his free time he loves watching sci-fi movies, listening to music, exploring new places and keep a watch on new technology and gadgets.
Shiv UppalSpecialist – Growth & Innovation
Professional Experience: Shiv is a former Consultant at Ernst & Young Singapore where he worked with the Business Incentives Advisory team, helping clients obtain various grants and incentives offered by the Singapore government agencies.
Educational Background: He holds BSc in Information Systems from Singapore Management University.
Personal Interests and Hobbies: Some of his hobbies include playing and watching sports (all kinds), reading and cooking
Akshatha KarangutkarAssociate Director – HR
Professional Experience: Akshatha brings with her over 17 years of experience in Human Resources across industries. She joins us from Bank of Baroda Financial Services. Her prior experience has been with Dainik Bhaskar Group as their Corporate HR Head. She has worked with Adfactors PR, NewsWire 18 and Centrum Finance in the past.
Educational Background: She is a Computer Science graduate and holds a Post Graduate degree in Human Resources from Symbiosis Institute of Business Management.
Personal Interests and Hobbies: Some of her hobbies include reading books, writing blogs, teaching.
Ritu HalderExecutive Director – Strategic Partnerships
Professional Experience: Ritu has more than two decades of experience in cross-functional teams across MNCs and UN organizations in India, Europe, CIS and the US.
She holds expertise in building strategic alliances & partnerships. Her last assignment was with NASSCOM Foundation where she was working as Head-Donor Relations. She has also worked as Independent Consultant with multiple organizations in Nepal, UAE , India, Hill+Knowlton Strategies India, United Nations Women’s Guild, Vienna, IPAN Hill & Knowlton and Convergys Corporation.
Madhu BahlExecutive Director
Professional Experience: Madhu Bahl has totally more than 30 + years of experience in the education space which includes teaching, designing, training, content creation and building profitable models and interventions that are both scalable and sustainable. She has worked independently as a design and training consultant with well-known funding agencies and social organizations. She also has 15 years of corporate experience at senior management level where she was responsible for profitability along with a deep focus on product development and business delivery. Her corporate responsibilities include experience in working with both the private and the government sector. She has built and worked extensively with large teams, both across physical geography and social demography.
Priya NaikCEO & Founder
About Samhita: Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previSamhita Social Ventures is a social sector consulting firm that collaborates with companies, government and social organizations to co-create and implement impactful initiatives. Samhita is supported by Indian and global foundations such as USAID, the Bill & Melinda Gates Foundation, UNDP, Michael & Susan Dell Foundation and Omidyar Network India. Previously, Priya co-founded The Spark Group, an education incubator that delivered affordable education to low-income communities in India.
Professional Experience: She has worked with the International Finance Corporation, the Poverty Action Lab at the Massachusetts Institute of Technology (MIT) and at Arthur Andersen.
Educational Background: Priya has a Master’s degree in economics from Yale University, a Master’s degree in public policy from the University of Michigan, Ann Arbor and a Master’s degree (and a Gold Medal) in Commerce from Mumbai University. She also holds an Executive Education degree from Harvard Business School.
Afshan ShaikhAssociate Director
Professional Experience: Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previously worked with the Swades Foundation and Child Rights and You (CRY) in the social development sector. She has been a part of multiple award-winning marketing and awareness campaigns, specializing in brand transformation, creative direction, and marketing strategy. Prior to moving to the social sector, she worked extensively with advertising and media agencies, as well as corporate houses.
Educational Background: Afshan has a Master’s degree in Journalism and Mass Communication from Sikkim Manipal University, and a Bachelor’s in Commerce from S.N.D.T University, Mumbai. She believes in continuous learning and has completed courses in advanced technologies (including XR, AI, and IoT), and design thinking.
Personal Interests and Hobbies: She is an astrophysics and pop culture geek who enjoys reading, painting, board games, and lightsaber dueling with her children. She is also a published author of fiction.
Organisation Overview (Samhita.org)
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives.
This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, pro- t and planet, thereby creating a better normal for communities, environments and businesses.
Role Overview
The role sits within the Financial Innovation team, which is responsible for all financial products like returnable grants, credit guarantee backed loans, pre credit scores and other behavioural scores that Samhita will create/manage in collaboration with its partners, to help micro, nano and solo entrepreneurs get access to capital and increase their incomes.
The incumbent will need to manage product lifecycles (build, test, monitor and refine) for financial products that Samhita builds, e.g. the Pre-Credit score.
The role will involve hypothesis testing, statistical modelling using logistic regression and other ML techniques to design, build, validate and maintain behavioural scores such as the Pre-Credit Score and the Human Capital Score.
Apart from building and managing scores, this role will also involve other standard and ad-hoc analyses of the customer and partner data for insights with regards to operational efficiency and effectiveness of programs and interventions. Storytelling in the form of dashboarding will be necessary to present insights.
In order to perform the above-mentioned functions, the person will need to closely liaise with internal stakeholders such as the Implementation team, Technology team etc. and also with external stakeholders like alliance partners.
The person will also be expected to guide other team members on data and product related aspects.
The role is integral for the organisation’s REVIVE Alliance, through which we hope to reach out to 10 million individuals in the next 5 years.
Roles & Responsibilities
Managing product lifecycles for all financial products in the blended finance continuum
Use of statistical modelling techniques such as logistic regression and ML techniques like XGB, Random Forest as needed to build behavioural scores
Research to find the optimal solution for a given use case, keeping in mind operationalisation and explainability requirements
Hypothesis testing, scenario analysis, finding correlations in data, and other standard and ad-hoc analyses to uncover drivers of program effectiveness and operational efficiencies and thereby help drive a culture of data driven decision making in the organisation
Collaboration with internal Samhita-CGF and clients/partners for data collection
Streamlining and consolidating data in a format that can be easily used for reporting
Responsible for reviewing the data for anomalies/inconsistencies
Communicating with the internal teams on regular intervals for data requirements and changes
Critical thinking to challenge norms, and strive for continuous improvements in data products and processes
Troubleshooting data related queries
Skills Required
BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data Analysis or related field
2-4 years of relevant experience
Experience with R/Python
Experience with SQL databases
Proficiency in MS Office Word, Access, Excel
Knowledge of Microsoft BI and Tableau will be an advantage but not essential
Problem solving mindset and being open to working in an agile environment
Basic knowledge and understanding of information collection, analysis, distribution systems and modern database systems or ability to adapt
Problem solving, time management, interpersonal and critical thinking skills
Team player and self-starter
Work Location: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Overview:
The role will play a critical role in implementing programs related to climate action and Sustainability with a focus on the agriculture ecosystem and FPOs. The selected candidate will contribute towards program design and implementation of projects as well as capacity building of external stakeholders to strengthen climate action planning and execution. Therefore, it is important that the selected candidate has:
A solid grounding in technical aspects of Agriculture and climate change landscape in India, with knowledge of contemporary tools, frameworks and assessment methodologies.
Excellent understanding of the Farm Producer companies; including relevant policy initiatives, gaps in current frameworks, and knowledge of stakeholders, networks and organisations working in this space.
Overall, we are looking for an energetic, committed and passionate young professional, who is driven and self-motivated and can work under minimal supervision. Since coordination with multiple internal and external stakeholders is required, it is essential that the selected candidate is familiar, adept and comfortable working with a diverse group of people.
Key Functions and Responsibilities:
Work on end-to-end program management – implementation and program monitoring for projects related to Climate adaptation and the Agriculture ecosystem.
Building linkages with stakeholders relevant to the FPO ecosystem, Develop business development plans for FPOs, Improve governance of FPOs
Coordinate with Government agencies and service providers related to agriculture ecosystem
Independently manage FPO stakeholder conversations with government agencies, Technology and other service providers as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Stay updated on the policy landscape, sectoral developments, and industry trends in relation to climate action and Agriculture in India.
Work on based data and analysis for program management and insights.
Provide technical inputs on climate action and Agriculture, and contribute to the development of the overall strategy and program design
Contribute to the ideation, review, and proposal writing for ongoing and future projects.
Coordinate with internal and external team members, as required.
Perform any other tasks and responsibilities as may be required from time to time.
Educational Qualification and Professional Experience
MSc Agriculture/Environment Studies / Agro Forestry, MBA in Agribusiness/Rural Management / Rural Development or any other Postgraduate degree in a relevant discipline such as Agriculture, Environmental Studies, Environmental Economics/Policy etc.
4 years of relevant experience in one or more of the following: Managing climate adaptation initiatives related to farmers, Managing FPOs, Program management, and stakeholder engagement for climate action (Candidates who have previously worked on initiatives focused on Climate adaptation and agriculture/ FPOs will be preferred)
Demonstrated success in directly working with Farmers and FPOs
Understanding of Government agencies related Agriculture and Water.
Demonstrated experience in contributing to the firm’s knowledge building capacities of stakeholders.
Strong presentation, problem solving and analytical skills.
Proactive, ability to self-motivate and work under minimal supervision.
Proficient in Excel, Microsoft PowerPoint, and Word.
Excellent written and verbal communication skills (Marathi or Kannada preferred
Work Location: Mumbai/Bangalore
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org
content1}
Associate Director
Afshan is a marketing and communications professional with over 18 years of experience in the field. She has previously worked with Swades Foundation and Child Rights and You (CRY) in the social development sector. She has been a part of multiple award winning marketing and awareness campaigns, specializing in brand transformation, creative direction, and marketing strategy. Prior to moving to the social sector, she has worked extensively with advertising and media agencies, as well as corporate houses.
Afshan has a Master’s degree in Journalism and Mass Communication from Sikkim Manipal University, and a Bachelor’s in Commerce from S.N.D.T University, Mumbai. She believes in continuous learning and has completed courses in advanced technologies (including XR, AI, and IoT), and design thinking.
She is an astrophysics and pop culture geek who enjoys reading, painting, board games, and lightsaber duelling with her children. She is also a published author of fiction.
Credit Guarantee (CG) Facility (RGs)
As mentioned above, our target demographic is considered to be “too high-risk” for formal credit, and existing government support credit guarantee / first loss default guarantee schemes do not cater to this demographic. Hence, we aim to provide credit guarantee support to our partner NBFCs, thereby reducing the lending risk and opening avenues to formal credit for our participants. Typically, these participants will be either informal workers requiring loans for skilling or micro-entrepreneurs requiring skilling or working capital support, and will require larger ticket sizes. While credit guarantee facilities exist in the market, we are aiming to create the first facility in India that supports primarily NTI, NTC and NTFC segments with SIDBI CGTMSE. We aim to pilot an INR 500 Cr credit guarantee facility in the next few months which can be scaled up to 20x to unlock INR 10,000 Cr of loans to these segments.
Returnable Grants (RGs)
The returnable grant is a zero-interest, zero-collateral loan with no legal obligation to repay, only a moral obligation. RGs are typically offered to participants who are deemed either “ineligible” or “too high-risk” to access formal credit, and hence require the access to capital support to upskill themselves (for individual participants) and/or grow their businesses (for micro-entrepreneurs). These participants typically have smaller capital needs, and hence RGs of ticket sizes of up to INR 20,000.
Financial Literacy and Inclusion
Only 27% of Indian adults are considered to be financially literate. Without any formal training or knowledge, workers and entrepreneurs are often unable to separate personal, household, and business finances which slows down their professional growth. Therefore, we are partnering with multiple banks to ensure that all participants that are supported by REVIVE receive financial literacy training. Additionally, we are working with Appreciate to support the financial inclusion of these participants by supporting them with opening bank accounts, making micro-savings and investments, and inculcating responsible financial practices in their daily personal and professional lives.
Mandate: Providing sanitation facilities for women engaged at informal workplaces and a 1:1 match establishing the company as a thought leader.
A global FMCG company was keen on furthering its promise of building exceptional workplaces through social responsibility initiatives.
The company invested in supporting a program to provide safe and sustainable sanitation facilities for women working in informal workplaces e.g.: markets through:
Modular infrastructure such as toilets integrated with advanced technology to ensure seamless usage and maintenance
Conducting behaviour change communication to influence women & communities to adopt better hygiene practices
The program is reaching out to:
10,000+ community members
2 wards
2000+ women
28 toilets
The Apparel company wanted to empower women that work in their factory with life skills that would enable them to be more empowered both on the job as well as in the future (most women prefer to find alternate employment after 3-4 years).
Interventions
3-year program delivered through a 240-hour curriculum, based on interactive learning
6 training components; English Literacy, Digital Literacy, Financial Literacy, Life skills, Career Counselling & Introduction to Entrepreneurship along with aspiration building and engagement session, to enhance overall development of women
Blended model of leaning; in-person sessions & engagement beyond classrooms through online platforms, to ensure continuous learning
Innovative & collaborative solutions such as identifying high potential participants, developing critical thinking & conflict resolution skills, introducing foundations of leadership, etc. to fast-track their growth
Sensitization of factory stakeholders to support the upliftment of the women workers
Impact
Reduced absenteeism/attrition rate
Women Empowerment, Education, Skilling
720 women workers impacted
Greater awareness & improved interpersonal skills
Improved workforce management
Enhanced workplace productivity
India’s largest engineering and construction company with a CSR budget of Rs. 100 Cr wanted to review and consolidate its CSR activities and create a flagship program that could be implemented at different types of locations – long-standing campuses to short-term project sites
Samhita interviewed key leaders and undertook extensive desk research to design a flagship program in Science, Technology and Mathematics (STEM) in schools, a cause that was strategically aligned to business and designed an employee engagement component for the same.
Additionally, we also created a suite of standardised programs that could be executed in an efficient way across their other sites.
In Phase II, Samhita is providing project management support to execute the STEM project, including identifying NGOs and monitoring the entire project
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Brief:
We are looking for a Quality Assurance Engineer to join our growing Technology team. Apart from assessing the changing needs of the business, you will be responsible for ensuring the quality of the applications and services that are built. You will play a critical role in ensuring the quality, reliability, and performance of software applications, products, or systems. This position is integral to the software development process, with a primary focus on identifying defects, preventing issues, and ensuring that the final product meets or exceeds predefined quality standards.
Roles & Responsibilities
Test Planning and Strategy: Develop and execute comprehensive test plans, test cases, and test strategies for web applications.
Functional Testing: Perform end-to-end testing to verify the functionality and user-friendliness of web applications.
Regression Testing: Continuously monitor and perform regression testing to ensure the stability of the application during the development lifecycle.
Automation Testing: Implement and maintain automated test scripts using industry-standard tools and frameworks (e.g., Selenium, Cypress) to improve test efficiency.
Performance Testing: Conduct performance testing to identify and address bottlenecks, ensuring the application meets performance benchmarks.
Security Testing: Collaborate with the security team to perform security testing and identify vulnerabilities and risks in web applications.
Cross-Browser and Cross-Platform Testing: Ensure compatibility across different browsers and platforms to provide a consistent user experience.
Bug Tracking: Identify, document, and prioritize defects using bug tracking systems (e.g., JIRA) and work closely with development teams to resolve issues.
Collaboration: Collaborate with developers, product managers, and other stakeholders to ensure alignment on project goals and quality standards.
Documentation: Create and maintain detailed test documentation, including test cases, test scripts, and test reports.
Continuous Improvement: Stay up-to-date with industry best practices, tools, and technologies related to QA and suggest improvements to the QA process.
Qualifications, Skills & Experience
Bachelor’s degree in Computer Science, Information Technology, or related field.
Proven experience as a QA Engineer in web application software development.
Strong knowledge of software QA methodologies, tools, and processes.
Proficiency in test automation using Selenium, Cypress, or similar tools.
Familiarity with agile development methodologies.
Excellent analytical and problem-solving skills.
Strong communication and collaboration abilities.
Attention to detail and a commitment to quality.
Based out of: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org
content1}
OECD- DAC Impact Evaluation
The Organisation for Economic Cooperation and Development has developed the normative framework to determine the worth and the merit of the intervention. The framework has six evaluation criterias- relevance, coherence, effectiveness, efficiency, impact and sustainability. The key concepts for each criteria are defined below-
Relevance will help us understand the extent to which the intervention objectives and design respond to the beneficiaries and any gaps identified
Coherence will help us understand the compatibility of the intervention with LTI’s policies and other such intervention in the sector
Effectiveness will help us understand the extent to which the interventions have achieved its targets
Efficiency will help us understand the extent to which the intervention has delivered results in an economic and timely manner
Impact will help us understand the extent to which the intervention has generated significant positive or negative, intended or unintended effects
Sustainability will allow us to understand the extent to which the benefits will continue
The OECD- DAC evaluations can be used to evaluate many different topics and types of interventions including thematic areas, or strategic issues, policies and projects. The framework is widely used and allows evaluators and encourages those involved in designing and managing the interventions to think deeply about the nature of the intervention, its implementation process, its outcomes and results.
Social Return on Investment Evaluation (SROI)
SROI methodology was introduced in early 2000. It was developed consultatively by economists, CAs and development practitioners as a means of measuring social value. It was piloted in the UK by NEF (New Economics Foundation), Social Value and DFID. An SROI analysis is an attempt to calculate evaluative Social Return on Investment (SROI) for a programme. SROI is a framework for measuring and accounting for a broader concept of value. It measures how change is being created by measuring social, environmental and economic outcomes and uses monetary values to represent them. This supports the clients to understand the utilisation of funds more objectively.
Social Audits
A social audit is a way of measuring, understanding, reporting and improving an organisation’s or a project’s social performance. A social audit helps to narrow gaps between the defined goal and reality, between efficiency and effectiveness. It is a technique to understand, measure, verify, report on and to improve the social performance of the organisation and/ or a project.
The main objective of the social audit would be to –
Verify the extent to which proposed project activities have been carried out
Assess various stakeholders’ response to the project so far
Provide suggestions for more effective project implementation
These objectives will be achieved by following a 3×3 model that focuses on:
Assessing three aspects of every project – stakeholder participation (internal and external), efficiency in planning and delivering the project and effectiveness of the project in achieving the objectives
Auditing the program at three levels – Company’s local teams, implementing NGOs and community/ end beneficiaries
Social audits can be used to evaluate ongoing programs and can help reveal weaknesses in program strategies and implementation, enabling the company/ implementation agency to make necessary adjustments and improvements. This process can lead to more effective and efficient programs
Community Needs Assessment (CNA)
A CNA study is a collaborative process that engages community stakeholders in determining the nature and extent of both needs and resources in a community, and the feasibility to implement initiatives. It typically identifies and responds to a specific social problem or problems in a community.
Samhita-CGF adopts an action-oriented and multi-stakeholder approach to community needs assessment. The study generally addresses four main objectives:
To carry out socio-economic profiling of the study location
To evaluate current level of service provisions in the community
To identify and evaluate projects that could address the gaps/ needs in the community
To identify areas/sectors of intervention and its feasibility of conducting interventions
Community needs assessments demonstrate the organisation’s commitment to being a responsible corporate citizen. By listening to and understanding the unique challenges and aspirations of local communities, the CSR initiatives can become more tailored and responsive.
Organisation Overview (Samhita.org)
Samhita is a social impact consulting firm, with a vision to build a 'better normal'. The
better normal reimagines business environments where social value is an integral
aspect of growth, putting stakeholders and environmental guardianship at the centre
of business strategy, a strategy that evolves from inputs to outcomes, from
individuals to ecosystem, and from delivering services to building capacity and
enabling the market.
To do this, we support companies to align their core competencies with the needs of
the social sector, and build catalytic partnerships with stakeholders with in-depth
knowledge and networks to execute sustainable, outcome-oriented social impact
initiatives.
This approach bridges the gap between purpose and action, and forges business
responsibility strategies that balance people, pro- t and planet, thereby creating a
better normal for communities, environments and businesses.
Role Overview
The role sits within the Financial Innovation team, which is responsible for all
financial products like returnable grants, credit guarantee backed loans, pre credit
scores and other behavioural scores that Samhita will create/manage in collaboration
with its partners, to help micro, nano and solo entrepreneurs get access to capital
and increase their incomes.
This role will involve hypothesis testing, statistical modelling using logistic regression
and other ML techniques to design, build, validate and maintain behavioural scores
such as the Pre-Credit Score and the Human Capital Score.
Apart from building and managing scores, this role will also involve other standard
and ad-hoc analyses of the customer and partner data for insights with regards to
operational efficiency and effectiveness of programs and interventions. Storytelling in
the form of dashboarding will be necessary to present insights.
In order to perform the above-mentioned functions, the person will need to closely
liaise with internal stakeholders such as the Implementation team, Technology team
etc. and also with external stakeholders like alliance partners.
The role is integral for the organisation’s REVIVE Alliance, through which we hope to
reach out to 10 million individuals in the next 5 years.
Role Brief:
Use of statistical modelling techniques such as logistic regression and ML techniques
like XGB, Random Forest as needed to build behavioural scores
Research to find the optimal solution for a given use case, keeping in mind
operationalisation and explainability requirements
Hypothesis testing, scenario analysis, finding correlations in data, and other standard
and ad-hoc analyses to uncover drivers of program effectiveness and operational
efficiencies and thereby help drive a culture of data driven decision making in the
organisation
Collaboration with internal Samhita-CGF and clients/partners for data collection
Streamlining and consolidating data in a format that can be easily used for reporting
Responsible for reviewing the data for anomalies/inconsistencies
Communicating with the internal teams on regular intervals for data requirements and
changes
Critical thinking to challenge norms, and strive for continuous improvements in data
products and processes
Troubleshooting data related queries
Skills Required
BA/BSc. Degree in Computer Science, Decision Sciences, Data Science, Data
Analysis or related field
2-4 years of relevant experience
Experience with R/Python
Experience with SQL databases
Proficiency in MS Office Word, Access, Excel
Knowledge of Microsoft BI and Tableau will be an advantage but not essential
Problem solving mindset and being open to working in an agile environment
Basic knowledge and understanding of information collection, analysis, distribution
systems and modern database systems or ability to adapt
Problem solving, time management, interpersonal and critical thinking skills
Team player and self-starter
Work Location: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead
cutting-edge management and research strategies. The candidate shall work
alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a
positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals
who strive for excellence while maintaining a humble outlook. Our work has been
strengthened and supported by international and domestic donor agencies and
foundations such as the Bill & Melinda Gates Foundation, The Rockefeller
Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance
Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex
challenges.
content1}
Organisation Overview (Samhita.org)
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market. To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Brief:
The incumbent is expected to screen and implement financial inclusion projects and partnerships.
S/he is expected to build partnerships and collaborations and in the process identify the right partners for implementation.
The role will focus on providing technical guidance to Samhita teams engaged in partnerships with financial service providers for successful deployment of projects.
The incumbent along with team members will train financial service providers and other key stakeholders in the industry about the financial needs of beneficiaries by organizing workshops and focus groups.
Perform other related duties as required.
Roles & Responsibilities
To drive a robust financial inclusion service offer
Spearhead Operation sales & collection of returnable grants
Handling Micro-Finance lending Business
Identifying and quantifying credit risks, implement measures to minimize risks to ensure an objective view & decision on credit request & credit exposure.
Tracking grant applications.
Optimizing the grant administration process.
Maintain a positive, constructive, and co-creative relationship with stakeholders and partners as well as contributing to growing such network.
Conducting Scenario Analysis based on macro and micro factors that will help in accessing risk.
Ensuring accurate modelling of allocated portfolios and developing new transaction models and enhancing the existing models.
Recommending and Implementing process for improvements to programs and prepare forecast.
Identifying the key financial and non-financial risks, recommending actions for mitigation of those risks.
Applying appropriate sensitivity and scenario analysis to support investment actions.
Qualifications, Skills & Experience
8+ years of experience in designing and managing development programs, technical experience in financial services.
Business development and strategy expertise in managing financial products.
Experience of working with NBFCs, research institutes, banks or consulting firms is a must.
Excellent knowledge & experience on preparation of high quality power point presentations, excel based financial modelling & analysis.
Exceptional analytical and conceptual thinking skills.
The ability to influence stakeholders and work closely with them to determine acceptable solutions.
Excellent documentation skills.
A history of leading and supporting successful projects.
Strong customer service orientation.
Logical and efficient, with keen attention to detail.
MA/MS Degree in business, finance, banking or economics or related field or equivalent training and experience.
Based out of: Mumbai/Pune/Ahmedabad
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome-oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Job Responsibility: –
Day to day accounting in Tally. ERP
Maintain accurate and up to date financial records, including accounts payable and receivable
Process invoices, expense claims and ensure timely payments to vendors & service providers
Handling bank correspondences
Reconcile bank statements and monitor cash flow to ensure financial stability
Assist in preparing budgets, financial reports and other financial documents, as required
Support Statutory Audit of the organization
Knowledge of TDS, GST etc.
Knowledge if filing TDS return etc
Knowledge online banking
Ability to work to deadlines
Ability to work independently and as a part of a team
Qualifications, Skills & Experience:
2+ years of experience – Daily accounting, financial statements, Tally ERP, Finances, Advance Excel, Accounting management, Balance Sheet, Auditing, Team Management
Graduate in Accounting, Finance or relevant Field
Strong Interpersonal and presentation skills
Work Location: Mumbai (Work from Office)
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.
content1}
Organisation Overview
Samhita is a social impact consulting firm, with a vision to build a ‘better normal’. The better normal reimagines business environments where social value is an integral aspect of growth, putting stakeholders and environmental guardianship at the centre of business strategy, a strategy that evolves from inputs to outcomes, from individuals to ecosystem, and from delivering services to building capacity and enabling the market.
To do this, we support companies to align their core competencies with the needs of the social sector, and build catalytic partnerships with stakeholders with in-depth knowledge and networks to execute sustainable, outcome oriented social impact initiatives. This approach bridges the gap between purpose and action, and forges business responsibility strategies that balance people, profit and planet, thereby creating a better normal for communities, environments and businesses.
Role Brief:
We are looking for an organised, detail-oriented individual to join our growing Technology team as a project manager. The responsibilities of the project manager include overseeing software projects from start to finish, engaging with software developers and avoiding blockers in the projects. You will play a critical role in advancing the technology capability and effectiveness of the tech strategy to meet the organisation’s targets. To achieve success you will be required to support and forge a partnership with all cross functional teams like MEL(Monitoring and Evaluation) team, Implementation team, Funder Engagement team, software developers and other functions across the company. You would have to reinforce and improve upon existing project and program methodologies that meet organisational objectives, while creating value for all parties. You should have a good working knowledge of WBS, gantt charts, kanban, scrum, project estimation techniques, and roadmapping. Ultimately, as a top-notch software project manager you should have good communication skills, decision-making skills and the ability to motivate others.
Roles & Responsibilities
Work closely with Business Analysts and Data Engineers to plan out the blueprints of software projects, including scope, resources, deadlines, communication strategies, tests and maintenance.
Work closely with internal and external team members to drive, support and identify bottlenecks in data insertion in the software applications and the technology built around the applications.
Participate in and supervise each stage of the project.
Discuss projects and its parameters with clients, executives, and software developers.
Ensure each project stays on schedule and adheres to the deadlines and scope.
Contribute in project budgeting and ensure the project adheres to the budget as closely as possible.
Meet budgetary objectives and make adjustments to project constraints based on financial analysis.
Determine and oversee development, testing, evaluation, and troubleshooting of all software products in all stages of completion.
Track milestones, deliverables, and change requests.
Serve as a liaison to communicate changes, milestones, deviation, updates, and other pertinent information.
Coordinate with internal resources and third parties/vendors for the flawless execution of projects.
Develop detailed project plans and project roadmap across several connected projects to monitor and track progress.
Communicate progress against deliverables.
Manage changes to the project scope, project schedule and project costs using appropriate verification techniques
Measure project performance using appropriate techniques like WBS, gantt charts, kanban, scrum, project estimation and roadmapping.
Perform risk management to minimise project risks using adequate Project Management RBS techniques.
Create and maintain comprehensive project documentation.
Develop detailed execution plans and track performance against overall project deliverables.
Qualifications, Skills & Experience
Proficiency in project management software tools like MS Project, Primavera, JIRA, Clickup, Trello and so on.
Minimum of 5 years of IT project management experience or Software Development Lifecycle management Experience.
Project management certifications like Project Management Professional (PMP), Certified Associate in Project Management (CAPM), Prince 2, Scrum Master, Six Sigma
Excellent decision-making and leadership skills with contract negotiation skills, conflict resolution experience and most importantly adaptability
Based out of: Mumbai/Delhi
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges. How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org, you can also apply on our careers page.
content1}
Organisation Overview
At Samhita, we work to address the most wicked socio-economic problems in India and leverage our strengths, experience, and knowledge to fulfil our vision. We work with multiple stakeholders to curate strategic partnerships that have the potential to create impact at scale. Through the power of collaboration, innovation, and evidence, we aim to create a sustainable and equitable future for all i.e. a better normal for all.
Samhita is a Mission driven Organisation with a young, bright, passionate, committed and exceptionally inspiring team. We believe that great companies are built by great teams. This philosophy is at the heart of our vision for the organisation we want to scale over the next decade. A company with people at its core, where people are the biggest differentiators. If you are looking for an organization that truly cares about people while bringing the best of class innovation into CSR – Samhita is the place for you. We solve problems through collective action.
Role Overview:
Looking for a manager proficient in working with implementation partners (NGOs & social enterprises), experienced in need identification, program concept creation and delivering end to end execution of projects (preferably Education, Health , Women Empowerment programs). They should have knowledge on monitoring, evaluation & reporting of the projects.
Work Location: Mumbai
Job Description
Work on end to end program management – Strategy design, implementation and program monitoring for projects related to Education, Health , Women Empowerment programs
Preparing customized proposals per the requirement of the corporates/grant giving agencies
Conduct prospect research to identify, cultivate and solicit new project implementation partners
Invite and provide evidence-based feedback in a timely and constructive manner.
Independently manage external stakeholder conversations with corporates as well as implementation partners
Work with existing processes/systems whilst making constructive suggestions for improvements.
Work on based data and analysis for program management and insights.
Follow risk management and compliance procedures.
Communicate confidently in a clear, concise and articulate manner – verbally and in written form.
Seek opportunities to learn about other cultures and other parts of the business across the service lines of Samhita.
Uphold the firm’s code of ethics and business conduct
Support the interns and volunteers for field research, survey and developing information on Samhita Verticals.
Proficiency in handling data on spreadsheets is preferre
Qualifications, Skills & Experience
7+ years of experience of having worked in the development sector
Experience in preferably Education, Health , Women Empowerment programs related program implementation, operations and/or management. Exposure to skilling profile will be added advantage.
Ability to structure projects/engagements for the team
Demonstrated success of developing and evaluating program models, NGOs, and operationalizing programs.
Experience in Education, Health , Women Empowerment programs policy making/ conceptualizing & implementing the programs will be preferred
Experience of engaging with International clients and working in onsite-offshore environment
Ability to contribute beyond the defined scope of work
Demonstrated experience of contributing in firm and knowledge building
Candidate with medical and business degrees are encouraged to apply as well
Why Samhita?
Make a big difference: Take, own and implement.
Leadership: This is the perfect opportunity to go beyond traditional roles and lead cutting-edge management and research strategies. The candidate shall work alongside the brightest minds, in an environment that fosters growth and creativity
Impact: Working with Samhita will provide you with an opportunity to bring about a positive change in the lives of millions – doing well by doing well
Work Culture: Samhita has a team of young, hard-working, and dynamic individuals who strive for excellence while maintaining a humble outlook. Our work has been strengthened and supported by international and domestic donor agencies and foundations such as the Bill & Melinda Gates Foundation, The Rockefeller Foundation, Tata Trusts, GIZ, DFID, the World Bank, International Finance Corporation, UNDP and the Power of Nutrition.
Learning: Increase your problem-solving capabilities by delving into complex challenges.
How to apply: Forward your LinkedIn page or CV to careers@dev.samhita.org.
content1}
Are you passionate about turning around an organisation which is working with people having Neurodevelopmental Disabilities (NDD)?
FAME India is a not-for-profit organisation set up in 2001, to enable and empower persons with neurodevelopmental disabilities and their caregivers to lead a meaningful life. FAME India (FI) focuses on building and maintaining skills of persons with neuro-developmental disabilities through early intervention; holistic education program which includes in house therapists, special educators, and counsellors. The team delivers continuous, high-quality engagement in the areas of daily living, life skills, vocational skills, social inclusion, recreation, health, safety, and complete well-being for every individual (beneficiaries & caregivers) in our community. FI is entering a new phase of renewal and reorganisation and is looking for a resourceful manager in the Managing Trustee’s office.
Job Description
The primary job of the Manager – Administration is to drive the effectiveness of the organization and its strategic decisions. This role requires planning, senior-level hiring, coordinating, and managing diverse stakeholders (internal and external) with the ability to negotiate and resolve on-ground challenges. Ability to assess enquiries/actions directed to the MT, to organize, prioritize, and delegate – is essential.
Use Email Subject as “Application for Job: General Manager, Office of the Managing Trustee”.
Attach a covering note for why you want to take up this role.
Indicate your salary expectation.
Job requirement: Immediate, On-site
Job location:Bangalore
Nature of employment:Mid-Senior Level, Full-time, Contract – 1 year (Can be extended after review)
content1}
Project: Urban Health Initiative
Location: Mumbai/ Bangalore (preferred); or Work-from-home
About the Project
Collective Good Foundation (CGF) (https://collectivegood.in/about-us/) is dedicated to developing ecosystems that facilitate sustainable impact. It provides comprehensive programme design and implementation solutions to companies and social organizations to address issues across cause areas; enhancing capacities in the development sector and building interventions that can be scaled. Driving solutions that impact the economic climate and behavioral influences of a young nation, in association with a network of stakeholders, CGF intends to create positive social value. Its strong investments in knowledge, research, and a unique cutting-edge technology tool, enables corporate partners, foundations, and implementation agencies to develop informed solutions that can build a sustainable future for the nation as a whole.
Collective Good Foundation currently houses the Urban Health Initiative, an Initiative which adopts a multi-disciplinary approach to address health and related issues of people living in urban areas, with a focus on the urban poor and vulnerable populations. The Urban Health Initiative intends to bring together urban practitioners, public health experts, donor agencies, government stakeholders and non-profit organisations to develop a convergent, longitudinal and preventive approach to primary healthcare in India. It minimizes duplication of efforts, and captures, contextualizes and replicates best practices while fostering innovation.
About the Role
The Collective Good Foundation (CGF) intends to recruit a Senior Associate – Climate Action for the Urban Health Initiative. The Senior Associate will play a critical role in shaping the overall strategy of the Urban Health Initiative, bringing in a climate change and environmental sustainability perspective to design health interventions for the urban population. The selected candidate will contribute towards program design and capacity building exercises of internal and external stakeholders to strengthen climate action planning and execution. Therefore, it is important that the selected candidate has:
Solid grounding in technical aspects of environment and climate change, with knowledge of contemporary tools, frameworks and assessment methodologies.
Excellent understanding of the climate landscape in the India; including relevant policy initiatives gaps in climate action, knowledge of stakeholders, networks and organisations working in this space.
Ability to filter relevant information and present the same in a coherent and articulate manner in the overall context of urban health.
Overall, we are looking for an energetic, committed and passionate young professional, who is driven and self-motivated, and can work under minimal supervision. Since co-ordination with multiple internal and external stakeholders is required, it is important that the selected candidate is familiar, adept and comfortable working with a diverse group of people.
Key Functionsand Responsibilities
Provide technical inputs on climate action and health, and contribute to the development of the overall strategy and program design
Assist in the conceptualization, design and execution of landscape analysis, thematic studies, needs assessments, research projects and rapid assessments for climate action in health.
Organise and coordinate multi-stakeholder dialogues, seminars, roundtables and workshops to identify gaps and opportunities in the urban health space, prioritise research questions, exchange knowledge and disseminate the ongoing work of the Urban Health Initiative.
Contribute to the ideation, review, and proposal writing for ongoing and future projects.
Stay updated on the policy landscape, sectoral developments, and industry trends in relation to climate action and health in India.
Coordinate with internal and external team members, as required.
Perform any other tasks and responsibilities as may be required from time to time.
Educational Qualification and Professional Experience
Post graduate degree in a relevant discipline such as climate change and health, environment and development, environmental change and management, environmental economics and climate change, environmental policy, etc.
4-5 years of relevant experience in one or more of the following: climate action for health, organizing capacity building initiatives for climate action, stakeholder engagement for climate action, conducting workshops and stakeholder consultations for climate action (Priority will be given to candidates with a prior experience of working at the intersection of health and climate change)
Necessary Skillset
Excellent written and verbal communication skills, with prior writing experience demonstrated through published papers and journal articles
Familiarity with public data sources related to environment and climate; and demonstrated proficiency in quantitative and qualitative data analysis.
Knowledge of systems thinking and systems mapping; and ability integrate climate action into different interventions and activities
Strong presentation, problem solving and analytical skills.
Intellectual curiosity and thirst for learning
Proactive, ability to self-motivate and work under minimal supervision.
Proficient in Excel, Microsoft PowerPoint, and Word.
Interested candidates may reach out to: careers@dev.samhita.org
Remuneration: Competitive; based on past experiences and qualifications.
? Safe & Safe
Step 4: Now run “Activator“
Step 5: You should click on on the “Install” button and will probably be activated
You may now verify that Windows 7 is absolutely enabled and consider the Product ID. You not have to do anything as a result of your Windows has been activated with out the requirement for a license key. When you’ve got any issues when putting in a key, please go away a comment under.
Associated ARTICLESMORE FROM Writer
Framework Necessities
Cloud Meadow Gameplay Loop
Raja Atta Ur Rehman Khan
Use Phrase, Excel, and PPT totally free, No Adverts.
Obtain Gym Simulator free of charge on Computer – this web page will show you tips on how to download and set up the full model of Gym Simulator on Computer.
Considered one of the main reasons why a product key is critical for Windows 8.1 is to stop software piracy. By requiring customers to enter a product key through the installation or activation process, Microsoft can make sure that only professional copies of the software are being used. This helps protect their intellectual property rights and ensures that customers aren’t utilizing unauthorized or counterfeit variations of the operating system.
