

Nano and micro entrepreneurs stay invisible to lenders without formal documentation or a credit history. Samhita helps them complete Udyam registration and connect to government schemes, building a pipeline of documented, loan-ready borrowers. Alongside CGTMSE, we run awareness campaigns that make it easier for lenders to extend credit to first-time and thin-file borrowers. We also run a monitoring and evaluation system that tracks their growth, repayment, and income over time. Local partners, CSCs, skill councils, and community organisations extend this reach into rural and peri-urban areas that lenders cannot easily access alone.

